Firm Info
Firm Size
Services Offered
- Financial Planning
- Portfolio Management for Individuals & Small Businesses
- Pension Consulting Services
- Selection of Others Advisors
Types of Clients
- Individuals (Not High Net Worth)
-
Individuals High Net Worth
*>=750k in Investable Assets or >=1.5m of Estimated Total Net Worth
- Pension & Profit Sharing Plans
Available Fee Structures
- Percentage of Assets Under Management (AUM)
- Hourly
- Fixed Fees (Other than subscription)
Dutch Asset Corporation Overview
DUTCH ASSET CORPORATION is an investment advisory firm that provides asset management and financial planning services to individuals and small businesses. Established in 2021, the firm operates on a fee-only basis, ensuring that clients receive objective guidance that isn't influenced by commissions or hidden fees. The company's experienced advisors work closely with clients to identify their financial goals, analyze their risk tolerance, and develop personalized investment strategies to help achieve those goals. Based in Albany, NY, DUTCH ASSET CORPORATION has quickly established itself as a reliable and trustworthy partner in the investment advisory space. The firm specializes in providing investment advice only, ensuring that clients can receive unbiased recommendations that are tailored to their individual needs and circumstances. In addition to financial planning and portfolio management, the company also offers pension consulting services, helping clients navigate the complexities of retirement planning and ensuring that they're well-positioned for a comfortable retirement. DUTCH ASSET CORPORATION also prides itself on its ability to help clients select other advisors who can help them achieve their financial objectives. The firm has a vast network of professional contacts across the industry, and its advisors are adept at connecting clients with other respected professionals who can offer additional expertise and support. Overall, DUTCH ASSET CORPORATION is an investment advisory firm that is well-equipped to help individuals and small businesses achieve their financial goals and navigate the complex world of investing.
As a premier financial advisory firm, DUTCH ASSET CORPORATION serves a diverse range of clients that spans individuals, high net worth individuals, and pension or profit sharing plans. Catering to this varied clientele, the firm offers an array of tailored services that are designed to meet their unique financial needs and goals. Whether it's creating an investment strategy, developing a retirement plan, or managing a trust, DUTCH ASSET CORPORATION is well-equipped to serve its clients with expert financial advice and guidance. To ensure that its clients receive the best possible service, DUTCH ASSET CORPORATION offers various fee structures to suit each client's needs. Clients can choose to pay for services rendered on a percentage of assets under management (AUM) basis, an hourly rate or a fixed fee. The percentage of AUM structure is a way of charging fees based on a percentage of the assets managed by the firm. This allows clients to pay a fee that is proportionate to the size of their investments. Hourly fees are charged based on the amount of time spent by the financial advisor in delivering a specific service. Meanwhile, fixed fees are predetermined charges for a particular service or package of services. By offering clients these different fee structures, DUTCH ASSET CORPORATION ensures transparency and flexibility in its pricing, ultimately providing its clients with the financial planning and investment management services they need to succeed.
Typical Clients, Fee Structures & Investment Minimum
Unfortunately, the Part 2 Brochure for Dutch Asset Corporation does not provide any information about the firm's investment minimum. Therefore, it is unclear what the minimum amount required to invest with this firm is. If this information is important to you, it may be necessary to contact Dutch Asset Corporation directly or consult with a financial advisor.
How This Office Can Help Rensselaer, NY Residents
Dutch Asset Corporation is a financial services company providing a wide range of financial solutions to clients in Rensselaer, NY. The company aims to assist individuals facing various financial difficulties by offering tailor-made solutions that address their specific needs. Living in Rensselaer, NY, clients may face financial issues such as debt management, bankruptcy, retirement planning, or investment management. Dutch Asset Corporation offers debt consolidation and management services, which can help reduce the number of payments and interest rates, thus saving money in the long run. Moreover, the company also helps clients plan for their retirement by creating a comprehensive retirement plan that takes into account their goals, risk tolerance, and current financial situation. Additionally, Dutch Asset Corporation provides investment management services to help clients grow their wealth by investing in various financial instruments such as stocks, bonds, and mutual funds. The company offers personalized financial advice and guidance to clients and ensures that their financial goals are met. Overall, Dutch Asset Corporation provides effective and practical financial solutions to clients in Rensselaer, NY, helping them achieve their financial goals and improve their financial wellbeing.
Services Offered by Dutch Asset Corporation
Core Advisor Services
Financial Planning
Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.
Portfolio Management for Individuals & Small Businesses
Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.
