Firm Info
Firm Size
Services Offered
- Financial Planning
- Portfolio Management for Individuals & Small Businesses
- Portfolio Management for Businesses or Institutional Clients
- Selection of Others Advisors
Types of Clients
- Individuals (Not High Net Worth)
-
Individuals High Net Worth
*>=750k in Investable Assets or >=1.5m of Estimated Total Net Worth
Available Fee Structures
- Percentage of Assets Under Management (AUM)
- Hourly
- Fixed Fees (Other than subscription)
Investmark Advisory Group LLC Overview
Investmark Advisory Group LLC is a registered investment advisory firm that has been in operation since 2012. The firm provides investment advice exclusively and is headquartered in Shelton, CT. They have adopted a fee-only arrangement in their fee structure, which means that their compensation is based on the advice that they provide, and not on commissions from the sale of financial products. Investmark Advisory Group LLC offers a range of services to their clients. Their financial planning services can help individuals and small businesses to set and achieve their financial goals. They also offer portfolio management services for individuals, small businesses, and institutional clients. In addition, the firm is equipped to assist clients in the selection of other advisors as well. Investmark Advisory Group LLC provides comprehensive financial services to help their clients achieve their financial objectives. Their team of advisors provides expert advice on a range of matters, including investment strategies and financial planning. Their fee-only compensation structure ensures that the advice they provide is unbiased and in the best interest of their clients, making them a trusted partner for individuals and businesses looking to navigate the complex world of finance.
INVESTMARK ADVISORY GROUP LLC is a comprehensive financial advisory firm that caters to a wide range of clients, from individuals to high net worth individuals. Each client has unique financial objectives and INVESTMARK ADVISORY GROUP LLC is committed to developing personalized, tailored solutions to meet those specific needs. Whether it's managing investments, creating retirement plans, or providing tax-efficient strategies, INVESTMARK ADVISORY GROUP LLC prides itself on delivering holistic guidance to help clients achieve their financial goals. INVESTMARK ADVISORY GROUP LLC offers a variety of fee structures depending on the service provided. For investment management services, the firm charges a percentage of assets under management (AUM), which ensures that their interests are aligned with their clients'. This fee structure provides an added incentive for INVESTMARK ADVISORY GROUP LLC to grow their clients' portfolios. For financial planning services, the firm may charge an hourly fee or a fixed fee depending on the complexity of the plan. These fee structures provide transparency and allow clients to know exactly what they are paying for. Regardless of the fee structure chosen, INVESTMARK ADVISORY GROUP LLC is committed to providing high-quality advice and service to help their clients achieve their financial goals.
Typical Clients, Fee Structures & Investment Minimum
The minimum household investment required under INVESTMARK ADVISORY GROUP LLC's Asset Management programs is generally $500,000. However, accounts below this minimum may be accepted on an individual basis at the firm's discretion based on certain circumstances such as anticipated future earning capacity, related accounts, account composition, and preexisting clients. The Part 2 Brochure notes that performance may suffer in smaller accounts due to difficulties with diversifying and a lack of diversification can lead to greater portfolio risk.
How This Office Can Help Shelton, CT Residents
Certified Planners, Inc. is a financial planning firm dedicated to assisting clients in San Ramon, CA, in achieving their financial goals. The team at Certified Planners, Inc. offers comprehensive financial planning services designed to help clients make the most of their money and build long-term wealth. They offer a wide range of services, including retirement planning, investment management, tax planning, estate planning, and more. For clients in San Ramon, CA, Certified Planners, Inc. can provide guidance on a variety of financial situations. Many residents are likely dealing with high living costs, particularly for housing and transportation. As such, they may need assistance in budgeting and saving for their future needs, such as retirement or their children's education. Additionally, with the current economic climate, many individuals and families may be facing job loss, reduced income, or other financial challenges, which may require a personalized financial plan to help them navigate these difficult times. Certified Planners, Inc. can provide the necessary support and expertise to help clients overcome these obstacles and achieve their financial goals.
Services Offered by Investmark Advisory Group LLC
Core Advisor Services
Financial Planning
Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.
Portfolio Management for Individuals & Small Businesses
Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.
Market Timing Services
Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.
Other Services
Selection of Other Advisors
The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.
Publication of Periodicals or Newsletters
The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.
