Courses | Finance Strategist

I. Introduction to Personal Finance

Lesson 1.1 Understanding Personal Finance Lesson 1.2 The Need for Financial Literacy Lesson 1.3 Setting Financial Goals Lesson 1.4 The Role of Financial Planners

II. Understanding Your Money

Lesson 2.1 Income Sources Lesson 2.2 Expenses: Fixed vs Variable

III. Budgeting and Money Management

Lesson 3.1 Needs vs Wants Lesson 3.2 Creating a Budget Lesson 3.3 Budgeting Methods Lesson 3.4 Creating a Spending Plan Lesson 3.5 Reducing Expenses Lesson 3.6 Building an Emergency Fund

IV. Savings and Investments

Lesson 4.1 Basics of Saving Lesson 4.2 Basics of Investing Lesson 4.3 Investment Options Lesson 4.4 The Role of Investment Advisors

V. Credit and Debt Management

Lesson 5.1 Understanding Credit Lesson 5.2 Types of Debt Lesson 5.3 Debt Management Lesson 5.4 Credit Scores Lesson 5.5 Why Your Credit Score Matters Lesson 5.6 The Role of Debt Advisors

VI. Buying a Home

Lesson 6.1 Buying vs Renting a Home Lesson 6.2 Mortgages Overview Lesson 6.3 Fannie Mae Lesson 6.4 The Role of Real Estate Agents

VII. Income and Taxes

Lesson 7.1 Personal Income Lesson 7.2 Basics of Income Tax Lesson 7.3 Tax Brackets Lesson 7.4 Effective Tax Planning and Strategies Lesson 7.5 Utilizing Tax-Advantaged Accounts Lesson 7.6 The Role of Tax Consultants

VIII. Insurance and Risk Management

Lesson 8.1 Insurance Lesson 8.2 Insurance Planning Lesson 8.3 Risk Management Strategies

IX. Retirement Planning

Lesson 9.1 Overview of Retirement Planning Lesson 9.2 Retirement Checklist Lesson 9.3 Types of Retirement Accounts Lesson 9.4 Retirement Hacks Lesson 9.5 The Role of Retirement Advisors

X. Estate Planning and Legacy

Lesson 10.1 Overview of Estate Planning Lesson 10.2 Wills vs Trusts Lesson 10.3 Power of Attorney Lesson 10.4 Health Care Directives Lesson 10.5 Beneficiary Designations Lesson 10.6 Estate Taxes Lesson 10.7 The Role of Estate Planners

Lesson XI. Achieving the Ultimate Goal

Lesson 11.1 The Ultimate Goal: Financial Independence Lesson 11.2 Working With a Financial Advisor Lesson 11.3 DIY Financial Planning Lesson 11.4 Digital Financial Planning Platforms

I. Introduction to Retirement Planning

Lesson 1.1 What is Retirement Planning? Lesson 1.2 Stages of Retirement Lesson 1.3 Pre-Retirement Financial Checkup Lesson 1.4 Retirement Milestones Lesson 1.5 Retirement Checklist

II. Setting Your Retirement Goals

Lesson 2.1 Defining Your Ideal Retirement Lifestyle Lesson 2.2 Navigating the Cost of Living Lesson 2.3 Estimating Your Retirement Expenses Lesson 2.4 Creating a Retirement Budget Lesson 2.5 Determining Your Desired Retirement Age

III. Evaluating Your Current Financial Situation

Lesson 3.1 Calculating Your Net Worth Lesson 3.2 Understanding Your Current Income Sources Lesson 3.3 Analyzing Retirement Income Gaps Lesson 3.4 Reviewing Retirement Savings Gaps

IV. Building Your Retirement Savings

Lesson 4.1 Retirement Savings Lesson 4.2 Comfortable Income in Retirement Lesson 4.3 How Much to Save For Retirement Lesson 4.4 Understanding Different Retirement Savings Vehicles Lesson 4.5 Contribution Limits and Tax Implications Lesson 4.6 Investment Strategies For Retirement Savings

V. Maximizing Your Retirement Income

Lesson 5.1 Understanding Retirement Income Sources Lesson 5.2 Calculating Retirement Income Lesson 5.3 Optimizing Social Security Benefits Lesson 5.4 Pension Management Strategies Lesson 5.5 Retirement Tax Minimization Strategies Lesson 5.6 Tax-Efficient Withdrawal Strategies Lesson 5.7 Downsizing in Retirement Lesson 5.8 Alternative Income Sources

