Firm Size
Services Offered
- Financial Planning
- Portfolio Management for Individuals & Small Businesses
Types of Clients
- Individuals (Not High Net Worth)
-
Individuals High Net Worth
*>=750k in Investable Assets or >=1.5m of Estimated Total Net Worth
- Pension & Profit Sharing Plans
Available Fee Structures
- Percentage of Assets Under Management (AUM)
- Hourly
- Fixed Fees (Other than subscription)
Wilson & Boucher Capital Management, LLC Overview
Wilson & Boucher Capital Management, LLC is a fee-based, registered investment advisory firm that specializes in investment advice. The firm is headquartered in Orinda, CA and has been in operation since 2015. As a fee-based firm, Wilson & Boucher Capital Management charges clients a fee for their services instead of selling financial products to generate commissions. The firm offers financial planning services to help clients identify their financial goals and objectives. The team of financial advisors at Wilson & Boucher Capital Management works one-on-one with clients to create a customized financial plan that addresses their specific needs. Additionally, the firm provides portfolio management services designed for both individuals and small businesses. The portfolio management service includes investment selection, asset allocation, and ongoing monitoring to ensure that clients' portfolios align with their financial goals and risk tolerance. As an investment advice only firm, Wilson & Boucher Capital Management does not sell financial products, enabling them to provide objective and unbiased advice to their clients. Their team of financial advisors is committed to helping clients achieve their financial goals and providing personalized investment advice tailored to each client's individual needs. With a focus on financial planning and portfolio management services, Wilson & Boucher Capital Management is a reliable option for individuals and small businesses looking for professional and comprehensive investment advice.
Wilson & Boucher Capital Management, LLC is a well-established financial firm that caters to various types of clients. They serve individuals, high net worth individuals, pension or profit sharing plans, and more. With years of experience in the financial industry, Wilson & Boucher Capital Management, LLC boasts an impressive list of clientele who trust them to manage their investments and wealth. When it comes to fees, Wilson & Boucher Capital Management, LLC offers multiple fee structures that cater to their clients' needs. These fee structures are dependent on the services provided to the client. Some clients may opt to pay a percentage of assets under management (AUM), while others may prefer an hourly rate. Wilson & Boucher Capital Management, LLC also offers fixed fees for certain services, providing their clients with a flexible range of payment options. In a constantly changing market, it is essential for clients to have financial advisors who understand their needs, and Wilson & Boucher Capital Management, LLC provides their clients with personalized support and fee structures that are tailored to fit their requirements.
Typical Clients, Fee Structures & Investment Minimum
The investment minimum for Wilson & Boucher Capital Management, LLC is $250,000, according to their Part 2 Brochure. This note states that they generally require this amount to be maintained under management with them, but that they may waive this minimum at their sole discretion.
How This Office Can Help Moraga, CA Residents
Wilson & Boucher Capital Management, LLC is a trusted investment management firm that offers tailored financial planning and consulting services to clients in Moraga, CA. The firm employs professional advisors who specialize in providing comprehensive financial planning, retirement planning, portfolio management, and investment advisory services to clients with complex financial situations. Residents of Moraga, CA may face a range of financial challenges, from managing their retirement savings to navigating the complexities of their investment portfolios. Fortunately, Wilson & Boucher Capital Management, LLC has the expertise to help clients navigate these challenges. The firm takes a personalized approach to financial management, providing clients with tailored strategies that take into account their unique financial goals, risk tolerance, and investment time horizon. With Wilson & Boucher Capital Management, LLC, clients in Moraga, CA can feel confident that their financial future is in good hands.
Services Offered by Wilson & Boucher Capital Management, LLC
Core Advisor Services
Financial Planning
Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.
Portfolio Management for Individuals & Small Businesses
Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.
Market Timing Services
Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.
Other Services
Selection of Other Advisors
The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.
Publication of Periodicals or Newsletters
The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.
Educational Seminars & Workshops
The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.
Fee Structures
Financial advisory fees usually are based on the services provided. Fee types charged by Wilson & Boucher Capital Management, LLC most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.
