Are There Additional Benefits for People With Disabilities?

Written by True Tamplin, BSc, CEPF®

Reviewed by Editorial Team

Updated on March 29, 2023

Social Security Administration

The Social Security Administration pays out benefits to two basic types of recipients: retirees and their families and disabled persons.

Disabled recipients must be able to meet the Social Security Administration's definition of disability (which can be very difficult to do in many cases; over half of all SSDI applications are rejected each year for this reason).

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Disability Income

Disability income is paid out to qualifying recipients whose disability is expected to last for at least a year or end in death.

The SSA will monitor the recipient's health condition on a periodic basis to make sure that he or she is still eligible to collect benefits.

Disability is not necessarily a permanent condition in the eyes of the SSA.

But workers who are terminated from their jobs before they retire because of a health condition can apply for SSDI and thus possibly prevent themselves from having to apply early for Social Security retirement benefits.

Supplemental Security Income (SSI)

Supplemental Security Income (SSI) is another program geared towards providing for disabled persons who have little or no financial means of support.

This special program requires that applicants must also apply for Social Security Disability (SSDI) at the same time in order to qualify for this benefit.

Are There Additional Benefits for People With Disabilities? FAQs

About the Author

True Tamplin, BSc, CEPF®

True Tamplin is a published author, public speaker, CEO of UpDigital, and founder of Finance Strategists.

True is a Certified Educator in Personal Finance (CEPF®), author of The Handy Financial Ratios Guide, a member of the Society for Advancing Business Editing and Writing, contributes to his financial education site, Finance Strategists, and has spoken to various financial communities such as the CFA Institute, as well as university students like his Alma mater, Biola University, where he received a bachelor of science in business and data analytics.

To learn more about True, visit his personal website, view his author profile on Amazon, or check out his speaker profile on the CFA Institute website.

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