VI. Risk Management for Retirement

Lesson 6.1 Spending Wisely Lesson 6.2 Managing Debts Lesson 6.3 Protecting Your Assets With Insurance Lesson 6.4 Managing Health Care Costs Lesson 6.5 Estate Planning

VII. Transitioning to Retirement

Lesson 7.1 Emotional Aspects of Retirement Lesson 7.2 Retirement Transition Planning Lesson 7.3 Post-Retirement Financial Checkup Lesson 7.4 Retirement Hobbies Lesson 7.5 Planning With a Retirement Advisor

I. Introduction to Investing

Lesson 1.1 What is Investing? Lesson 1.2 Risk and Return

II. Understanding the Financial Markets

Lesson 2.1 Overview of Financial Markets Lesson 2.2 Stock Markets and How They Work Lesson 2.3 Bond Markets and How They Work Lesson 2.4 Fund Types Lesson 2.5 Alternative Investments

III. Fundamental Investment Concepts

Lesson 3.1 Time Value of Money Lesson 3.2 Diversification Lesson 3.3 Asset Allocation Lesson 3.4 Understanding Market Indices Lesson 3.5 Market Indicators Lesson 3.6 Market Sentiment Analysis Lesson 3.7 Market Timing

IV. Analyzing Investments

Lesson 4.1 Fundamentals of Investment Analysis Lesson 4.2 Fundamental vs Technical Analysis Lesson 4.3 Evaluating Investment Performance

V. Investment Strategies

Lesson 5.1 Investment Strategies Overview Lesson 5.2 Short-Term vs Long-Term Investing Lesson 5.3 Passive vs Active Investing Lesson 5.4 Growth vs Value Investing Lesson 5.5 Income Investing Lesson 5.6 Momentum Investing Lesson 5.7 Contrarian Investing Lesson 5.8 Dollar-Cost Averaging vs Lump-Sum Investing Lesson 5.9 Socially Responsible Investing Lesson 5.10 Tax-Efficient Investing

VI. Portfolio Management

Lesson 6.1 Portfolio Management Basics Lesson 6.2 Understanding Your Investment Philosophy Lesson 6.3 Building Your First Investment Portfolio Lesson 6.4 Rebalancing Your Portfolio Lesson 6.5 Managing Risk in Your Portfolio Lesson 6.6 Investor Psychology

VII. Planning and Advice

Lesson 7.1 Setting Financial Goals and Planning Lesson 7.2 Investment Platforms Lesson 7.3 The Role of Investment Advisors Lesson 7.4 Robo-Advisors vs Financial Advisors Lesson 7.5 Tax Planning for Investments

I. Introduction to Taxation

Lesson 1.1 What is Taxation? Lesson 1.2 The Role of Taxes in Society Lesson 1.3 Federal vs State and Local Taxes

II. Understanding Taxes

Lesson 2.1 Types of Taxes Lesson 2.2 Taxable Income Lesson 2.3 Marginal Tax Rate Lesson 2.4 Effective Tax Rate Lesson 2.5 Tax Brackets

III. Filing Your Taxes

Lesson 3.1 How to File Individual Taxes Lesson 3.2 Tax Filing Status Lesson 3.3 How to File Corporate Taxes Lesson 3.4 Tax Forms Lesson 3.5 Tax Filing Deadlines Lesson 3.6 Tax Deductions Lesson 3.7 Tax Credits

IV. Tax Planning and Strategies

Lesson 4.1 Tax Planning Basics Lesson 4.2 Tax Planning for Retirement Lesson 4.3 Tax Planning for Education Lesson 4.4 Tax Planning for Investments Lesson 4.5 Tax Planning for Businesses Lesson 4.6 Tax Planning for Life Events

V. Tax Professionals and Risk Management

Lesson 5.1 Tax Risk Management Lesson 5.2 The Role of Tax Consultants Lesson 5.3 Tax Services

I. Introduction to Insurance

Lesson 1.1 Insurance Overview Lesson 1.2 NAIC on Insurance Regulation

II. Key Insurance Concepts

Lesson 2.1 Players in Insurance Lesson 2.2 Policy Lesson 2.3 Premium Lesson 2.4 Deductible Lesson 2.5 Coverage Lesson 2.6 Claim Lesson 2.7 Exclusions Lesson 2.8 Contract

