Firm Info
Firm Size
Services Offered
- Portfolio Management for Individuals & Small Businesses
- Portfolio Management for Businesses or Institutional Clients
- Pension Consulting Services
- Other
Types of Clients
- Individuals (Not High Net Worth)
-
Individuals High Net Worth
*>=750k in Investable Assets or >=1.5m of Estimated Total Net Worth
- Pension & Profit Sharing Plans
- Charitable Organizations
Available Fee Structures
- Percentage of Assets Under Management (AUM)
- Hourly
Kilner Capital Advisors, LLC Overview
Kilner Capital Advisors, LLC is a fee-only Registered Investment Advisory firm based in Gaithersburg, MD. The firm has been offering investment advice to its clients since 2008. As a fee-only firm, Kilner Capital Advisors doesn't sell any financial products and receives no commissions on any investment vehicles. Kilner Capital Advisors provides portfolio management services to individuals and small businesses. The firm also offers portfolio management for businesses and institutional clients, tailoring its services to clients' specific needs and investment goals. Kilner Capital Advisors also provides pension consulting services to help clients manage retirement plans for their employees. In addition to investment management, Kilner Capital Advisors offers consulting services for clients seeking guidance in various areas. Through consulting services, the firm helps clients navigate financial complexities, make informed decisions, and plan for the future. Kilner Capital Advisors takes pride in its unique approach, committed to serving its clients' best interests and delivering personalized solutions that help them reach their goals.
or fixed fee KILNER CAPITAL ADVISORS, LLC caters to a vast range of clients, including individuals, high net worth individuals, pension or profit sharing plans, and charitable organizations. Their diverse range of clients allows them to offer various services and fee structures that suit their clients' unique needs and preferences. The firm's clients can expect personalized attention and expert advice from highly-skilled professionals who are committed to guiding them towards their investment goals. KILNER CAPITAL ADVISORS, LLC offers a range of fee structures for their services, which include percentage of AUM, hourly or fixed fee arrangements. The percentage of AUM (Assets Under Management) structure charges clients a percentage of their total assets under management. This fee structure is common among investment management firms and is generally used for asset management services. The hourly fee structure, on the other hand, charges a set amount per hour worked. Clients are billed for the actual time spent on tasks, which include research, analysis, and investment recommendations. Finally, the fixed fee structure offers a set fee for a predetermined scope of services, providing clients with a clear understanding of the expected costs upfront. These fee structures allow KILNER CAPITAL ADVISORS, LLC clients to choose the structure that suits their needs and preferences.
Typical Clients, Fee Structures & Investment Minimum
The investment minimum for KILNER CAPITAL ADVISORS, LLC is generally $1,000,000 of assets under management for investment management services. However, according to their Part 2 Brochure note about investment minimums, minimum account sizes may be negotiable under certain circumstances.
How This Office Can Help Gaithersburg, MD Residents
Kilner Capital Advisors is a financial advisory firm that specializes in providing personalized solutions to clients in Gaithersburg, MD. The firm's team of financial professionals has extensive experience in analyzing and managing complex financial situations. They provide various services such as portfolio management, retirement planning, tax planning, and estate planning. Kilner Capital Advisors has a proven track record of helping its clients achieve their financial goals, regardless of their financial situation. Living in Gaithersburg, MD, individuals may face a variety of financial challenges such as managing their debt, maintaining a budget, and planning for retirement. Kilner Capital Advisors understands these challenges and creates strategies that cater to each client's unique goals and financial situation. The firm's team is committed to providing tailored solutions, ensuring clients are equipped with the tools and knowledge needed to achieve their financial goals. Whether someone is just starting to plan for retirement or they need assistance in managing their portfolio, Kilner Capital Advisors has the expertise to help.
Services Offered by Kilner Capital Advisors, LLC
Core Advisor Services
Financial Planning
Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.
Portfolio Management for Individuals & Small Businesses
Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.
Market Timing Services
Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.
Other Services
Selection of Other Advisors
The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.
Publication of Periodicals or Newsletters
The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.
Educational Seminars & Workshops
The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.
Fee Structures
Financial advisory fees usually are based on the services provided. Fee types charged by Kilner Capital Advisors, LLC most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.
