Waypoint Wealth Management

Retirement Planning Firm in Bozeman, MT

Firm Info
Address: 1276 N 15th Ave #202, Bozeman, MT 59715, USA
Phone: (406) 522-4760

Firm Size
Assets Under Management: $191.3 million
# of Advisors: 3
# of Clients: 508
Client to Advisor Ratio: 169:1
Average Account Size: $376,548
# of Offices: 1

Services Offered
  • Financial Planning
  • Portfolio Management for Individuals & Small Businesses
  • Pension Consulting Services
  • Selection of Others Advisors

Types of Clients
  • Individuals (Not High Net Worth)
  • Individuals High Net Worth

    *>=750k in Investable Assets or >=1.5m of Estimated Total Net Worth

  • Corporations or Other Businesses Not Listed Above

Available Fee Structures
  • Percentage of Assets Under Management (AUM)
  • Fixed Fees (Other than subscription)

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Waypoint Wealth Management Overview

Waypoint Wealth Management is an investment advisory firm that provides comprehensive financial planning and portfolio management services to individuals and small businesses. They specialize in offering investment advice and act as a fiduciary for their clients, which means they have a legal obligation to always act in their clients' best interests. The firm is headquartered in Timonium, MD, and has been in business since 2017. As a fee-only firm, Waypoint Wealth Management charges clients a flat fee based on the services they receive, rather than earning commissions or other forms of compensation from third-party products. This ensures that clients receive unbiased, objective advice that is aligned with their goals and needs. The firm's focus on fee-only services helps to build long-term relationships with clients and ensures that their interests are always put first. Waypoint Wealth Management offers a range of services, including financial planning, portfolio management, and pension consulting services. They also provide clients with access to a selection of other advisors who can assist with specific needs or specialized services. As an investment advisory firm that holds themselves to the highest standards of professionalism and integrity, Waypoint Wealth Management is dedicated to helping their clients achieve their financial goals and secure their financial future.

WAYPOINT WEALTH MANAGEMENT is a financial advisory firm catering to a variety of clients. The firm serves individuals seeking holistic financial planning, as well as high net worth individuals requiring more advanced wealth management. Furthermore, the firm serves other types of corporations not otherwise mentioned. At WAYPOINT WEALTH MANAGEMENT, the team understands that each client has unique financial needs and goals, and they provide a personalized approach to meet those objectives. In terms of fee structures, WAYPOINT WEALTH MANAGEMENT offers options depending on the services provided. For clients who opt for asset management, the firm charges a percentage of assets under management (AUM). This fee is typically 1% of the total AUM. Additionally, the firm offers a fixed fee structure for financial planning services, which entail a comprehensive planning analysis of a client's assets, liabilities, income, and expenses. This fee covers a thorough review of a client's financial situation and includes multiple iterations of the plan. WAYPOINT WEALTH MANAGEMENT is transparent about its fee structures and ensures clients are aware of what they're paying for before engaging in their services.

Typical Clients, Fee Structures & Investment Minimum

Unfortunately, the Part 2 Brochure for Waypoint Wealth Management does not mention what their investment minimum is.

How This Office Can Help Bozeman, MT Residents

Waypoint Wealth Management is dedicated to providing financial guidance to clients in Bozeman, MT and helping them navigate the unique financial situations that they might be facing. One of the primary benefits of working with Waypoint is their focus on personalized planning, which takes into account a client's unique situation, goals, and risk tolerance. They offer a range of services including retirement planning, investment management, estate planning, education planning, and more. For residents of Bozeman, MT, this level of personalized attention can be especially helpful given the region's strong economy, with a significant number of residents employed in the tech and healthcare industries. Additionally, residents may be facing challenges related to the cost of living, particularly as the area has experienced significant growth in recent years. Waypoint Wealth Management can help clients create strategies to manage their finances effectively despite these challenges.

To view the Minimum Investment and Fee Schedule for Waypoint Wealth Management, visit their Part 2 Brochure.

Services Offered by Waypoint Wealth Management

Core Advisor Services
Financial Planning

Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.

Portfolio Management for Individuals & Small Businesses

Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.

Market Timing Services

Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.

Other Services
Selection of Other Advisors

The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.

Publication of Periodicals or Newsletters

The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.

Educational Seminars & Workshops

The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.


Fee Structures

Financial advisory fees usually are based on the services provided. Fee types charged by Waypoint Wealth Management most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.

Available
Percentage of Assets Under Management (AUM)
Fixed Fees (Other than subscription)
Unavailable
Hourly
Subscription (Newsletter or Periodical)
Commissions
Performance-based Fees
Other

Types of Clients

*The Securities & Exchange Commission defines someone as “high net worth” if they have $750,000 or more in investable assets or $1.5M of estimated total net worth.


This Office Location

Firm location 1276 N 15th Ave #202, Bozeman, MT 59715, USA
Phone (406) 522-4760
Opening Hours
  • Mon 8 AM–5 PM
  • Tue 8 AM–5 PM
  • Wed 8 AM–5 PM
  • Thu 8 AM–5 PM
  • Fri 8 AM–5 PM
  • Sat Closed
  • Sun Closed
Directions
Google My Business Reviews:

Other Office Locations

Firm Headquarters
Firm headquarters location 9515 DEERECO ROAD, SUITE 604, TIMONIUM, MD 21093, United States

This firm has no other locations.

State Registrations

Waypoint Wealth Management is registered to service clients in the following states:

  • Delaware
  • Florida
  • Maryland
  • Pennsylvania

Disciplinary History

Waypoint Wealth Management does not have any disclosures. Please visit it's Form ADV for more details.

FREQUENTLY ASKED QUESTIONS

Retirement Planning FAQs