III. Types of Insurance

Lesson 3.1 Life Insurance Lesson 3.2 Health Insurance Lesson 3.3 Disability Insurance Lesson 3.4 Long-Term Care Insurance Lesson 3.5 Auto Insurance Lesson 3.6 Homeowners Insurance Lesson 3.7 Renters Insurance Lesson 3.8 Property & Casualty Insurance Lesson 3.9 Business Interruption Insurance Lesson 3.10 Property Insurance

IV. The Insurance Process

Lesson 4.1 Underwriting Lesson 4.2 Making a Claim Lesson 4.3 Disputes and Resolutions

V. Shopping for Insurance

Lesson 5.1 Insurance Planning Lesson 5.2 Tips for Getting the Best Rates Lesson 5.3 The Role of Insurance Brokers

I. Introduction to Mortgages

Lesson 1.1 Mortgage Overview Lesson 1.2 Key Mortgage Terminologies

II. Types of Mortgages

Lesson 2.1 Fixed-Rate Mortgages Lesson 2.2 Adjustable-Rate Mortgages Lesson 2.3 Federal Housing Administration (FHA) Loans Lesson 2.4 Veterans Affairs (VA) Loans Lesson 2.5 Interest-Only Mortgages Lesson 2.6 Balloon Mortgages Lesson 2.7 Reverse Mortgages

III. The Mortgage Process

Lesson 3.1 Pre-qualification Lesson 3.2 Pre-approval Lesson 3.3 Finding the Right Mortgage Lesson 3.4 Application, Documentation, & Verification Lesson 3.5 Mortgage Underwriting Lesson 3.6 Closing on a Mortgage

IV. Understanding Mortgage Costs

Lesson 4.1 Interest Rate Lesson 4.2 Annual Percentage Rate Lesson 4.3 Mortgage Points and Origination Fees Lesson 4.4 Mortgage Insurance Lesson 4.5 Property Taxes Lesson 4.6 Homeowners Insurance

V. Property Appraisal

Lesson 5.1 Appraisal Process Overview Lesson 5.2 Appraisal Costs

VI. Mortgage Management

Lesson 6.1 Making Mortgage Payments Lesson 6.2 Mortgage Recasting Lesson 6.3 Escrow Accounts and How They Work

VII. Refinancing and Restructuring

Lesson 7.1 Refinancing Lesson 7.2 Loan Modification Programs

I. Introduction to Estate Planning

Lesson 1.1 What is Estate Planning? Lesson 1.2 Understanding Your Estate Through Net Worth Analysis

II. Parties Involved in Estate Planning

Lesson 2.1 Grantor/Settlor Lesson 2.2 Beneficiaries Lesson 2.3 Executor Lesson 2.4 Trustee

III. Core Estate Planning Tools

Lesson 3.1 Wills Lesson 3.2 Trusts Lesson 3.3 Powers of Attorney Lesson 3.4 Life Insurance Lesson 3.5 Advance Directives

IV. Wills and Trusts

Lesson 4.1 Wills vs Trusts Lesson 4.2 Drafting a Will Lesson 4.3 Appointing an Executor Lesson 4.4 Intestate Lesson 4.5 Types of Trusts Lesson 4.6 Choosing a Trustee

V. Probate Process

Lesson 5.1 Overview of Probate Lesson 5.2 When Does an Estate Have to Go Through Probate? Lesson 5.3 Key Probate Terminologies Lesson 5.4 Probate Forms Guide Lesson 5.5 Standard Probate Fees Lesson 5.6 Avoiding Probate

VI. Tax Implications

Lesson 6.1 Understanding Estate Taxes Lesson 6.2 Estate Tax Marital Deduction Lesson 6.3 Portability of Estate Tax Exemption Lesson 6.4 Gift Taxes Lesson 6.5 How to File Taxes for an Estate Lesson 6.6 Estate and Gift Tax Planning

VII. Navigating Estate Planning

Lesson 7.1 Role of Accredited Estate Planners Lesson 7.2 Estate Planning Costs Lesson 7.3 DIY Estate Planning