Available
Percentage of Assets Under Management (AUM)
This fee structure charges a percentage of the assets under management by the firm. Fee structures are often tiered based on the amount of assets managed, with higher AUM often charged a lower rate.
Between 0.50% and 2.00% of assets under management (annually), often lower for a robo advisor. Fees are typically charged quarterly by the firm and will show on your investment statement. View typical advisor costs here.
~96% of registered firms offer this fee structure.
If you have $1 million managed by a firm at a 1% management fee, you would be charged $10,000/year to manage your assets (or $2,500 per quarter). This would be automatically deducted from your investment portfolio.
Hourly
Similar to an attorney, a financial consultant might charge fees based on hourly rates. This fee structure can be advantageous when seeking specific or ad hoc advice.
Charges generally span from $150 to $400 per hour, depending on the extent of the services required.
~33% of registered firms offer this fee structure.
If you needed hourly consulting to sell a business or transfer your estate to your children but did not want your assets managed by a firm, you could consult a firm at an hourly rate to answer any questions you may have.
Unavailable
Subscription (Newsletter or Periodical)
Fixed Fees (Other than subscription)
Fixed fees are a one-time, lump-sum payment rendered for a specific service, such as creating a financial plan without ongoing management or implementation. This option is beneficial if you solely require guidance for a particular objective rather than a long-term consultancy or asset management.
Fixed fees for creating a financial plan often range from $1,000 to $3,000.
~49% of registered firms offer this fee structure.
If you did not want a firm to manage your assets but needed to create a retirement plan, life transition plan such as divorce or loss of a spouse, estate transition plan, business financial plan, or any other financial planning, you could consult with an RIA firm to help you with the creation of that plan.
Commissions
Occasionally, advisors are compensated through commissions by selling certain financial products, such as mutual funds or life insurance policies, or as a broker-dealer by facilitating the buying and selling of securities. Advisors who receive commissions may be incentivized to make specific suggestions to clients in order to secure a commission. Advisors who operate on a fee-only basis do not earn commissions, whereas fee-based advisors may do so.
Often 3% - 6% of the value of the security.
Only ~3% of registered firms say they offer this fee structure, but other advisors may receive “soft dollars”. Many mutual funds charge 12b-1 fees to cover the promoting and selling of the fund’s shares. While your advisor does not charge these fees, they may receive a kickback for recommending the investment.
An advisor selling their client on a life insurance policy and receiving a commission on the sale of that policy, or recommending a specific investment and receiving a kickback for that recommendation.
Performance-based Fees
Advisors typically obtain performance-based fees if a portfolio surpasses a predefined benchmark. This fee is determined through various methods, but is most commonly assessed as a percentage of investment gains. Performance-based fees may incentivize advisors to undertake riskier decisions in pursuit of generating higher returns.
“Two and Twenty” is common among hedge funds with a 2% management fee and a 20% incentive fee above the “hurdle rate,” or performance threshold the fund is compared against.
32% of registered firms offer this fee structure.
A hedge fund earns a 15% return with a 20% performance fee in above the performance of the S&P 500, which grew 7% that same year.
20% of fund growth in excess of S&P 500’s 7% growth for that year = 15% hedge fund growth - 7% S&P 500 growth = 8% difference x 20% = 2% performance fee (in addition to the management fee).
Other
Firms occasionally offer unconventional fee structures when charging clients. For more detailed information about a firm’s specific fee structures, please refer to their Form ADV and Part 2 Brochure.
Types of Clients
*The Securities & Exchange Commission defines someone as “high net worth” if they have $750,000 or more in investable assets or $1.5M of estimated total net worth.
This Office Location
- Mon 9 AM–5 PM
- Tue 9 AM–5 PM
- Wed 9 AM–5 PM
- Thu 9 AM–5 PM
- Fri 9 AM–5 PM
- Sat Closed
- Sun Closed
Other Office Locations
This firm has no other locations.
State Registrations
Kilner Capital Advisors, LLC is registered to service clients in the following states:
- District of Columbia
- Florida
- Maryland
- North Carolina
- Virginia
Disciplinary History
Kilner Capital Advisors, LLC does not have any disclosures. Please visit it's Form ADV for more details.