Firm Info
Firm Size
Services Offered
- Financial Planning
- Portfolio Management for Individuals & Small Businesses
- Portfolio Management for Businesses or Institutional Clients
- Pension Consulting Services
- Selection of Others Advisors
Types of Clients
- Individuals (Not High Net Worth)
-
Individuals High Net Worth
*>=750k in Investable Assets or >=1.5m of Estimated Total Net Worth
- Pension & Profit Sharing Plans
- Charitable Organizations
- State & Municipal Govt Entities
- Corporations or Other Businesses Not Listed Above
Available Fee Structures
- Percentage of Assets Under Management (AUM)
- Hourly
- Fixed Fees (Other than subscription)
Bruton Chisnell Advisors, LLC Overview
BRUTON CHISNELL ADVISORS, LLC is a registered investment advisory firm that offers investment advice only. The company has been in business since 2018 with its headquarters based in Downingtown, PA. The firm operates on a fee-based arrangement and provides a range of services such as financial planning, portfolio management, pension consulting services, and selection of other advisors for individuals, small businesses, and institutional clients. Their financial planning services encompass a holistic approach to managing clients' wealth, including budgeting, tax planning, insurance planning, estate planning, and investment planning. The portfolio management services at BRUTON CHISNELL ADVISORS, LLC enable clients to achieve their financial goals by building customized investment strategies based on their risk appetite, investment horizon, and financial objectives. The firm caters to the portfolio management needs of businesses and institutional clients with a focus on capital preservation, risk management, and long-term wealth creation. Additionally, they offer pension consulting services to help clients manage their employee benefit plans and ensure regulatory compliance. Lastly, BRUTON CHISNELL ADVISORS, LLC provides selection services for other advisors, enabling clients to access a larger network of trusted financial professionals that match their respective financial goals and needs.
BRUTON CHISNELL ADVISORS, LLC caters to a diverse range of clients, including individuals, high net worth individuals, pension plans, profit sharing schemes, charitable organizations, state or municipal governments, and other types of corporations not specifically mentioned. The firm has the expertise and knowledge to address the unique needs of each client, and they are committed to providing comprehensive financial planning and investment management services to help their clients achieve their financial goals. BRUTON CHISNELL ADVISORS, LLC offers a variety of fee structures depending on the services provided. They provide investment management services, wealth planning, and other financial planning services. For their investment management services, their fee structure is typically a percentage of assets under management (AUM), which is calculated based on the client's total assets managed by the firm. For hourly consultations or specific projects, clients are charged a predetermined hourly rate, and for other financial planning services, a fixed fee is charged. The firm ensures transparent and ethical practices in all their fee structures, and they work closely with their clients to tailor their services to meet each client's unique needs and financial situation.
Typical Clients, Fee Structures & Investment Minimum
The Part 2 Brochure for Bruton Chisnell Advisors, LLC mentions that they do have an investment minimum, stating, "Our minimum account size is typically $250,000." Therefore, it appears that potential clients must have at least $250,000 to invest with this firm.
How This Office Can Help Downingtown, PA Residents
Bruton Chisnell Advisors is a financial planning and investment management firm located in Downingtown, PA. They specialize in assisting clients with their financial goals and helping them achieve financial stability. The professionals at Bruton Chisnell Advisors thoroughly analyze their clients' financial situation to provide personalized plans that align with their goals. Downingtown residents may require assistance with various financial situations, such as retirement planning, investing, managing debt, or estate planning. Bruton Chisnell Advisors provides expert guidance in assessing these situations and determining the most effective strategies for financial success. Additionally, the firm offers comprehensive services, including tax planning and preparation, insurance analysis, and 401(k) plan servicing. Their commitment to a client-centered approach means that they listen carefully to each client's needs and goals to provide comprehensive financial planning and investment management services. Bruton Chisnell Advisors' expertise helps individuals and families in Downingtown, PA, achieve financial independence and peace of mind for the present and future.
Services Offered by Bruton Chisnell Advisors, LLC
Core Advisor Services
Financial Planning
Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.
Portfolio Management for Individuals & Small Businesses
Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.
Market Timing Services
Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.
Other Services
Selection of Other Advisors
The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.
Publication of Periodicals or Newsletters
The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.
Educational Seminars & Workshops
The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.
Fee Structures
Financial advisory fees usually are based on the services provided. Fee types charged by Bruton Chisnell Advisors, LLC most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.