I. Introduction to Accounting

Lesson 1.1 Understanding Accounting Lesson 1.2 Branches of Accounting Lesson 1.3 The Accounting Cycle

II. The Accounting Equation and Basic Terminologies

Lesson 2.1 Understanding the Accounting Equation Lesson 2.2 Assets Lesson 2.3 Liabilities Lesson 2.4 Equity Lesson 2.5 Debit and Credit Lesson 2.6 The Double-Entry System Lesson 2.7 Accounting Concepts and Principles

III. The Bookkeeping Process

Lesson 3.1 What is Bookkeeping? Lesson 3.2 Chart of Accounts: Organizing Accounts Lesson 3.3 Journal Entries: Recording Transactions Lesson 3.4 Accounting Ledger: Posting Entries Lesson 3.5 Subsidiary Ledgers

IV. Completing the Accounting Cycle

Lesson 4.1 Trial Balance: Verifying Account Balances Lesson 4.2 Adjusting Entries Lesson 4.3 Worksheet: Summarizing Adjustments Lesson 4.4 Financial Statements

V. Understanding Financial Statements

Lesson 5.1 Balance Sheet Lesson 5.2 Income Statement Lesson 5.3 Cash Flow Statement Lesson 5.4 Financial Statement Analysis Lesson 5.5 Cash Flow Analysis Lesson 5.6 Accounting Ratios

VI. The Regulatory Framework for Accounting

Lesson 6.1 Accounting Standards Overview Lesson 6.2 Generally Accepted Accounting Principles (GAAP) Lesson 6.3 International Financial Reporting Standards (IFRS)

VII. The Role of Accountants in Business

Lesson 7.1 What are Accountants? Lesson 7.2 Types of Accountants Lesson 7.3 Benefits of Having an Accountant Lesson 7.4 Finding the Right Accountant

I. Introduction to Borrowing

Lesson 1.1 What is Credit? Lesson 1.2 Types of Credit: Secured vs Unsecured Lesson 1.3 Understanding Credit Scores

II. Basics of Loans

Lesson 2.1 What is a Loan? Lesson 2.2 Types of Loans Lesson 2.3 Understanding Interest Rates Lesson 2.4 Annual Percentage Rate (APR) Lesson 2.5 Loan Fees Lesson 2.6 Loan Application Process Lesson 2.7 Calculating Loan Payments Lesson 2.8 Loan Repayment Strategies

III. Lines of Credit Explained

Lesson 3.1 What is a Line of Credit (LOC)? Lesson 3.2 How a Line of Credit Works Lesson 3.3 Secured vs Unsecured LOCs Lesson 3.4 Line of Credit Interest Rates Lesson 3.5 Line of Credit Fees Lesson 3.6 Advantages of Having a Line of Credit Lesson 3.7 Line of Credit vs Credit Card

IV. Choosing Between Loans and Lines of Credit

Lesson 4.1 Line of Credit vs Loan: Comparison of Features Lesson 4.2 The Role of Collateral

V. Building and Maintaining Good Credit

Lesson 5.1 Importance of Credit Scores Lesson 5.2 Understanding Credit Reports Lesson 5.3 How to Check Your Credit Score Lesson 5.4 The Impact of Loans and LOCs on Credit Scores Lesson 5.5 Credit Ratings Lesson 5.6 What Is a Good Credit Score? Lesson 5.7 Credit Report Analysis Lesson 5.8 How to Improve Your Credit Score

VI. Managing Debt

Lesson 6.1 Strategies for Managing Loan and Line of Credit Debt Lesson 6.2 Debt Consolidation Lesson 6.3 Loan Modification Programs Lesson 6.4 The Importance of Credit Counseling Lesson 6.5 The Role of Financial Advisors for Debt

VII. Consumer Rights and Protections

Lesson 7.1 Consumer Credit Protection Laws Lesson 7.2 How to Report Unfair Lending Practices

I. Introduction to Economics

Lesson 1.1 What is Economics? Lesson 1.2 Scarcity and Economic Decisions Lesson 1.3 Opportunity Cost Lesson 1.4 Free Market Economy Lesson 1.5 Command Economy Lesson 1.6 Mixed Economy

II. Fundamental Concepts of Microeconomics

Lesson 2.1 Microeconomics Lesson 2.2 Supply and Demand Lesson 2.3 Elasticity Lesson 2.4 Consumer Behavior and Utility Maximization Lesson 2.5 Production and Costs

