Firm Info
Firm Size
Services Offered
- Financial Planning
- Portfolio Management for Individuals & Small Businesses
- Pension Consulting Services
- Selection of Others Advisors
Types of Clients
- Individuals (Not High Net Worth)
-
Individuals High Net Worth
*>=750k in Investable Assets or >=1.5m of Estimated Total Net Worth
- Pension & Profit Sharing Plans
- Charitable Organizations
- Corporations or Other Businesses Not Listed Above
Available Fee Structures
- Percentage of Assets Under Management (AUM)
- Hourly
- Fixed Fees (Other than subscription)
Integrity Wealth Advisors, Inc. Overview
Integrity Wealth Advisors, Inc. is a registered investment advisory firm that offers financial planning services along with portfolio management for individuals and small businesses. As a broker-dealer representative and insurance broker/agent, they are uniquely positioned to provide investment advice that is tailored to meet the specific needs of their clients. Based in Ventura, CA, the firm has been in business since 2018 and has quickly established itself as a trusted partner for individuals who are looking to grow their wealth. One of Integrity Wealth Advisors, Inc.'s key strengths is its fee-based model, which aligns their interests with those of their clients. By charging a fee rather than earning commissions from product sales, the firm is able to provide unbiased advice that is free from conflicts of interest. This approach has proven to be highly effective, enabling the firm to build long-lasting relationships with their clients. In addition to financial planning and portfolio management, Integrity Wealth Advisors, Inc. also offers pension consulting services. This allows them to provide a comprehensive suite of investment offerings that can be tailored to meet the needs of any client. The firm's commitment to integrity and transparency is evident in everything they do, and they are widely recognized as one of the leading investment advisory firms in the Ventura, CA area.
INTEGRITY WEALTH ADVISORS, INC. serves a diverse range of clients, including individuals, high net worth individuals, pension or profit sharing plans, charitable organizations, and other corporate types not listed. The firm understands that each client has unique needs and requirements, and as such, it tailors its services to match the specific goals and objectives of each client. Whether it's helping individuals plan for their retirement or guiding charitable organizations in their investment decisions, INTEGRITY WEALTH ADVISORS, INC. offers comprehensive and personalized wealth management services that help clients achieve their financial goals. When it comes to fees, INTEGRITY WEALTH ADVISORS, INC. offers a variety of structures depending on the service provided. The firm charges a percentage of assets under management (AUM) for ongoing investment management services. This fee structure aligns the interests of the firm with those of the client and ensures that the firm is incentivized to generate solid returns. For clients who require one-time services, such as financial planning or retirement planning, the firm charges hourly rates. This fee structure allows clients to pay for the services they need without incurring additional costs. The firm also offers fixed fees for specific projects, such as creating a charitable giving plan. All fee structures are transparent and clearly outlined in advance, ensuring that clients fully understand the costs associated with each service.
Typical Clients, Fee Structures & Investment Minimum
Unfortunately, the Part 2 Brochure for INTEGRITY WEALTH ADVISORS, INC. does not mention any investment minimums. The firm does not impose any requirements for opening and maintaining accounts or engaging with them, so it is unclear what the investment minimum may be, if there is one at all.
How This Office Can Help Yakima County, WA Residents
Elizabeth Palmer is an experienced financial advisor who is dedicated to helping clients make informed decisions about their future finances. She works with clients in Stateline, NV to help them understand and manage financial situations unique to the area. One of the biggest challenges that people living in Stateline, NV face is the high cost of living. Housing in the area can be much more expensive than other areas, and this is something that Elizabeth can help clients navigate. She can assist clients in finding the right investment strategies to make their money work for them, and avoid making mistakes that can jeopardize their financial stability. Additionally, Stateline, NV is also known for its tourism industry, which presents both opportunities and challenges for residents. Elizabeth is well-versed in the local economy and can help clients make investments that are best suited for the area. She can also provide guidance on managing debt, retirement planning, and other essential financial topics. Elizabeth's goal is to provide her clients with the knowledge and resources they need to achieve their financial goals and secure their financial wellbeing for years to come.
Services Offered by Integrity Wealth Advisors, Inc.
Core Advisor Services
Financial Planning
Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.
Portfolio Management for Individuals & Small Businesses
Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.
Market Timing Services
Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.
Other Services
Selection of Other Advisors
The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.
Publication of Periodicals or Newsletters
The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.
Educational Seminars & Workshops
The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.
