Firm Info
Firm Size
Services Offered
- Portfolio Management Investment Company
Types of Clients
- Investment Companies
Available Fee Structures
- Percentage of Assets Under Management (AUM)
Horizon Capital Management, Inc. Overview
Horizon Capital Management, Inc. is a registered investment advisory firm that provides investment advice only. The firm has been in business since 1985, and its headquarters are located in Lafayette, LA. Horizon Capital Management operates under a fee-based fee arrangement, and its primary service offering is portfolio management investment solutions. As an investment advisory firm, Horizon Capital Management prides itself on providing comprehensive and personalized investment advice to its clients. Their investment solutions are designed to help clients achieve their financial goals, whether that be through long-term growth or income generation. The firm takes a collaborative approach, working closely with clients to develop customized investment strategies that align with their unique financial circumstances and objectives. Horizon Capital Management’s expertise in portfolio management has helped it earn a reputation as a leading investment advisory firm. Their portfolio management services are designed to help clients navigate the complex investment landscape and make informed investment decisions. The firm’s experienced team of investment professionals leverages their deep knowledge of the markets to develop customized investment solutions that are tailored to meet each client’s specific needs.
Horizon Capital Management, Inc. is a trusted firm that offers financial advisory services to a varied range of clients. They cater to investment firms seeking guidance to make better investments for their clients. They also offer their services to individuals who require investment advice to optimize their portfolios. Horizon Capital Management's team of expert advisors possess a wealth of experience and diverse skillset to cater to clients with different financial situations. They provide personalized and comprehensive financial solutions to help clients achieve their long-term financial objectives. In terms of the fee structure, Horizon Capital Management, Inc. provides various options depending on the type of service provided. One of the most prevalent payment structures is based on assets under management (AUM), where a percentage of the total AUM is charged. The percentage charge is determined after considering the investment amount and the services required by the client. Apart from this standard fee structure, Horizon Capital Management also offers fee-based financial planning, hourly consultations, or project-specific billing if the client doesn't require ongoing advising. This diversity in the payment structure ensures that the clients have multiple options to choose from and can select a fee structure based on their investment goals and preferences. Overall, Horizon Capital Management, Inc. offers an array of options to suit their clients' needs in a highly competitive financial advisory industry.
Typical Clients, Fee Structures & Investment Minimum
The investment minimum for Horizon Capital Management, Inc. is $1,000.00, as stated in their Part 2 Brochure note about investment minimums. However, the firm also has the discretion to open accounts of any size depending on the client's circumstances.
How This Office Can Help Lake Forest, IL Residents
Horizon Capital Management, LLC is a financial management company that assists clients in Lake Forest, IL with their financial planning. The company provides customized investment solutions and strategies that are designed to meet their clients' specific financial goals. They work closely with their clients to understand their financial situation and offer holistic wealth management services that focus on asset allocation, risk management, and portfolio optimization. With their deep knowledge of the markets, Horizon Capital Management helps clients navigate the complexities of investing and make informed decisions about their financial future. Residents in Lake Forest, IL face a range of financial challenges, including managing debt, retirement planning, tax optimization, and saving for college education. Horizon Capital Management, LLC creates personalized financial plans that acknowledge these challenges and help clients overcome them. They offer guidance on a wide range of investment vehicles, including stocks, bonds, mutual funds, and alternative investments, such as hedge funds, private equity, and real estate. With an understanding of the market's volatility, they provide clients with long-term strategies that mitigate risks while seeking to maintain profitability.
Services Offered by Horizon Capital Management, Inc.
Core Advisor Services
Financial Planning
Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.
Portfolio Management for Individuals & Small Businesses
Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.
Market Timing Services
Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.
Other Services
Selection of Other Advisors
The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.
Publication of Periodicals or Newsletters
The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.
Educational Seminars & Workshops
The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.
Fee Structures
Financial advisory fees usually are based on the services provided. Fee types charged by Horizon Capital Management, Inc. most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.
Available
Percentage of Assets Under Management (AUM)
This fee structure charges a percentage of the assets under management by the firm. Fee structures are often tiered based on the amount of assets managed, with higher AUM often charged a lower rate.
Between 0.50% and 2.00% of assets under management (annually), often lower for a robo advisor. Fees are typically charged quarterly by the firm and will show on your investment statement. View typical advisor costs here.
~96% of registered firms offer this fee structure.
If you have $1 million managed by a firm at a 1% management fee, you would be charged $10,000/year to manage your assets (or $2,500 per quarter). This would be automatically deducted from your investment portfolio.
Unavailable
Hourly
Similar to an attorney, a financial consultant might charge fees based on hourly rates. This fee structure can be advantageous when seeking specific or ad hoc advice.
Charges generally span from $150 to $400 per hour, depending on the extent of the services required.
~33% of registered firms offer this fee structure.
If you needed hourly consulting to sell a business or transfer your estate to your children but did not want your assets managed by a firm, you could consult a firm at an hourly rate to answer any questions you may have.
Subscription (Newsletter or Periodical)
Fixed Fees (Other than subscription)
Fixed fees are a one-time, lump-sum payment rendered for a specific service, such as creating a financial plan without ongoing management or implementation. This option is beneficial if you solely require guidance for a particular objective rather than a long-term consultancy or asset management.
Fixed fees for creating a financial plan often range from $1,000 to $3,000.
~49% of registered firms offer this fee structure.
If you did not want a firm to manage your assets but needed to create a retirement plan, life transition plan such as divorce or loss of a spouse, estate transition plan, business financial plan, or any other financial planning, you could consult with an RIA firm to help you with the creation of that plan.
Commissions
Occasionally, advisors are compensated through commissions by selling certain financial products, such as mutual funds or life insurance policies, or as a broker-dealer by facilitating the buying and selling of securities. Advisors who receive commissions may be incentivized to make specific suggestions to clients in order to secure a commission. Advisors who operate on a fee-only basis do not earn commissions, whereas fee-based advisors may do so.
Often 3% - 6% of the value of the security.
Only ~3% of registered firms say they offer this fee structure, but other advisors may receive “soft dollars”. Many mutual funds charge 12b-1 fees to cover the promoting and selling of the fund’s shares. While your advisor does not charge these fees, they may receive a kickback for recommending the investment.
An advisor selling their client on a life insurance policy and receiving a commission on the sale of that policy, or recommending a specific investment and receiving a kickback for that recommendation.
Performance-based Fees
Advisors typically obtain performance-based fees if a portfolio surpasses a predefined benchmark. This fee is determined through various methods, but is most commonly assessed as a percentage of investment gains. Performance-based fees may incentivize advisors to undertake riskier decisions in pursuit of generating higher returns.
“Two and Twenty” is common among hedge funds with a 2% management fee and a 20% incentive fee above the “hurdle rate,” or performance threshold the fund is compared against.
32% of registered firms offer this fee structure.
A hedge fund earns a 15% return with a 20% performance fee in above the performance of the S&P 500, which grew 7% that same year.
20% of fund growth in excess of S&P 500’s 7% growth for that year = 15% hedge fund growth - 7% S&P 500 growth = 8% difference x 20% = 2% performance fee (in addition to the management fee).
Other
Firms occasionally offer unconventional fee structures when charging clients. For more detailed information about a firm’s specific fee structures, please refer to their Form ADV and Part 2 Brochure.
Types of Clients
This Office Location
Other Office Locations
Firm Headquarters
This firm has no other locations.
State Registrations
Horizon Capital Management, Inc. is registered to service clients in the following states:
- Louisiana
Disciplinary History
Horizon Capital Management, Inc. does not have any disclosures. Please visit it's Form ADV for more details.