Available
Percentage of Assets Under Management (AUM)
This fee structure charges a percentage of the assets under management by the firm. Fee structures are often tiered based on the amount of assets managed, with higher AUM often charged a lower rate.
Between 0.50% and 2.00% of assets under management (annually), often lower for a robo advisor. Fees are typically charged quarterly by the firm and will show on your investment statement. View typical advisor costs here.
~96% of registered firms offer this fee structure.
If you have $1 million managed by a firm at a 1% management fee, you would be charged $10,000/year to manage your assets (or $2,500 per quarter). This would be automatically deducted from your investment portfolio.
Hourly
Similar to an attorney, a financial consultant might charge fees based on hourly rates. This fee structure can be advantageous when seeking specific or ad hoc advice.
Charges generally span from $150 to $400 per hour, depending on the extent of the services required.
~33% of registered firms offer this fee structure.
If you needed hourly consulting to sell a business or transfer your estate to your children but did not want your assets managed by a firm, you could consult a firm at an hourly rate to answer any questions you may have.
Fixed Fees (Other than subscription)
Fixed fees are a one-time, lump-sum payment rendered for a specific service, such as creating a financial plan without ongoing management or implementation. This option is beneficial if you solely require guidance for a particular objective rather than a long-term consultancy or asset management.
Fixed fees for creating a financial plan often range from $1,000 to $3,000.
~49% of registered firms offer this fee structure.
If you did not want a firm to manage your assets but needed to create a retirement plan, life transition plan such as divorce or loss of a spouse, estate transition plan, business financial plan, or any other financial planning, you could consult with an RIA firm to help you with the creation of that plan.
Unavailable
Subscription (Newsletter or Periodical)
Commissions
Occasionally, advisors are compensated through commissions by selling certain financial products, such as mutual funds or life insurance policies, or as a broker-dealer by facilitating the buying and selling of securities. Advisors who receive commissions may be incentivized to make specific suggestions to clients in order to secure a commission. Advisors who operate on a fee-only basis do not earn commissions, whereas fee-based advisors may do so.
Often 3% - 6% of the value of the security.
Only ~3% of registered firms say they offer this fee structure, but other advisors may receive “soft dollars”. Many mutual funds charge 12b-1 fees to cover the promoting and selling of the fund’s shares. While your advisor does not charge these fees, they may receive a kickback for recommending the investment.
An advisor selling their client on a life insurance policy and receiving a commission on the sale of that policy, or recommending a specific investment and receiving a kickback for that recommendation.
Performance-based Fees
Advisors typically obtain performance-based fees if a portfolio surpasses a predefined benchmark. This fee is determined through various methods, but is most commonly assessed as a percentage of investment gains. Performance-based fees may incentivize advisors to undertake riskier decisions in pursuit of generating higher returns.
“Two and Twenty” is common among hedge funds with a 2% management fee and a 20% incentive fee above the “hurdle rate,” or performance threshold the fund is compared against.
32% of registered firms offer this fee structure.
A hedge fund earns a 15% return with a 20% performance fee in above the performance of the S&P 500, which grew 7% that same year.
20% of fund growth in excess of S&P 500’s 7% growth for that year = 15% hedge fund growth - 7% S&P 500 growth = 8% difference x 20% = 2% performance fee (in addition to the management fee).
Other
Firms occasionally offer unconventional fee structures when charging clients. For more detailed information about a firm’s specific fee structures, please refer to their Form ADV and Part 2 Brochure.
Types of Clients
*The Securities & Exchange Commission defines someone as “high net worth” if they have $750,000 or more in investable assets or $1.5M of estimated total net worth.
This Office Location
- Mon 8:30 AM–5 PM
- Tue 8:30 AM–5 PM
- Wed 8:30 AM–5 PM
- Thu 8:30 AM–5 PM
- Fri 8:30 AM–5 PM
- Sat Closed
- Sun Closed
Other Office Locations
This firm has no other locations.
State Registrations
Bruton Chisnell Advisors, LLC is registered to service clients in the following states:
- Delaware
- Florida
- Maryland
- New Hampshire
- New Jersey
- New York
- North Carolina
- Ohio
- Pennsylvania
- Texas
- Virginia
Disciplinary History
Bruton Chisnell Advisors, LLC does not have any disclosures. Please visit it's Form ADV for more details.