- Financial Planning
- Portfolio Management for Individuals & Small Businesses
- Portfolio Management of Pooled Investment Vehicles
- Portfolio Management for Businesses or Institutional Clients
- Pension Consulting Services
- Selection of Others Advisors
- Educational Seminars & Workshops
Types of Clients
- Individuals (Not High Net Worth)
Individuals High Net Worth
*>=750k in Investable Assets or >=1.5m of Estimated Total Net Worth
- Banking Institutions
- Pooled Investment Vehicles
- Pension & Profit Sharing Plans
- Charitable Organizations
- State & Municipal Govt Entities
- Insurance Companies
- Corporations or Other Businesses Not Listed Above
Available Fee Structures
- Percentage of Assets Under Management (AUM)
- Fixed Fees (Other than subscription)
Stifel, Nicolaus & Company, Incorporated Overview
Stifel, Nicolaus & Company, Incorporated is a registered investment advisory firm that has been in business since 1975. The company is headquartered in St Louis, MO, and follows a fee-based fee arrangement. The firm operates as a broker-dealer, commodity pool operator/advisor, insurance broker/agent, municipal advisor and provides investment advice. Stifel, Nicolaus & Company offers an array of services that include financial planning, portfolio management for individuals and small businesses, Portfolio management of pooled investment vehicles, portfolio management for businesses or institutional clients, Pension consulting services, selection of other advisors, and educational seminars & workshops. The firm firmly believes in providing customized services to its clients based on individual needs and financial goals. The team of professionals at Stifel, Nicolaus & Company is dedicated to helping their clients achieve financial success. The experts are involved in every aspect of the investment process and offer comprehensive solutions that take into account the individual needs of their clients. Whether you are a small business owner or an individual investor, they have the expertise and resources to help you reach your financial goals.
STIFEL, NICOLAUS & COMPANY, INCORPORATED caters to a wide range of clients with different financial profiles and objectives. The firm's clientele includes individuals, high net worth individuals, banking institutions, pooled investment vehicles, pension or profit sharing plans, charitable organizations, state or municipal government entities, insurance companies, and other types of corporate entities not listed. With such a diverse clientele, the firm has the expertise to provide personalized services and tailored investment solutions that meet the unique needs of each client. STIFEL, NICOLAUS & COMPANY, INCORPORATED offers various fee structures depending on the services provided. Clients may opt for a percentage of assets under management (AUM) fee, which means that the firm charges a percentage of the total assets it manages for the client. This fee structure is typically used for ongoing advisory services, where the firm manages the client's investments and provides regular updates and reports. Alternatively, fixed fees may be charged for a specific service or project, such as financial planning or portfolio review. Lastly, the firm may charge commissions for executing trades on behalf of clients. This fee structure is often used in conjunction with the percentage of AUM fee and can vary based on the type of investment product or security being traded. Overall, STIFEL, NICOLAUS & COMPANY, INCORPORATED's fee structures aim to provide transparency and align the firm's incentives with the client's best interests.
Typical Clients, Fee Structures & Investment Minimum
According to the Part 2 Brochure of Stifel, Nicolaus & Company, Incorporated, the firm does not mention an investment minimum.
How This Office Can Help Chatham County, GA Residents
Stifel is a well-known and reputable financial services firm that offers a wide range of financial solutions to clients in Chatham County, GA. The professionals at Stifel work closely with clients to identify their financial goals and create customized plans that help them achieve these goals. Whether someone is looking to retire in the near future or simply wants to grow their wealth and invest in new opportunities, Stifel has the expertise and experience to assist them. Many people in Chatham County, GA may be facing financial challenges, such as planning for retirement, managing debt, or navigating complex tax laws. Stifel's team can help these clients by assessing their current financial situation, developing a budget, and creating a long-term financial plan that balances their current needs with their future goals. They can also provide guidance on retirement planning, estate planning, investment management, and other complex financial matters. With the assistance of Stifel, clients in Chatham County, GA can achieve financial security and peace of mind.
Services Offered by Stifel, Nicolaus & Company, Incorporated
Core Advisor Services
Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.
Portfolio Management for Individuals & Small Businesses
Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.
Market Timing Services
Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.
Selection of Other Advisors
The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.
Publication of Periodicals or Newsletters
The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.
Educational Seminars & Workshops
The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.
Financial advisory fees usually are based on the services provided. Fee types charged by Stifel, Nicolaus & Company, Incorporated most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.
Percentage of Assets Under Management (AUM)
This fee structure charges a percentage of the assets under management by the firm. Fee structures are often tiered based on the amount of assets managed, with higher AUM often charged a lower rate.