Available
Percentage of Assets Under Management (AUM)
This fee structure charges a percentage of the assets under management by the firm. Fee structures are often tiered based on the amount of assets managed, with higher AUM often charged a lower rate.
Between 0.50% and 2.00% of assets under management (annually), often lower for a robo advisor. Fees are typically charged quarterly by the firm and will show on your investment statement. View typical advisor costs here.
~96% of registered firms offer this fee structure.
If you have $1 million managed by a firm at a 1% management fee, you would be charged $10,000/year to manage your assets (or $2,500 per quarter). This would be automatically deducted from your investment portfolio.
Hourly
Similar to an attorney, a financial consultant might charge fees based on hourly rates. This fee structure can be advantageous when seeking specific or ad hoc advice.
Charges generally span from $150 to $400 per hour, depending on the extent of the services required.
~33% of registered firms offer this fee structure.
If you needed hourly consulting to sell a business or transfer your estate to your children but did not want your assets managed by a firm, you could consult a firm at an hourly rate to answer any questions you may have.
Fixed Fees (Other than subscription)
Fixed fees are a one-time, lump-sum payment rendered for a specific service, such as creating a financial plan without ongoing management or implementation. This option is beneficial if you solely require guidance for a particular objective rather than a long-term consultancy or asset management.
Fixed fees for creating a financial plan often range from $1,000 to $3,000.
~49% of registered firms offer this fee structure.
If you did not want a firm to manage your assets but needed to create a retirement plan, life transition plan such as divorce or loss of a spouse, estate transition plan, business financial plan, or any other financial planning, you could consult with an RIA firm to help you with the creation of that plan.
Unavailable
Subscription (Newsletter or Periodical)
Commissions
Occasionally, advisors are compensated through commissions by selling certain financial products, such as mutual funds or life insurance policies, or as a broker-dealer by facilitating the buying and selling of securities. Advisors who receive commissions may be incentivized to make specific suggestions to clients in order to secure a commission. Advisors who operate on a fee-only basis do not earn commissions, whereas fee-based advisors may do so.
Often 3% - 6% of the value of the security.
Only ~3% of registered firms say they offer this fee structure, but other advisors may receive “soft dollars”. Many mutual funds charge 12b-1 fees to cover the promoting and selling of the fund’s shares. While your advisor does not charge these fees, they may receive a kickback for recommending the investment.
An advisor selling their client on a life insurance policy and receiving a commission on the sale of that policy, or recommending a specific investment and receiving a kickback for that recommendation.
Performance-based Fees
Advisors typically obtain performance-based fees if a portfolio surpasses a predefined benchmark. This fee is determined through various methods, but is most commonly assessed as a percentage of investment gains. Performance-based fees may incentivize advisors to undertake riskier decisions in pursuit of generating higher returns.
“Two and Twenty” is common among hedge funds with a 2% management fee and a 20% incentive fee above the “hurdle rate,” or performance threshold the fund is compared against.
32% of registered firms offer this fee structure.
A hedge fund earns a 15% return with a 20% performance fee in above the performance of the S&P 500, which grew 7% that same year.
20% of fund growth in excess of S&P 500’s 7% growth for that year = 15% hedge fund growth - 7% S&P 500 growth = 8% difference x 20% = 2% performance fee (in addition to the management fee).
Other
Firms occasionally offer unconventional fee structures when charging clients. For more detailed information about a firm’s specific fee structures, please refer to their Form ADV and Part 2 Brochure.
Types of Clients
*The Securities & Exchange Commission defines someone as “high net worth” if they have $750,000 or more in investable assets or $1.5M of estimated total net worth.
This Office Location
Other Office Locations
Firm Headquarters
This firm has no other locations.
State Registrations
Wilson & Boucher Capital Management, LLC is registered to service clients in the following states:
- California
- Texas
Disciplinary History
Wilson & Boucher Capital Management, LLC does not have any disclosures. Please visit it's Form ADV for more details.