III. Market Structures

Lesson 3.1 Perfect Competition Lesson 3.2 Monopoly Lesson 3.3 Oligopoly Lesson 3.4 Monopolistic Competition Lesson 3.5 Game Theory Basics and Strategic Interaction

IV. Fundamentals of Macroeconomics

Lesson 4.1 Macroeconomics Lesson 4.2 Economic Growth Lesson 4.3 Gross Domestic Product (GDP) Lesson 4.4 Gross National Product (GNP) Lesson 4.5 Inflation Lesson 4.6 Deflation Lesson 4.7 Unemployment Lesson 4.8 Fiscal Policy Lesson 4.9 Monetary Policy Lesson 4.10 Goals of Macroeconomic Policy

V. International Trade and Finance

Lesson 5.1 Comparative Advantage Lesson 5.2 Absolute Advantage Lesson 5.3 Exchange Rates and Balance of Payments Lesson 5.4 Tariffs Lesson 5.5 Free Trade Agreement (FTA) Lesson 5.6 Protectionism

VI. Application: Personal Finance Decisions

Lesson 6.1 Saving vs Spending Lesson 6.2 Understanding Economic News and Its Impact on Individuals

I. Introduction to Corporate Finance

Lesson 1.1 Overview of Corporate Finance Lesson 1.2 Overview of Financial Statements Lesson 1.3 Importance of Cash Flow Lesson 1.4 Financial Ratios Lesson 1.5 Key Performance Indicators (KPIs)

II. Time Value of Money and Valuation

Lesson 2.1 Understanding the Time Value of Money Lesson 2.2 Present Value Calculation Lesson 2.3 Future Value Calculation Lesson 2.4 Valuing Cash Flow Streams: Annuity Lesson 2.5 Valuing Cash Flow Streams: Perpetuity

III. Capital Budgeting

Lesson 3.1 Introduction to Capital Budgeting Lesson 3.2 Capital Budgeting Evaluation Methods and Techniques Lesson 3.3 Net Present Value (NPV) Lesson 3.4 Internal Rate of Return (IRR)

IV. Risk and Return

Lesson 4.1 Understanding Risk and Return Lesson 4.2 Modern Portfolio Theory Lesson 4.3 Diversification Lesson 4.4 Capital Asset Pricing Model (CAPM)

V. Capital Structure and Dividend Policy

Lesson 5.1 Capital Structure Lesson 5.2 Determining the Optimal Capital Structure Lesson 5.3 Dividend Policy Lesson 5.4 Stock Buybacks

VI. Financing and Leverage

Lesson 6.1 Sources of Finance: Debt vs. Equity Lesson 6.2 Operating Leverage Lesson 6.3 Financial Leverage Lesson 6.4 Leverage Ratios and Their Interpretations

VII. Working Capital Management

Lesson 7.1 The Components of Working Capital Lesson 7.2 Cash Management Strategies Lesson 7.3 Liquidity Management Lesson 7.4 Financing Options

VIII. Mergers, Acquisitions, and Corporate Restructuring

Lesson 8.1 Understanding Mergers and Acquisitions Lesson 8.2 Valuation in M&A Lesson 8.3 Types of Corporate Restructuring

I. Introduction to Banking

Lesson 1.1 What is a Bank? Lesson 1.2 Banks vs Credit Unions

II. Banking Services

Lesson 2.1 Checking Accounts Lesson 2.2 Savings Accounts Lesson 2.3 Certificates of Deposit (CDs) Lesson 2.4 Loans and Mortgages Lesson 2.5 Credit Cards

III. Understanding Your Bank Account

Lesson 3.1 Bank Account Overview Lesson 3.2 Benefits of Bank Accounts Lesson 3.3 Banking Fees Lesson 3.4 Understanding Bank Statements

IV. Understanding Interest

Lesson 4.1 Interest Rate Basics Lesson 4.2 How Interest Works on a Bank Account Lesson 4.3 Compound Interest

V. Personal Financial Management

Lesson 5.1 Creating and Managing a Budget Lesson 5.2 Savings Strategies Lesson 5.3 Understanding and Improving Credit Scores Lesson 5.4 Investing Basics