Educational Seminars & Workshops
The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.
Fee Structures
Financial advisory fees usually are based on the services provided. Fee types charged by Investmark Advisory Group LLC most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.
Available
Percentage of Assets Under Management (AUM)
This fee structure charges a percentage of the assets under management by the firm. Fee structures are often tiered based on the amount of assets managed, with higher AUM often charged a lower rate.
Between 0.50% and 2.00% of assets under management (annually), often lower for a robo advisor. Fees are typically charged quarterly by the firm and will show on your investment statement. View typical advisor costs here.
~96% of registered firms offer this fee structure.
If you have $1 million managed by a firm at a 1% management fee, you would be charged $10,000/year to manage your assets (or $2,500 per quarter). This would be automatically deducted from your investment portfolio.
Hourly
Similar to an attorney, a financial consultant might charge fees based on hourly rates. This fee structure can be advantageous when seeking specific or ad hoc advice.
Charges generally span from $150 to $400 per hour, depending on the extent of the services required.
~33% of registered firms offer this fee structure.
If you needed hourly consulting to sell a business or transfer your estate to your children but did not want your assets managed by a firm, you could consult a firm at an hourly rate to answer any questions you may have.
Fixed Fees (Other than subscription)
Fixed fees are a one-time, lump-sum payment rendered for a specific service, such as creating a financial plan without ongoing management or implementation. This option is beneficial if you solely require guidance for a particular objective rather than a long-term consultancy or asset management.
Fixed fees for creating a financial plan often range from $1,000 to $3,000.
~49% of registered firms offer this fee structure.
If you did not want a firm to manage your assets but needed to create a retirement plan, life transition plan such as divorce or loss of a spouse, estate transition plan, business financial plan, or any other financial planning, you could consult with an RIA firm to help you with the creation of that plan.
Unavailable
Subscription (Newsletter or Periodical)
Commissions
Occasionally, advisors are compensated through commissions by selling certain financial products, such as mutual funds or life insurance policies, or as a broker-dealer by facilitating the buying and selling of securities. Advisors who receive commissions may be incentivized to make specific suggestions to clients in order to secure a commission. Advisors who operate on a fee-only basis do not earn commissions, whereas fee-based advisors may do so.
Often 3% - 6% of the value of the security.
Only ~3% of registered firms say they offer this fee structure, but other advisors may receive “soft dollars”. Many mutual funds charge 12b-1 fees to cover the promoting and selling of the fund’s shares. While your advisor does not charge these fees, they may receive a kickback for recommending the investment.
An advisor selling their client on a life insurance policy and receiving a commission on the sale of that policy, or recommending a specific investment and receiving a kickback for that recommendation.
Performance-based Fees
Advisors typically obtain performance-based fees if a portfolio surpasses a predefined benchmark. This fee is determined through various methods, but is most commonly assessed as a percentage of investment gains. Performance-based fees may incentivize advisors to undertake riskier decisions in pursuit of generating higher returns.
“Two and Twenty” is common among hedge funds with a 2% management fee and a 20% incentive fee above the “hurdle rate,” or performance threshold the fund is compared against.
32% of registered firms offer this fee structure.
A hedge fund earns a 15% return with a 20% performance fee in above the performance of the S&P 500, which grew 7% that same year.
20% of fund growth in excess of S&P 500’s 7% growth for that year = 15% hedge fund growth - 7% S&P 500 growth = 8% difference x 20% = 2% performance fee (in addition to the management fee).
Other
Firms occasionally offer unconventional fee structures when charging clients. For more detailed information about a firm’s specific fee structures, please refer to their Form ADV and Part 2 Brochure.
Types of Clients
*The Securities & Exchange Commission defines someone as “high net worth” if they have $750,000 or more in investable assets or $1.5M of estimated total net worth.
This Office Location
Other Office Locations
Firm Headquarters
This firm has no other locations.
State Registrations
Investmark Advisory Group LLC is registered to service clients in the following states:
- California
- Connecticut
- Florida
- Georgia
- Louisiana
- Maine
- New Hampshire
- New Jersey
- New York
- North Carolina
- Massachusetts
- Pennsylvania
- South Carolina
- Texas
- Vermont
- Virginia
Disciplinary History
Investmark Advisory Group LLC does not have any disclosures. Please visit it's Form ADV for more details.