Waypoint Wealth Management

Retirement Planning Firm in Lutherville, MD

Firm Info
Address: 9515 Deereco Rd #604, Timonium, MD 21093, USA
Phone: (410) 561-3994

Firm Size
Assets Under Management: $191.3 million
# of Advisors: 3
# of Clients: 508
Client to Advisor Ratio: 169:1
Average Account Size: $376,548
# of Offices: 1

Services Offered
  • Financial Planning
  • Portfolio Management for Individuals & Small Businesses
  • Pension Consulting Services
  • Selection of Others Advisors

Types of Clients
  • Individuals (Not High Net Worth)
  • Individuals High Net Worth

    *>=750k in Investable Assets or >=1.5m of Estimated Total Net Worth

  • Corporations or Other Businesses Not Listed Above

Available Fee Structures
  • Percentage of Assets Under Management (AUM)
  • Fixed Fees (Other than subscription)

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Waypoint Wealth Management Overview

Waypoint Wealth Management is an investment advisory firm that provides comprehensive financial planning and portfolio management services to individuals and small businesses. They specialize in offering investment advice and act as a fiduciary for their clients, which means they have a legal obligation to always act in their clients' best interests. The firm is headquartered in Timonium, MD, and has been in business since 2017. As a fee-only firm, Waypoint Wealth Management charges clients a flat fee based on the services they receive, rather than earning commissions or other forms of compensation from third-party products. This ensures that clients receive unbiased, objective advice that is aligned with their goals and needs. The firm's focus on fee-only services helps to build long-term relationships with clients and ensures that their interests are always put first. Waypoint Wealth Management offers a range of services, including financial planning, portfolio management, and pension consulting services. They also provide clients with access to a selection of other advisors who can assist with specific needs or specialized services. As an investment advisory firm that holds themselves to the highest standards of professionalism and integrity, Waypoint Wealth Management is dedicated to helping their clients achieve their financial goals and secure their financial future.

Waypoint Wealth Management is a financial advisory firm that serves a diverse array of clients, including individuals, high net worth individuals, and other types of corporations not listed. With a client-centric approach, Waypoint offers bespoke financial advisory services tailored to meet the unique needs of each client. The firm offers flexibility in terms of its fee structures, with different pricing models available depending on the service provided. Clients can opt for a percentage of assets under management (AUM) structure, where fees are based on a percentage of the total assets managed by Waypoint, or a fixed fee structure, where fees are agreed upon upfront and remain fixed over a contract period. With a commitment to transparency and consistent communication, Waypoint ensures that its clients receive an exceptional level of service that is both reliable and cost-effective.

Typical Clients, Fee Structures & Investment Minimum

Unfortunately, the Part 2 Brochure for Waypoint Wealth Management does not mention anything about their investment minimums. Therefore, it is unclear what the investment minimum is for this firm and prospective clients will need to contact the firm directly to inquire about their minimum investment requirements.

How This Office Can Help Lutherville, MD Residents

Waypoint Wealth Management offers comprehensive financial planning and investment management services to clients in Lutherville, MD. With a focus on personalized solutions, the team at Waypoint takes the time to understand each client's unique financial situation and goals before developing a plan of action. Lutherville residents may be facing a variety of financial challenges, including retirement planning, tax mitigation strategies, debt management, and investment portfolio diversification. Waypoint Wealth Management can help clients navigate these challenges and create a financial plan tailored to their specific needs. The team can also assist with asset protection and estate planning, ensuring that clients have a comprehensive and secure financial strategy in place. With a commitment to transparency, ethics, and ongoing communication, Waypoint Wealth Management is a trusted advisor for clients in Lutherville and beyond.

To view the Minimum Investment and Fee Schedule for Waypoint Wealth Management, visit their Part 2 Brochure.

Services Offered by Waypoint Wealth Management

Core Advisor Services
Financial Planning

Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.

Portfolio Management for Individuals & Small Businesses

Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.

Market Timing Services

Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.

Other Services
Selection of Other Advisors

The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.

Publication of Periodicals or Newsletters

The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.

Educational Seminars & Workshops

The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.


Fee Structures

Financial advisory fees usually are based on the services provided. Fee types charged by Waypoint Wealth Management most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.

Available
Percentage of Assets Under Management (AUM)
Fixed Fees (Other than subscription)
Unavailable
Hourly
Subscription (Newsletter or Periodical)
Commissions
Performance-based Fees
Other

Types of Clients

*The Securities & Exchange Commission defines someone as “high net worth” if they have $750,000 or more in investable assets or $1.5M of estimated total net worth.


This Office Location

Firm location 9515 Deereco Rd #604, Timonium, MD 21093, USA
Phone (410) 561-3994
Directions
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Other Office Locations

This firm has no other locations.

State Registrations

Waypoint Wealth Management is registered to service clients in the following states:

  • Delaware
  • Florida
  • Maryland
  • Pennsylvania

Disciplinary History

Waypoint Wealth Management does not have any disclosures. Please visit it's Form ADV for more details.

FREQUENTLY ASKED QUESTIONS

Retirement Planning FAQs