Roth IRA Contribution Limits 401(k) Plan

Written by True Tamplin, BSc, CEPF®

Reviewed by Editorial Team

Updated on March 29, 2023

You are allowed to split contributions between a Roth IRA and 401(k) accounts, or any other combination of after-tax and pre-tax plans.

However, your combined contributions cannot exceed $19,500 (or a maximum of $26,000 if you are eligible for catch up contributions).

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Roth IRA Contribution Limits 401(k) Plan FAQs

About the Author

True Tamplin, BSc, CEPF®

True Tamplin is a published author, public speaker, CEO of UpDigital, and founder of Finance Strategists.

True is a Certified Educator in Personal Finance (CEPF®), author of The Handy Financial Ratios Guide, a member of the Society for Advancing Business Editing and Writing, contributes to his financial education site, Finance Strategists, and has spoken to various financial communities such as the CFA Institute, as well as university students like his Alma mater, Biola University, where he received a bachelor of science in business and data analytics.

To learn more about True, visit his personal website, view his author profile on Amazon, or check out his speaker profile on the CFA Institute website.

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