Fee Structures
Financial advisory fees usually are based on the services provided. Fee types charged by Integrity Wealth Advisors, Inc. most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.
Available
Percentage of Assets Under Management (AUM)
This fee structure charges a percentage of the assets under management by the firm. Fee structures are often tiered based on the amount of assets managed, with higher AUM often charged a lower rate.
Between 0.50% and 2.00% of assets under management (annually), often lower for a robo advisor. Fees are typically charged quarterly by the firm and will show on your investment statement. View typical advisor costs here.
~96% of registered firms offer this fee structure.
If you have $1 million managed by a firm at a 1% management fee, you would be charged $10,000/year to manage your assets (or $2,500 per quarter). This would be automatically deducted from your investment portfolio.
Hourly
Similar to an attorney, a financial consultant might charge fees based on hourly rates. This fee structure can be advantageous when seeking specific or ad hoc advice.
Charges generally span from $150 to $400 per hour, depending on the extent of the services required.
~33% of registered firms offer this fee structure.
If you needed hourly consulting to sell a business or transfer your estate to your children but did not want your assets managed by a firm, you could consult a firm at an hourly rate to answer any questions you may have.
Fixed Fees (Other than subscription)
Fixed fees are a one-time, lump-sum payment rendered for a specific service, such as creating a financial plan without ongoing management or implementation. This option is beneficial if you solely require guidance for a particular objective rather than a long-term consultancy or asset management.
Fixed fees for creating a financial plan often range from $1,000 to $3,000.
~49% of registered firms offer this fee structure.
If you did not want a firm to manage your assets but needed to create a retirement plan, life transition plan such as divorce or loss of a spouse, estate transition plan, business financial plan, or any other financial planning, you could consult with an RIA firm to help you with the creation of that plan.
Unavailable
Subscription (Newsletter or Periodical)
Commissions
Occasionally, advisors are compensated through commissions by selling certain financial products, such as mutual funds or life insurance policies, or as a broker-dealer by facilitating the buying and selling of securities. Advisors who receive commissions may be incentivized to make specific suggestions to clients in order to secure a commission. Advisors who operate on a fee-only basis do not earn commissions, whereas fee-based advisors may do so.
Often 3% - 6% of the value of the security.
Only ~3% of registered firms say they offer this fee structure, but other advisors may receive “soft dollars”. Many mutual funds charge 12b-1 fees to cover the promoting and selling of the fund’s shares. While your advisor does not charge these fees, they may receive a kickback for recommending the investment.
An advisor selling their client on a life insurance policy and receiving a commission on the sale of that policy, or recommending a specific investment and receiving a kickback for that recommendation.
Performance-based Fees
Advisors typically obtain performance-based fees if a portfolio surpasses a predefined benchmark. This fee is determined through various methods, but is most commonly assessed as a percentage of investment gains. Performance-based fees may incentivize advisors to undertake riskier decisions in pursuit of generating higher returns.
“Two and Twenty” is common among hedge funds with a 2% management fee and a 20% incentive fee above the “hurdle rate,” or performance threshold the fund is compared against.
32% of registered firms offer this fee structure.
A hedge fund earns a 15% return with a 20% performance fee in above the performance of the S&P 500, which grew 7% that same year.
20% of fund growth in excess of S&P 500’s 7% growth for that year = 15% hedge fund growth - 7% S&P 500 growth = 8% difference x 20% = 2% performance fee (in addition to the management fee).
Other
Firms occasionally offer unconventional fee structures when charging clients. For more detailed information about a firm’s specific fee structures, please refer to their Form ADV and Part 2 Brochure.
Types of Clients
*The Securities & Exchange Commission defines someone as “high net worth” if they have $750,000 or more in investable assets or $1.5M of estimated total net worth.
This Office Location
- Mon 8 AM–5 PM
- Tue 8 AM–5 PM
- Wed 8 AM–5 PM
- Thu 8 AM–5 PM
- Fri 8 AM–2 PM
- Sat Closed
- Sun Closed
Other Office Locations
Firm Headquarters
This firm has no other locations.
State Registrations
Integrity Wealth Advisors, Inc. is registered to service clients in the following states:
- Arizona
- California
- Colorado
- Florida
- Hawaii
- Idaho
- Oregon
- Texas
- Washington
Disciplinary History
Integrity Wealth Advisors, Inc. does not have any disclosures. Please visit it's Form ADV for more details.