VI. Regulatory Environment

Lesson 6.1 The Role of Central Banks Lesson 6.2 Banking Regulations and Compliance Lesson 6.3 Understanding FDIC Insurance and Its Importance Lesson 6.4 Anti-Money Laundering (AML) Lesson 6.5 Know Your Customer (KYC) Policy

VII. Privacy and Data Protection

Lesson 7.1 Types of Bank Scams Lesson 7.2 How Do Bank Scams Happen? Lesson 7.3 Protect Yourself From Bank Scams

VIII. Emerging Trends in Banking

Lesson 8.1 Fintech Innovations in Banking Lesson 8.2 Cryptocurrency Lesson 8.3 Digital Currency vs Cryptocurrency

I. Introduction to Wealth Management

Lesson 1.1 Wealth Management Overview Lesson 1.2 Benefits of Wealth Management Lesson 1.3 What Does a Wealth Manager Do?

II. Understanding Financial Planning

Lesson 2.1 Financial Planning Process Lesson 2.2 Setting Financial Goals

III. Personal Finance Fundamentals

Lesson 3.1 Personal Finance Overview Lesson 3.2 Budget and the Budgeting Process Lesson 3.3 Emergency Fund Planning Lesson 3.4 Understanding and Managing Debt Lesson 3.5 Essentials of Tax Planning

IV. Savings and Banking

Lesson 4.1 Introduction to Savings Accounts Lesson 4.2 Certificates of Deposit (CDs) Lesson 4.3 Saving Strategies Lesson 4.4 Basics of Bank Account Management

V. Investment Principles

Lesson 5.1 Understanding the Stock Market Lesson 5.2 Overview of Investments Lesson 5.3 Introduction to Alternative Investments

VI. Advanced Investment Strategies

Lesson 6.1 Diversification Lesson 6.2 Asset Allocation Lesson 6.3 Risk Management and Assessment Lesson 6.4 Understanding and Using Investment Platforms

VII. Retirement Planning

Lesson 7.1 Retirement Savings Vehicles Lesson 7.2 Retirement Budgeting Lesson 7.3 Social Security Fundamentals

VIII. Insurance Planning

Lesson 8.1 Insurance Overview Lesson 8.2 Insurance Planning

IX. Estate Planning

Lesson 9.1 Estate Planning Overview Lesson 9.2 Overview on Wills and Trusts

X. Wealth Management Strategies

Lesson 10.1 Wealth Preservation Strategies Lesson 10.2 Wealth Transfer Planning

XI. Building a Wealth Management Team

Lesson 11.1 Selecting a Wealth Manager or Financial Advisor Lesson 11.2 Understanding Different Fee Structures Lesson 11.3 Partnering Effectively With Your Advisor

I. Introduction to Financial Advisors

Lesson 1.1 What is a Financial Advisor? Lesson 1.2 Benefits of Working With a Financial Advisor Lesson 1.3 Overview of the Different Types of Financial Advisors

II. Types of Financial Advisors

Lesson 2.1 Registered Investment Advisor (RIA) Lesson 2.2 Certified Financial Planner (CFP) Lesson 2.3 Chartered Financial Analyst (CFA) Lesson 2.4 Broker-Dealer Lesson 2.5 Chartered Insurance Counselor (CIC) Lesson 2.6 Enrolled Agent (EA) Lesson 2.7 Investment Advisor Lesson 2.8 Financial Risk Manager Lesson 2.9 Chartered Financial Consultant (ChFC) Lesson 2.10 Certified Financial Therapist Lesson 2.11 Certified Financial Educator Lesson 2.12 Chartered Mutual Fund Counselor (CMFC) Lesson 2.13 Chartered Life Underwriter (CLU) Lesson 2.14 Financial Coach Lesson 2.15 Wealth Managers Lesson 2.16 Robo-Advisor

III. Areas of Expertise and Specialization

Lesson 3.1 Retirement Planning Lesson 3.2 Estate Planning Lesson 3.3 Tax Planning Lesson 3.4 Investment Management Lesson 3.5 Insurance Planning Lesson 3.6 Wealth Management

IV. Ethical and Legal Considerations

Lesson 4.1 Fiduciary vs Suitability Standard Lesson 4.2 Financial Industry Regulatory Authority (FINRA) Lesson 4.3 Securities and Exchange Commission (SEC)

