Firm Info
Firm Size
Services Offered
- Portfolio Management for Individuals & Small Businesses
- Portfolio Management of Pooled Investment Vehicles
- Portfolio Management for Businesses or Institutional Clients
Types of Clients
- Individuals (Not High Net Worth)
- Pooled Investment Vehicles
Available Fee Structures
- Percentage of Assets Under Management (AUM)
Stadion Money Management, LLC Overview
Stadion Money Management, LLC is a registered investment advisory firm that has been in business since 1994. The firm is headquartered in Watkinsville, GA and operates on a fee-based model. Stadion Money Management not only provides investment advice to clients, but also offers additional financial products. The firm offers portfolio management services for individuals and small businesses, as well as pooled investment vehicles. This means that Stadion Money Management can manage investment portfolios for a variety of clients, large and small. It is worth noting that the firm also offers portfolio management services to businesses and institutional clients, indicating that their investment expertise extends to corporate finance as well. As a seller of additional financial products, Stadion Money Management is able to provide a wider range of investment strategies to clients. This can include mutual funds, exchange-traded funds (ETFs), annuities, and other investment products. The firm's long history in the industry suggests that they have a strong track record of success in managing investment portfolios and providing financial advice to clients.
STADION MONEY MANAGEMENT, LLC caters to a diverse range of clients, including individuals and pooled investment vehicles. The firm's extensive experience in asset management enables it to design customized solutions for each client, taking into account their unique objectives and risk tolerance. Whether clients seek to preserve their wealth, generate consistent income, or grow their portfolio, STADION MONEY MANAGEMENT, LLC is committed to delivering optimal results. When it comes to fee structures, STADION MONEY MANAGEMENT, LLC offers options that align with clients' investment objectives. For clients who opt for asset management services, the firm charges a percentage of assets under management (AUM). This fee structure ensures that the firm's interests are aligned with those of the client since the fee is tied to the performance of the client's portfolio. With this model, STADION MONEY MANAGEMENT, LLC works closely with clients to devise investment strategies that meet their goals while managing risks efficiently. The firm's transparent fee structure allows clients to have a clear understanding of the costs associated with their investment management services.
Typical Clients, Fee Structures & Investment Minimum
According to STADION MONEY MANAGEMENT, LLC's Part 2 Brochure, the investment minimum varies depending on the specific investment strategy or program. The brochure states: "Minimum initial investment amounts or balance requirements may apply to our investment strategies or programs." However, the brochure does not provide any specific information about what those minimums might be. Therefore, interested investors should contact the firm directly to learn more about their specific investment minimums.
How This Office Can Help Watkinsville, GA Residents
Stadion Money Management is a reputable financial management company that provides a range of comprehensive financial services to clients in Watkinsville, GA. The company mainly provides investment advisory services that help clients to construct and optimize their investment portfolios. Stadion Money Management utilizes its advanced data and predictive analytics tools to analyze market trends and identify investment opportunities that are tailored to the specific financial goals of each client. Many families and businesses in Watkinsville, GA face different financial issues, including debt management, retirement planning, and budgeting. One of the major concerns is how to plan for retirement as many people lack the knowledge and skills required to save for their retirement. Stadion Money Management offers an affordable and personalized retirement planning service that assists clients to invest their savings and generate sustainable income streams during their retirement. With the company's strategic investment approach, clients are assured of a financially secure future. Stadion Money Management also offers debt management solutions that help clients to manage and reduce their debt, eliminating one of the primary financial burdens that many individuals face.
Services Offered by Stadion Money Management, LLC
Core Advisor Services
Financial Planning
Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.
Portfolio Management for Individuals & Small Businesses
Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.
Market Timing Services
Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.
Other Services
Selection of Other Advisors
The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.
Publication of Periodicals or Newsletters
The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.
Educational Seminars & Workshops
The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.
Fee Structures
Financial advisory fees usually are based on the services provided. Fee types charged by Stadion Money Management, LLC most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.
Available
Percentage of Assets Under Management (AUM)
This fee structure charges a percentage of the assets under management by the firm. Fee structures are often tiered based on the amount of assets managed, with higher AUM often charged a lower rate.
Between 0.50% and 2.00% of assets under management (annually), often lower for a robo advisor. Fees are typically charged quarterly by the firm and will show on your investment statement. View typical advisor costs here.
~96% of registered firms offer this fee structure.
If you have $1 million managed by a firm at a 1% management fee, you would be charged $10,000/year to manage your assets (or $2,500 per quarter). This would be automatically deducted from your investment portfolio.
Unavailable
Hourly
Similar to an attorney, a financial consultant might charge fees based on hourly rates. This fee structure can be advantageous when seeking specific or ad hoc advice.
Charges generally span from $150 to $400 per hour, depending on the extent of the services required.
~33% of registered firms offer this fee structure.
If you needed hourly consulting to sell a business or transfer your estate to your children but did not want your assets managed by a firm, you could consult a firm at an hourly rate to answer any questions you may have.
Subscription (Newsletter or Periodical)
Fixed Fees (Other than subscription)
Fixed fees are a one-time, lump-sum payment rendered for a specific service, such as creating a financial plan without ongoing management or implementation. This option is beneficial if you solely require guidance for a particular objective rather than a long-term consultancy or asset management.
Fixed fees for creating a financial plan often range from $1,000 to $3,000.
~49% of registered firms offer this fee structure.
If you did not want a firm to manage your assets but needed to create a retirement plan, life transition plan such as divorce or loss of a spouse, estate transition plan, business financial plan, or any other financial planning, you could consult with an RIA firm to help you with the creation of that plan.
Commissions
Occasionally, advisors are compensated through commissions by selling certain financial products, such as mutual funds or life insurance policies, or as a broker-dealer by facilitating the buying and selling of securities. Advisors who receive commissions may be incentivized to make specific suggestions to clients in order to secure a commission. Advisors who operate on a fee-only basis do not earn commissions, whereas fee-based advisors may do so.
Often 3% - 6% of the value of the security.
Only ~3% of registered firms say they offer this fee structure, but other advisors may receive “soft dollars”. Many mutual funds charge 12b-1 fees to cover the promoting and selling of the fund’s shares. While your advisor does not charge these fees, they may receive a kickback for recommending the investment.
An advisor selling their client on a life insurance policy and receiving a commission on the sale of that policy, or recommending a specific investment and receiving a kickback for that recommendation.
Performance-based Fees
Advisors typically obtain performance-based fees if a portfolio surpasses a predefined benchmark. This fee is determined through various methods, but is most commonly assessed as a percentage of investment gains. Performance-based fees may incentivize advisors to undertake riskier decisions in pursuit of generating higher returns.
“Two and Twenty” is common among hedge funds with a 2% management fee and a 20% incentive fee above the “hurdle rate,” or performance threshold the fund is compared against.
32% of registered firms offer this fee structure.
A hedge fund earns a 15% return with a 20% performance fee in above the performance of the S&P 500, which grew 7% that same year.
20% of fund growth in excess of S&P 500’s 7% growth for that year = 15% hedge fund growth - 7% S&P 500 growth = 8% difference x 20% = 2% performance fee (in addition to the management fee).
Other
Firms occasionally offer unconventional fee structures when charging clients. For more detailed information about a firm’s specific fee structures, please refer to their Form ADV and Part 2 Brochure.
Types of Clients
This Office Location
Other Office Locations
This firm has no other locations.
State Registrations
Stadion Money Management, LLC is registered to service clients in the following states:
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Puerto Rico
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
Disciplinary History
Stadion Money Management, LLC does not have any disclosures. Please visit it's Form ADV for more details.