Between 0.50% and 2.00% of assets under management (annually), often lower for a robo advisor. Fees are typically charged quarterly by the firm and will show on your investment statement. View typical advisor costs here.
~96% of registered firms offer this fee structure.
If you have $1 million managed by a firm at a 1% management fee, you would be charged $10,000/year to manage your assets (or $2,500 per quarter). This would be automatically deducted from your investment portfolio.
Fixed Fees (Other than subscription)
Fixed fees are a one-time, lump-sum payment rendered for a specific service, such as creating a financial plan without ongoing management or implementation. This option is beneficial if you solely require guidance for a particular objective rather than a long-term consultancy or asset management.
Fixed fees for creating a financial plan often range from $1,000 to $3,000.
~49% of registered firms offer this fee structure.
If you did not want a firm to manage your assets but needed to create a retirement plan, life transition plan such as divorce or loss of a spouse, estate transition plan, business financial plan, or any other financial planning, you could consult with an RIA firm to help you with the creation of that plan.
Occasionally, advisors are compensated through commissions by selling certain financial products, such as mutual funds or life insurance policies, or as a broker-dealer by facilitating the buying and selling of securities. Advisors who receive commissions may be incentivized to make specific suggestions to clients in order to secure a commission. Advisors who operate on a fee-only basis do not earn commissions, whereas fee-based advisors may do so.
Often 3% - 6% of the value of the security.
Only ~3% of registered firms say they offer this fee structure, but other advisors may receive “soft dollars”. Many mutual funds charge 12b-1 fees to cover the promoting and selling of the fund’s shares. While your advisor does not charge these fees, they may receive a kickback for recommending the investment.
An advisor selling their client on a life insurance policy and receiving a commission on the sale of that policy, or recommending a specific investment and receiving a kickback for that recommendation.
Similar to an attorney, a financial consultant might charge fees based on hourly rates. This fee structure can be advantageous when seeking specific or ad hoc advice.
Charges generally span from $150 to $400 per hour, depending on the extent of the services required.
~33% of registered firms offer this fee structure.
If you needed hourly consulting to sell a business or transfer your estate to your children but did not want your assets managed by a firm, you could consult a firm at an hourly rate to answer any questions you may have.
Subscription (Newsletter or Periodical)
Advisors typically obtain performance-based fees if a portfolio surpasses a predefined benchmark. This fee is determined through various methods, but is most commonly assessed as a percentage of investment gains. Performance-based fees may incentivize advisors to undertake riskier decisions in pursuit of generating higher returns.
“Two and Twenty” is common among hedge funds with a 2% management fee and a 20% incentive fee above the “hurdle rate,” or performance threshold the fund is compared against.
32% of registered firms offer this fee structure.
20% of fund growth in excess of S&P 500’s 7% growth for that year = 15% hedge fund growth - 7% S&P 500 growth = 8% difference x 20% = 2% performance fee (in addition to the management fee).
Types of Clients
*The Securities & Exchange Commission defines someone as “high net worth” if they have $750,000 or more in investable assets or $1.5M of estimated total net worth.
Other Office Locations
Displaying 45 office locations:
- Anderson, IN
- Barrington, IL
- Bay City, MI
- Bay County, MI
- Beaver, PA
- Black Hawk County, IA
- Blair County, PA
- Bluffton, SC
- Bonneville County, ID
- Camden County, NJ
- Canfield, OH
- Clive, IA
- Columbiana County, OH
- Comanche County, OK
- Decatur, IL
- Elkhart County, IN
- Gallatin County, MT
- Harrison County, MS
- Hidalgo County, TX
- Jackson, TN
- Kankakee County, IL
- Kula, HI
- Las Cruces, NM
- Los Alamos County, NM
- Lowndes County, GA
- Lynchburg, VA
- Marcellus, NY
- McKenzie County, ND
- Mitchell, SD
- North Canton, OH
- Okemos, MI
- Olmsted County, MN
- Palm Beach Gardens, FL
- Palm Desert, CA
- Park City, UT
- Sheridan, WY
- Shrewsbury, NJ
- South Bend, IN
- Sullivan County, TN
- Sumter County, SC
- Venice, FL
- Warner Robins, GA
- Washington County, TN
- Wayne County, OH
- Wilmington, DE
Stifel, Nicolaus & Company, Incorporated is registered to service clients in the following states:
- District of Columbia
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Puerto Rico
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
- Virgin Islands
Stifel, Nicolaus & Company, Incorporated does not have any disclosures. Please visit it's Form ADV for more details.