Firm Info
Firm Size
Services Offered
- Selection of Others Advisors
- Educational Seminars & Workshops
Available Fee Structures
- Other
Td Ameritrade, Inc. Overview
TD Ameritrade, Inc. is a fee-based registered investment advisory firm that operates out of its headquarters located in Omaha, NE. Founded in 2001, the firm has since become a trusted name in the financial services industry. As a broker-dealer, TD Ameritrade, Inc. provides its clients with investment advice, helping them make informed decisions about their finances. One of the standout features of TD Ameritrade, Inc. is its extensive network of other advisors that it offers to clients. This allows clients to access a range of expert advisors from various backgrounds and specialties, ensuring that their specific financial needs are met. Additionally, the firm offers educational seminars and workshops to its clients to provide them with further financial knowledge and resources. Overall, TD Ameritrade, Inc. is a reputable and reliable firm with a strong focus on providing clients with personalized investment advice and education. Its fee-based model and extensive advisor network make it a popular choice for individuals seeking financial guidance and support.
TD AMERITRADE, INC. serves a diverse range of clients from seasoned investors to beginners in the world of trading and investing. Their clientele includes retail investors, high-net-worth individuals, financial advisors, and institutional clients. The firm also caters to different types of investors, such as those interested in stocks, options, futures, mutual funds, and exchange-traded funds (ETFs). TD AMERITRADE, INC. is committed to addressing the unique needs and financial objectives of each client. Depending on the level of service provided, TD AMERITRADE, INC. offers different fee structures to their clients. The firm provides commission-free trading for stocks, options, and ETFs with no minimum account balance. For mutual funds, TD AMERITRADE, INC. offers over 4,000 no-transaction fee mutual funds and over 550 commission-free ETFs. The firm also charges a fee for some services, such as broker-assisted trading, professional money management, and paper statement delivery. Moreover, TD AMERITRADE, INC. offers tiered pricing for active traders with competitive rates for high-volume traders. Clients can choose the fee structure that best suits their needs and financial goals.
Typical Clients, Fee Structures & Investment Minimum
According to TD Ameritrade, Inc.'s Part 2 Brochure, there is no mention of an investment minimum. Therefore, it can be inferred that the firm does not have an investment minimum and is open to clients of all investment levels. However, potential investors should still review the fees and expenses disclosed in the brochure to ensure that they are comfortable with the costs associated with TD Ameritrade's services.
How This Office Can Help Huntersville, NC Residents
TD Ameritrade provides comprehensive financial services to clients in Huntersville, NC. The city has a diverse population with different financial situations, and TD Ameritrade assists all of them regardless of their financial goals. For instance, those who are looking to invest in the stock market can access the platform’s extensive research tools to make informed decisions. At the same time, the company offers financial advisory services to help clients plan their retirement, manage their wealth, and even help grow their small businesses. Huntersville, NC, has a high cost of living, and many citizens face financial challenges. TD Ameritrade understands these challenges and offers tailored financial solutions to help overcome them. Clients can access online trading services, investment education webinars, and a wide range of investment options. Moreover, TD Ameritrade encourages customers to take advantage of their resources and provides them with experts who will guide them through every step of their financial journey. With TD Ameritrade, Huntersville residents can invest confidently, gain access to valuable financial advice, and execute trades with ease.
Services Offered by Td Ameritrade, Inc.
Core Advisor Services
Financial Planning
Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.
Portfolio Management for Individuals & Small Businesses
Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.
Market Timing Services
Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.
Other Services
Selection of Other Advisors
The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.
Publication of Periodicals or Newsletters
The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.
Educational Seminars & Workshops
The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.
Fee Structures
Financial advisory fees usually are based on the services provided. Fee types charged by Td Ameritrade, Inc. most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.
Available
Other
Firms occasionally offer unconventional fee structures when charging clients. For more detailed information about a firm’s specific fee structures, please refer to their Form ADV and Part 2 Brochure.
Unavailable
Percentage of Assets Under Management (AUM)
This fee structure charges a percentage of the assets under management by the firm. Fee structures are often tiered based on the amount of assets managed, with higher AUM often charged a lower rate.
Between 0.50% and 2.00% of assets under management (annually), often lower for a robo advisor. Fees are typically charged quarterly by the firm and will show on your investment statement. View typical advisor costs here.
~96% of registered firms offer this fee structure.
If you have $1 million managed by a firm at a 1% management fee, you would be charged $10,000/year to manage your assets (or $2,500 per quarter). This would be automatically deducted from your investment portfolio.
Hourly
Similar to an attorney, a financial consultant might charge fees based on hourly rates. This fee structure can be advantageous when seeking specific or ad hoc advice.
Charges generally span from $150 to $400 per hour, depending on the extent of the services required.
~33% of registered firms offer this fee structure.
If you needed hourly consulting to sell a business or transfer your estate to your children but did not want your assets managed by a firm, you could consult a firm at an hourly rate to answer any questions you may have.
Subscription (Newsletter or Periodical)
Fixed Fees (Other than subscription)
Fixed fees are a one-time, lump-sum payment rendered for a specific service, such as creating a financial plan without ongoing management or implementation. This option is beneficial if you solely require guidance for a particular objective rather than a long-term consultancy or asset management.
Fixed fees for creating a financial plan often range from $1,000 to $3,000.
~49% of registered firms offer this fee structure.
If you did not want a firm to manage your assets but needed to create a retirement plan, life transition plan such as divorce or loss of a spouse, estate transition plan, business financial plan, or any other financial planning, you could consult with an RIA firm to help you with the creation of that plan.
Commissions
Occasionally, advisors are compensated through commissions by selling certain financial products, such as mutual funds or life insurance policies, or as a broker-dealer by facilitating the buying and selling of securities. Advisors who receive commissions may be incentivized to make specific suggestions to clients in order to secure a commission. Advisors who operate on a fee-only basis do not earn commissions, whereas fee-based advisors may do so.
Often 3% - 6% of the value of the security.
Only ~3% of registered firms say they offer this fee structure, but other advisors may receive “soft dollars”. Many mutual funds charge 12b-1 fees to cover the promoting and selling of the fund’s shares. While your advisor does not charge these fees, they may receive a kickback for recommending the investment.
An advisor selling their client on a life insurance policy and receiving a commission on the sale of that policy, or recommending a specific investment and receiving a kickback for that recommendation.
Performance-based Fees
Advisors typically obtain performance-based fees if a portfolio surpasses a predefined benchmark. This fee is determined through various methods, but is most commonly assessed as a percentage of investment gains. Performance-based fees may incentivize advisors to undertake riskier decisions in pursuit of generating higher returns.
“Two and Twenty” is common among hedge funds with a 2% management fee and a 20% incentive fee above the “hurdle rate,” or performance threshold the fund is compared against.
32% of registered firms offer this fee structure.
A hedge fund earns a 15% return with a 20% performance fee in above the performance of the S&P 500, which grew 7% that same year.
20% of fund growth in excess of S&P 500’s 7% growth for that year = 15% hedge fund growth - 7% S&P 500 growth = 8% difference x 20% = 2% performance fee (in addition to the management fee).
This Office Location
Other Office Locations
Firm Headquarters
This firm has no other locations.
Disciplinary History
Td Ameritrade, Inc. does not have any disclosures. Please visit it's Form ADV for more details.