Can Judgements Be Discharged in Bankruptcy?

Written by True Tamplin, BSc, CEPF®

Reviewed by Editorial Team

Updated on March 29, 2023

Some judgements can be discharged through bankruptcy.

Filing for bankruptcy will initiate an automatic stay that prevents all lawsuits against you from proceeding temporarily. Many judgements from creditors can be discharged through bankruptcy.

Civil judgements are more difficult to discharge, but are also possible.

Can Civil Judgements Be Discharged in Bankruptcy?

Some civil judgements can be discharged in bankruptcy.

Exceptions are judgements on nondischargeable debt like child support or lawsuits over fraud/embezzlement, death or injury from intoxicated driving, or purposeful damage or harm to a person or property.

The plaintiff may also choose to file an adversary proceeding to continue pursuing the judgement.

Can Judgements Be Discharged in Bankruptcy? FAQs

About the Author

True Tamplin, BSc, CEPF®

True Tamplin is a published author, public speaker, CEO of UpDigital, and founder of Finance Strategists.

True is a Certified Educator in Personal Finance (CEPF®), author of The Handy Financial Ratios Guide, a member of the Society for Advancing Business Editing and Writing, contributes to his financial education site, Finance Strategists, and has spoken to various financial communities such as the CFA Institute, as well as university students like his Alma mater, Biola University, where he received a bachelor of science in business and data analytics.

To learn more about True, visit his personal website, view his author profile on Amazon, or check out his speaker profile on the CFA Institute website.

Meet Top Certified Financial Advisors Near You

Find Advisor Near You