Cathy Pareto and Associates

Retirement Planning Firm in Miami, FL

Firm Info
Address: 901 Ponce de Leon Suite 501, Coral Gables, FL 33134, USA
Phone: (305) 648-9814

Firm Size
Assets Under Management: $188.5 million
# of Advisors: 4
# of Clients: 497
Client to Advisor Ratio: 124:1
Average Account Size: $379,209
# of Offices: 1

Services Offered
  • Financial Planning
  • Portfolio Management for Individuals & Small Businesses
  • Portfolio Management for Businesses or Institutional Clients

Types of Clients
  • Individuals (Not High Net Worth)
  • Individuals High Net Worth

    *>=750k in Investable Assets or >=1.5m of Estimated Total Net Worth

  • Pension & Profit Sharing Plans
  • Charitable Organizations

Available Fee Structures
  • Percentage of Assets Under Management (AUM)
  • Hourly
  • Fixed Fees (Other than subscription)

Get Connected with a Financial Advisor

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Cathy Pareto And Associates Overview

Cathy Pareto and Associates is a Fee Only Registered Investment Advisory Firm based in Coral Gables, Florida. The firm has been in business since 2017 and provides investment advice services only. The fee arrangement at Cathy Pareto and Associates is designed to ensure that clients receive transparent and conflict-free financial advisory services. The firm provides a range of services to both individuals and businesses, including financial planning and portfolio management. Cathy Pareto and Associates specialize in portfolio management services for small businesses and institutional clients. The advisory team at Cathy Pareto and Associates bring a wealth of expertise and experience to their clients, helping them achieve their financial goals with personalized investment solutions. Cathy Pareto and Associates use their expertise to help clients make informed investment decisions. They take a comprehensive approach to financial planning and portfolio management, taking into account each client's unique financial goals and objectives. Whether you are an individual or a business owner, Cathy Pareto and Associates has the right investment solution for you.

CATHY PARETO AND ASSOCIATES is a reputable firm that serves a variety of clients. They cater to individuals, high net worth individuals, pension or profit sharing plans, and charitable organizations. Cathy Pareto and her associates provide customized financial planning services that suit the specific needs of their clients. They take a hands-on approach when working with their clients, ensuring that their financial goals align with their objectives. The firm also offers a flexible fee structure that can depend on the service provided. Clients have the option to pay a percentage of their assets under management (AUM) for investment management services. Alternatively, clients can choose to pay an hourly fee for financial planning services. The hourly fee structure is based on the amount of time spent working on the client's financial plan. For clients who prefer a more predictable fee structure, CATHY PARETO AND ASSOCIATES also offers fixed fees. The fee for this service is established upfront, giving clients the assurance that they will not face any unexpected expenses. The firm is committed to providing their clients with the best financial planning experience possible, and their flexible fee structure reflects this commitment.

Typical Clients, Fee Structures & Investment Minimum

According to the note in the Part 2 Brochure of Cathy Pareto and Associates, the firm generally requires a minimum investment of $500,000 to open and maintain an individually managed account. However, the firm may waive this minimum at their discretion. In cases where the minimum is waived, the annual fee will be set at 1.50%, subject to a $5,000 minimum annual fee.

How This Office Can Help Miami, FL Residents

Cathy Pareto and Associates is a firm offering comprehensive financial planning services designed to help their clients with various financial situations in Miami, FL. The firm has a team of experienced financial planners who provide personalized guidance and can help clients with retirement planning, investment management, insurance, taxes, estate planning, and more. They work closely with their clients to develop customized strategies based on their individual needs and goals. Considering the unique financial situations that exist in Miami, FL, Cathy Pareto and Associates has developed specific strategies for those who are dealing with high property taxes, who earn a significant amount of their income from real estate or who may be impacted by the fluctuations of the tourism industry. Their approach is focused on providing comprehensive financial planning, and the firm has a reputation for going above and beyond in their efforts to help clients achieve their financial goals by providing personalized attention, innovative strategies, and exceptional service.

To view the Minimum Investment and Fee Schedule for Cathy Pareto And Associates, visit their Part 2 Brochure.

Services Offered by Cathy Pareto And Associates

Core Advisor Services
Financial Planning

Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.

Portfolio Management for Individuals & Small Businesses

Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.

Market Timing Services

Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.

Other Services
Selection of Other Advisors

The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.

Publication of Periodicals or Newsletters

The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.

Educational Seminars & Workshops

The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.


Fee Structures

Financial advisory fees usually are based on the services provided. Fee types charged by Cathy Pareto And Associates most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.

Available
Percentage of Assets Under Management (AUM)
Hourly
Fixed Fees (Other than subscription)
Unavailable
Subscription (Newsletter or Periodical)
Commissions
Performance-based Fees
Other

Types of Clients

*The Securities & Exchange Commission defines someone as “high net worth” if they have $750,000 or more in investable assets or $1.5M of estimated total net worth.


This Office Location

Firm location 901 Ponce de Leon Suite 501, Coral Gables, FL 33134, USA
Phone (305) 648-9814
Directions
Google My Business Reviews:
4 Stars

Other Office Locations

This firm has no other locations.

State Registrations

Cathy Pareto And Associates is registered to service clients in the following states:

  • California
  • Florida
  • Louisiana
  • Texas

Disciplinary History

Cathy Pareto And Associates does not have any disclosures. Please visit it's Form ADV for more details.

FREQUENTLY ASKED QUESTIONS

Retirement Planning FAQs