V. Choosing the Right Financial Advisor

Lesson 5.1 Assessing Your Needs and Goals Lesson 5.2 Understanding Fees and Compensation Structures Lesson 5.3 How to Find a Financial Advisor Lesson 5.4 Questions to Ask a Potential Financial Advisor

I. Introduction to Social Security

Lesson 1.1 What is Social Security? Lesson 1.2 Social Security Administration (SSA)

II. Eligibility and Benefits

Lesson 2.1 Determining Eligibility for Social Security Benefits Lesson 2.2 Types of Social Security Benefits Overview

III. Retirement Benefits

Lesson 3.1 What are Retirement Benefits? Lesson 3.2 Full Retirement Age (FRA) Lesson 3.3 Social Security Income Limits After Full Retirement Age Lesson 3.4 How Your Income Affects Your Retirement Benefits Lesson 3.5 Calculating Your Estimated Retirement Benefit

IV. Disability Benefits

Lesson 4.1 What are Disability Benefits? Lesson 4.2 Social Security Disability Insurance (SSDI) Lesson 4.3 Social Security Form SSA-3373-BK

V. Survivor Benefits

Lesson 5.1 What are Survivor Benefits? Lesson 5.2 Social Security Survivor Planning

VI. Applying for Social Security

Lesson 6.1 Application Process for Social Security Benefits Lesson 6.2 Required Documentation and Information Lesson 6.3 Tips for a Smooth Application Process

VII. Calculation and Maximization of Benefits

Lesson 7.1 How Benefits are Calculated Lesson 7.2 Maximum Social Security Benefit Lesson 7.3 How to Maximize Social Security Benefits

VIII. Taxation

Lesson 8.1 How Social Security Benefits are Taxed Lesson 8.2 Maximum Social Security Tax Lesson 8.3 Tax Planning for Social Security Benefits

IX. Additional Considerations

Lesson 9.1 How Does a Divorce Affect One’s Social Security Benefit? Lesson 9.2 Social Security and Medicare Lesson 9.3 Social Security and Pension

X. Optimizing Your Social Security

Lesson 10.1 Claiming Strategies Lesson 10.2 The Role of National Social Security Advisors (NSSAs)

I. Introduction to Medicare

Lesson 1.1 What is Medicare? Lesson 1.2 Who is Eligible for Medicare? Lesson 1.3 What Does Medicare Cover? Lesson 1.4 Medicare vs Medicaid

II. The Different Parts of Medicare

Lesson 2.1 Medicare Part A (Hospital Insurance) Lesson 2.2 Medicare Part B (Medical Insurance) Lesson 2.3 Medicare Part C (Medicare Advantage Plans) Lesson 2.4 Medicare Part D (Prescription Drug Coverage)

III. Enrolling in Medicare

Lesson 3.1 How to Enroll in Medicare Lesson 3.2 Medicare Enrollment Periods

IV. Medicare Costs

Lesson 4.1 Medicare Costs Lesson 4.2 Medicare Premium Surcharges Lesson 4.3 Medicare Cost-Sharing Lesson 4.4 Medicare Late Enrollment Penalties Lesson 4.5 Ways to Reduce Medicare Costs Lesson 4.6 More About Medicare Savings Programs (MSPs)

V. Medicare and Other Insurance

Lesson 5.1 Medigap Lesson 5.2 Medicare and Long-Term Care Lesson 5.3 Medicare and Social Security

VI. Managing Medicare

Lesson 6.1 Medicare Planning Lesson 6.2 Medicare Appeal Lesson 6.3 Medicare Fraud Lesson 6.4 The Role of a Medicaid Specialist

I. Introduction to Bankruptcy

Lesson 1.1 Bankruptcy Overview Lesson 1.2 How Bankruptcies Work Lesson 1.3 Types of Bankruptcy Lesson 1.4 Pros and Cons of Bankruptcy

II. Legal Framework and Parties Involved

Lesson 2.1 The Bankruptcy Law Lesson 2.2 Key Players in a Bankruptcy Case Lesson 2.3 Corporate Bankruptcy Lesson 2.4 Can an Individual File for Bankruptcy?

