Can I File Bankruptcy Against a Judgement?

Written by True Tamplin, BSc, CEPF®

Reviewed by Editorial Team

Updated on March 29, 2023

Yes, you can file bankruptcy against most civil judgments or lawsuits.

Unless the debt is nondischargeable debt, such as student loans, domestic support obligations, debts owed to the government, debts incurred from intoxicated driving, or debts incurred because of fraud, filing for bankruptcy can remove your liability.

Bankruptcy does not automatically remove liens placed against assets. However, you may petition the court to void liens on your property, which may or may not be successful depending on the context of your case.

Removing liens is a legally complex area of bankruptcy law, and is best discussed with an accredited bankruptcy lawyer.

Can You File Bankruptcy on a Judgement Against You? FAQs

About the Author

True Tamplin, BSc, CEPF®

True Tamplin is a published author, public speaker, CEO of UpDigital, and founder of Finance Strategists.

True is a Certified Educator in Personal Finance (CEPF®), author of The Handy Financial Ratios Guide, a member of the Society for Advancing Business Editing and Writing, contributes to his financial education site, Finance Strategists, and has spoken to various financial communities such as the CFA Institute, as well as university students like his Alma mater, Biola University, where he received a bachelor of science in business and data analytics.

To learn more about True, visit his personal website, view his author profile on Amazon, or check out his speaker profile on the CFA Institute website.

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