Market Timing Services
Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.
Other Services
Selection of Other Advisors
The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.
Publication of Periodicals or Newsletters
The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.
Educational Seminars & Workshops
The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.
Fee Structures
Financial advisory fees usually are based on the services provided. Fee types charged by Dutch Asset Corporation most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.
Available
Percentage of Assets Under Management (AUM)
This fee structure charges a percentage of the assets under management by the firm. Fee structures are often tiered based on the amount of assets managed, with higher AUM often charged a lower rate.
Between 0.50% and 2.00% of assets under management (annually), often lower for a robo advisor. Fees are typically charged quarterly by the firm and will show on your investment statement. View typical advisor costs here.
~96% of registered firms offer this fee structure.
If you have $1 million managed by a firm at a 1% management fee, you would be charged $10,000/year to manage your assets (or $2,500 per quarter). This would be automatically deducted from your investment portfolio.
Hourly
Similar to an attorney, a financial consultant might charge fees based on hourly rates. This fee structure can be advantageous when seeking specific or ad hoc advice.
Charges generally span from $150 to $400 per hour, depending on the extent of the services required.
~33% of registered firms offer this fee structure.
If you needed hourly consulting to sell a business or transfer your estate to your children but did not want your assets managed by a firm, you could consult a firm at an hourly rate to answer any questions you may have.
Fixed Fees (Other than subscription)
Fixed fees are a one-time, lump-sum payment rendered for a specific service, such as creating a financial plan without ongoing management or implementation. This option is beneficial if you solely require guidance for a particular objective rather than a long-term consultancy or asset management.
Fixed fees for creating a financial plan often range from $1,000 to $3,000.
~49% of registered firms offer this fee structure.
If you did not want a firm to manage your assets but needed to create a retirement plan, life transition plan such as divorce or loss of a spouse, estate transition plan, business financial plan, or any other financial planning, you could consult with an RIA firm to help you with the creation of that plan.
Unavailable
Subscription (Newsletter or Periodical)
Commissions
Occasionally, advisors are compensated through commissions by selling certain financial products, such as mutual funds or life insurance policies, or as a broker-dealer by facilitating the buying and selling of securities. Advisors who receive commissions may be incentivized to make specific suggestions to clients in order to secure a commission. Advisors who operate on a fee-only basis do not earn commissions, whereas fee-based advisors may do so.
Often 3% - 6% of the value of the security.
Only ~3% of registered firms say they offer this fee structure, but other advisors may receive “soft dollars”. Many mutual funds charge 12b-1 fees to cover the promoting and selling of the fund’s shares. While your advisor does not charge these fees, they may receive a kickback for recommending the investment.
An advisor selling their client on a life insurance policy and receiving a commission on the sale of that policy, or recommending a specific investment and receiving a kickback for that recommendation.
Performance-based Fees
Advisors typically obtain performance-based fees if a portfolio surpasses a predefined benchmark. This fee is determined through various methods, but is most commonly assessed as a percentage of investment gains. Performance-based fees may incentivize advisors to undertake riskier decisions in pursuit of generating higher returns.
“Two and Twenty” is common among hedge funds with a 2% management fee and a 20% incentive fee above the “hurdle rate,” or performance threshold the fund is compared against.
32% of registered firms offer this fee structure.
A hedge fund earns a 15% return with a 20% performance fee in above the performance of the S&P 500, which grew 7% that same year.
20% of fund growth in excess of S&P 500’s 7% growth for that year = 15% hedge fund growth - 7% S&P 500 growth = 8% difference x 20% = 2% performance fee (in addition to the management fee).
Other
Firms occasionally offer unconventional fee structures when charging clients. For more detailed information about a firm’s specific fee structures, please refer to their Form ADV and Part 2 Brochure.
Types of Clients
*The Securities & Exchange Commission defines someone as “high net worth” if they have $750,000 or more in investable assets or $1.5M of estimated total net worth.
This Office Location
- Mon 9 AM–5 PM
- Tue 9 AM–5 PM
- Wed 9 AM–5 PM
- Thu 9 AM–5 PM
- Fri 9 AM–5 PM
- Sat Closed
- Sun Closed
Other Office Locations
This firm has no other locations.
State Registrations
Dutch Asset Corporation is registered to service clients in the following states:
- Arizona
- California
- Florida
- Georgia
- New Jersey
- New York
- North Carolina
- Texas
Disciplinary History
Dutch Asset Corporation does not have any disclosures. Please visit it's Form ADV for more details.