Heritage Financial Services, LLC

Retirement Planning Firm in Dedham, MA

Firm Info
Address: 100 Lowder Brook Dr Suite 1000, Westwood, MA 02090, USA
Phone: (781) 255-0214

Firm Size
Assets Under Management: $2.2 billion
# of Advisors: 21
# of Clients: 5,101
Client to Advisor Ratio: 243:1
Average Account Size: $436,848
# of Offices: 1

Services Offered
  • Financial Planning
  • Portfolio Management for Individuals & Small Businesses

Types of Clients
  • Individuals (Not High Net Worth)
  • Individuals High Net Worth

    *>=750k in Investable Assets or >=1.5m of Estimated Total Net Worth

  • Charitable Organizations

Available Fee Structures
  • Percentage of Assets Under Management (AUM)

Get Connected with a Financial Advisor

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Heritage Financial Services, LLC Overview

Heritage Financial Services, LLC is a registered investment advisory firm specializing in investment advice. Founded in 2005, the firm has been providing its services for over 15 years, earning a reputation for excellence in the industry. Heritage Financial Services operates based on a fee-only arrangement, meaning that clients are charged a fixed fee for services provided, rather than commission-based charges. The firm is headquartered in Westwood, MA, and serves individuals and small businesses across the United States with their financial planning and portfolio management needs. As an investment advisory firm, Heritage Financial Services does not engage in any other financial activity, ensuring a dedicated focus on investment advice only. The range of services offered by Heritage Financial Services is focused on financial planning and portfolio management. The firm works closely with clients to provide tailored solutions that fit their investment goals and objectives. Heritage Financial Services provides a holistic approach to financial management, and utilizes a variety of investment strategies to help clients maximize returns while minimizing risk. Whether it's helping clients plan for retirement or managing an investment portfolio, Heritage Financial Services is there to help.

Heritage Financial Services, LLC caters to a diverse range of clients that includes individuals, high net worth individuals, and charitable organizations who seek personalized financial services. Whether it's creating a retirement plan, managing investments, or estate planning, the firm offers tailored solutions that meet the unique needs of its clients. Heritage Financial Services, LLC believes in providing a client-focused approach to financial planning that takes into account each client's specific goals and objectives. The firm's experienced and certified advisers work in collaboration with their clients to develop and execute effective investment strategies that are designed to achieve long-term financial success. When it comes to fee structures, Heritage Financial Services, LLC provides clients with options that best suit their needs and objectives. Depending on the service provided, the firm offers varying fee structures such as a percentage of AUM (Assets Under Management). The percentage of AUM is calculated as a percentage of the client's total investment portfolio that is managed by the firm. This fee structure ensures that the client's interests are aligned with the firm's interests, as it incentivizes the adviser to generate returns that are beneficial to the client. Additionally, Heritage Financial Services, LLC also offers clients fixed fees for certain services, hourly rates for consultation, and commission-based structures in certain areas of the business. In general, the firm's fee structures are transparent, reasonable, and competitive in the industry.

Typical Clients, Fee Structures & Investment Minimum

According to HERITAGE FINANCIAL SERVICES, LLC's Part 2 Brochure, the minimum household size to obtain advisory, financial planning and asset management services is generally $1,000,000. However, households below this minimum may be accepted at their discretion. They also note that the performance of smaller accounts may vary from the performance of accounts with more dollars invested, since smaller accounts may have more concentrated portfolios.

How This Office Can Help Dedham, MA Residents

Heritage Financial Services, LLC is a financial services company that helps clients in Dedham, MA navigate the complexities of their financial situations. They offer a wide range of services, from investment management to retirement planning and estate planning. Heritage's team of financial planners work closely with clients to understand their unique needs and goals, and develop personalized plans to help them achieve financial success. For someone living in Dedham, MA, there are a number of financial situations they may face. For example, they may be facing high living expenses or struggling with debt. They may also need help planning for retirement, managing their investments, or protecting their assets through estate planning. Heritage Financial Services, LLC is well-positioned to assist with these situations, offering customized solutions that take into account the specific needs of each client. Through careful planning and management, Heritage helps clients in Dedham, MA achieve financial stability and secure their future.

To view the Minimum Investment and Fee Schedule for Heritage Financial Services, LLC, visit their Part 2 Brochure.

Services Offered by Heritage Financial Services, LLC

Core Advisor Services
Financial Planning

Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.

Portfolio Management for Individuals & Small Businesses

Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.

Market Timing Services

Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.

Other Services
Selection of Other Advisors

The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.

Publication of Periodicals or Newsletters

The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.

Educational Seminars & Workshops

The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.


Fee Structures

Financial advisory fees usually are based on the services provided. Fee types charged by Heritage Financial Services, LLC most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.

Available
Percentage of Assets Under Management (AUM)
Unavailable
Hourly
Subscription (Newsletter or Periodical)
Fixed Fees (Other than subscription)
Commissions
Performance-based Fees
Other

Types of Clients

*The Securities & Exchange Commission defines someone as “high net worth” if they have $750,000 or more in investable assets or $1.5M of estimated total net worth.


This Office Location

Firm location 100 Lowder Brook Dr Suite 1000, Westwood, MA 02090, USA
Phone (781) 255-0214
Directions
Google My Business Reviews:
5 Stars

Other Office Locations

Firm Headquarters
Firm headquarters location 100 LOWDER BROOK DRIVE, SUITE 1000, WESTWOOD, MA 2090, United States

This firm has no other locations.

State Registrations

Heritage Financial Services, LLC is registered to service clients in the following states:

  • California
  • Connecticut
  • Florida
  • Georgia
  • Illinois
  • Maine
  • Maryland
  • Massachusetts
  • New Hampshire
  • New Jersey
  • New York
  • North Carolina
  • Rhode Island
  • South Carolina
  • Texas
  • Vermont
  • Virginia

Disciplinary History

Heritage Financial Services, LLC does not have any disclosures. Please visit it's Form ADV for more details.