III. The Bankruptcy Process

Lesson 3.1 How to Declare Bankruptcy Lesson 3.2 Bankruptcy Estate and Exemptions Lesson 3.3 Who Pays for Bankruptcies? Lesson 3.4 Who Gets Paid First? Lesson 3.5 How Bankruptcy Gets Discharged

IV. Specific Chapters in Detail

Lesson 4.1 Chapter 7 - Liquidation Lesson 4.2 Chapter 13 - Reorganization for Individuals Lesson 4.3 Chapter 11 - Reorganization for Businesses Lesson 4.4 Chapter 15 - Cross-Border Insolvency Lesson 4.5 Chapter 12 - The Family Farmer Chapter

V. Special Topics

Lesson 5.1 Bankruptcy Fraud Lesson 5.2 The Effects of Bankruptcy Lesson 5.3 How Much Does It Cost to File Bankruptcy?

VI. Bankruptcy FAQs

Lesson 6.1 What Happens After Bankruptcy Dismissal? Lesson 6.2 Can You File Bankruptcy Twice? Lesson 6.3 Does Bankruptcy Clear Tax Debt? Lesson 6.4 Does Filing for Bankruptcy Stop an Eviction? Lesson 6.5 How Does Bankruptcy Affect Credit Score? Lesson 6.6 What Can You Keep After Filing Bankruptcy? Lesson 6.7 How Long Does Bankruptcy Stay on Public Record? Lesson 6.8 Can Bankruptcy Stop Garnishment?

VII. Additional Resources

Lesson 7.1 Finding a Bankruptcy Lawyer Lesson 7.2 Filing Bankruptcy Without a Lawyer Lesson 7.3 Credit Counseling

Personal Finance Enroll Now

I. Introduction to Personal Finance

II. Understanding Your Money

III. Budgeting and Money Management

IV. Savings and Investments

V. Credit and Debt Management

VI. Buying a Home

VII. Income and Taxes

VIII. Insurance and Risk Management

IX. Retirement Planning

X. Estate Planning and Legacy

Lesson XI. Achieving the Ultimate Goal

Retirement Basics Enroll Now

I. Introduction to Retirement Planning

II. Setting Your Retirement Goals

III. Evaluating Your Current Financial Situation

IV. Building Your Retirement Savings

V. Maximizing Your Retirement Income

VI. Risk Management for Retirement

VII. Transitioning to Retirement

Investing Basics Enroll Now

I. Introduction to Investing

II. Understanding the Financial Markets

III. Fundamental Investment Concepts

IV. Analyzing Investments

V. Investment Strategies

VI. Portfolio Management

VII. Planning and Advice

Tax Basics Enroll Now

I. Introduction to Taxation

II. Understanding Taxes

III. Filing Your Taxes

IV. Tax Planning and Strategies

V. Tax Professionals and Risk Management

Insurance Basics Enroll Now

I. Introduction to Insurance

II. Key Insurance Concepts

III. Types of Insurance

IV. The Insurance Process

V. Shopping for Insurance

Mortgage Basics Enroll Now

I. Introduction to Mortgages

II. Types of Mortgages

III. The Mortgage Process

IV. Understanding Mortgage Costs

V. Property Appraisal

VI. Mortgage Management

VII. Refinancing and Restructuring

Estate Planning Basics Enroll Now

I. Introduction to Estate Planning

II. Parties Involved in Estate Planning

III. Core Estate Planning Tools

IV. Wills and Trusts

V. Probate Process

VI. Tax Implications

VII. Navigating Estate Planning

Accounting Basics Enroll Now

I. Introduction to Accounting

II. The Accounting Equation and Basic Terminologies

III. The Bookkeeping Process

IV. Completing the Accounting Cycle

V. Understanding Financial Statements

VI. The Regulatory Framework for Accounting

VII. The Role of Accountants in Business

Loans & Lines of Credit Enroll Now

I. Introduction to Borrowing

II. Basics of Loans

III. Lines of Credit Explained

IV. Choosing Between Loans and Lines of Credit

V. Building and Maintaining Good Credit

VI. Managing Debt

VII. Consumer Rights and Protections

Economics Basics Enroll Now

I. Introduction to Economics

II. Fundamental Concepts of Microeconomics

III. Market Structures

IV. Fundamentals of Macroeconomics

V. International Trade and Finance

VI. Application: Personal Finance Decisions

Corporate Finance Basics Enroll Now