EFS Advisors

Retirement Planning Firm in Cambridge, MN

Firm Info
Address: 1995 E Rum River Dr S, Cambridge, MN 55008, USA
Phone: (763) 689-9023

Firm Size
Assets Under Management: $1.9 billion
# of Advisors: 45
# of Clients: 25,562
Client to Advisor Ratio: 568:1
Average Account Size: $75,983
# of Offices: 1

Services Offered
  • Financial Planning
  • Portfolio Management for Individuals & Small Businesses
  • Portfolio Management for Businesses or Institutional Clients
  • Publication of Periodicals or Newsletters
  • Educational Seminars & Workshops

Types of Clients
  • Individuals (Not High Net Worth)
  • Banking Institutions
  • Pension & Profit Sharing Plans
  • Insurance Companies
  • Corporations or Other Businesses Not Listed Above

Available Fee Structures
  • Percentage of Assets Under Management (AUM)
  • Hourly

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Efs Advisors Overview

EFS Advisors is a fee-based investment advisory firm headquartered in Cambridge, MN. The firm has been operating since 2004 and is registered as an insurance broker/agent, providing investment advice to its clients. With a focus on financial planning and portfolio management for individuals and small businesses, as well as businesses or institutional clients, EFS Advisors also offers publication of periodicals or newsletters and educational seminars & workshops. EFS Advisors prides itself on providing customized and comprehensive financial plans that align with each client's unique goals and objectives. Whether individual or business, the firm's portfolio management services are designed to help clients maximize their investments while minimizing risk. With a commitment to educational seminars and workshops, EFS Advisors provides clients with information and tools to help them make informed financial decisions. As a fee-based advisory firm, EFS Advisors is dedicated to putting the interests of its clients first. The firm's fee structure is transparent, and clients are not subject to sales quotas or commissions. With nearly two decades of experience, EFS Advisors has a track record of success in helping clients achieve their financial goals.

billing retainer fee performance-based fee project-based fee EFS ADVISORS caters to a diverse set of clients from varying industries including individuals, banking institutions, pension or profit sharing plans, insurance companies, and other types of corporations not listed. Given their wide expertise and experience, EFS ADVISORS is well-equipped to provide top-notch financial consultancy services to any client seeking their expertise. To accommodate clients with varying financial needs, EFS ADVISORS offers several fee structures depending on the service provided. Clients can choose from a percentage of AUM (Assets Under Management) fee structure available for portfolio management services. Alternatively, clients may opt for an hourly billing structure, wherein clients are billed based on a per-hour rate based on the number of hours spent working on the client's portfolio. EFS ADVISORS also provides retainer fees where clients pay an ongoing fee for continuous financial advice and services regardless of the amounts invested. In addition, EFS ADVISORS offers performance-based fees which charges clients on investment returns. Finally, EFS ADVISORS offer project-based fees, the fee structure for clients seeking financial advice on specific projects for a fixed fee.

Typical Clients, Fee Structures & Investment Minimum

Unfortunately, the Part 2 Brochure for EFS ADVISORS does not mention any specific investment minimums.

How This Office Can Help Cambridge, MN Residents

EFS Advisors is a financial planning company located in Cambridge, MN that offers a variety of services to assist clients with their financial planning needs. They work with individuals, families, and business owners to help them achieve their financial goals. EFS Advisors can assist clients in Cambridge, MN with a variety of financial situations, including retirement planning, tax planning, estate planning, investment management, and more. Many residents of Cambridge, MN are nearing retirement age and are facing the challenge of creating a sustainable source of income that will last throughout their retirement years. EFS Advisors can help clients create a comprehensive retirement plan that takes into account their specific needs and financial goals. Additionally, many residents of Cambridge, MN own small businesses and may need assistance with tax planning and estate planning to ensure that their business and assets are protected. EFS Advisors can work with business owners to create a plan that ensures their legacy and protects their assets for future generations.

To view the Minimum Investment and Fee Schedule for Efs Advisors, visit their Part 2 Brochure.

Services Offered by Efs Advisors

Core Advisor Services
Financial Planning

Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.

Portfolio Management for Individuals & Small Businesses

Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.

Market Timing Services

Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.

Other Services
Selection of Other Advisors

The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.

Publication of Periodicals or Newsletters

The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.

Educational Seminars & Workshops

The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.


Fee Structures

Financial advisory fees usually are based on the services provided. Fee types charged by Efs Advisors most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.

Available
Percentage of Assets Under Management (AUM)
Hourly
Unavailable
Subscription (Newsletter or Periodical)
Fixed Fees (Other than subscription)
Commissions
Performance-based Fees
Other

Types of Clients


This Office Location

Firm location 1995 E Rum River Dr S, Cambridge, MN 55008, USA
Phone (763) 689-9023
Opening Hours
  • Mon 8 AM–5 PM
  • Tue 8 AM–5 PM
  • Wed 8 AM–5 PM
  • Thu 8 AM–5 PM
  • Fri 8 AM–5 PM
  • Sat Closed
  • Sun Closed
Directions
Google My Business Reviews:
5 Stars  |  1 Reviews

Other Office Locations

This firm has no other locations.

State Registrations

Efs Advisors is registered to service clients in the following states:

  • Arizona
  • Arkansas
  • California
  • Colorado
  • Florida
  • Georgia
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Michigan
  • Minnesota
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Oregon
  • South Dakota
  • Tennessee
  • Texas
  • Virginia
  • Washington
  • Wisconsin

Disciplinary History

Efs Advisors does not have any disclosures. Please visit it's Form ADV for more details.