Lumina Wealth Management

Financial Advisor in New Hanover County, NC

Firm Info
Address: 1508 Military Cutoff Rd STE 302, Wilmington, NC 28403, USA
Phone: (910) 599-9409

Firm Size
Assets Under Management: $163.5 million
# of Advisors: 3
# of Clients: 491
Client to Advisor Ratio: 164:1
Average Account Size: $332,933
# of Offices: 1

Services Offered
  • Financial Planning
  • Portfolio Management for Individuals & Small Businesses
  • Portfolio Management for Businesses or Institutional Clients
  • Pension Consulting Services
  • Selection of Others Advisors
  • Other

Types of Clients
  • Individuals (Not High Net Worth)
  • Individuals High Net Worth

    *>=750k in Investable Assets or >=1.5m of Estimated Total Net Worth

  • Pension & Profit Sharing Plans
  • Charitable Organizations
  • Insurance Companies
  • Corporations or Other Businesses Not Listed Above

Available Fee Structures
  • Percentage of Assets Under Management (AUM)
  • Hourly
  • Fixed Fees (Other than subscription)

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Lumina Wealth Management, LLC Overview

Geneos Wealth Management, Inc. is a fee-based registered investment advisory firm that has been in business since 2003. Based in Centennial, CO, the firm offers a range of financial services, including financial planning, portfolio management for individuals and small businesses, portfolio management for businesses or institutional clients, and pension consulting services. In addition to these services, Geneos also provides educational seminars and workshops to its clients. As a broker-dealer, Geneos Wealth Management, Inc. offers investment advice to its clients. The firm allows its clients to choose from a wide range of selection of other advisors to best meet their individual needs. Geneos prides itself on offering transparent and personalized services that cater to the unique financial goals and objectives of each client. Geneos Wealth Management, Inc. has established itself as a leader in the financial services industry over the years. The firm's highly qualified team of professionals has a wealth of experience and expertise in providing comprehensive financial management solutions. Geneos's commitment to delivering exceptional services to its clients is reflected in its long-standing reputation of providing trustworthy and reliable financial services.

LUMINA WEALTH MANAGEMENT, LLC is known to cater to a diverse range of clients who seek to bolster their financial portfolios. The firm's clientele comprises both individuals and high net worth individuals, as well as pension or profit sharing plans, charitable organizations, insurance companies, and other corporations. The firm's services are designed to meet the unique needs and objectives of each client, whether they require guidance on insurance policies, investment strategies, retirement planning, and more. The fee structures available at LUMINA WEALTH MANAGEMENT, LLC vary based on the type of service provided. Clients can choose from a percentage of assets under management (AUM), hourly rates, or fixed fees. For those who opt for a percentage of AUM, LUMINA WEALTH MANAGEMENT, LLC charges a percentage of the total value of the assets that they manage on the client's behalf. Hourly fees, on the other hand, are levied based on the time spent by company professionals on delivering services related to financial planning or asset management. Lastly, fixed fees entail a pre-decided sum of money paid to the firm for a specific service, which may include tasks such as estate planning or tax preparation. Regardless of the fee structure selected, LUMINA WEALTH MANAGEMENT, LLC aims to ensure that their services are affordable and competitive within the financial planning industry.

Typical Clients, Fee Structures & Investment Minimum

The investment minimum for LUMINA WEALTH MANAGEMENT, LLC is $150,000 for conventional investment advisory services, as stated in their Part 2 Brochure. However, they note that they may negotiate these minimums under certain circumstances and in their sole discretion. Additionally, they also mention an annual minimum fee of $1,500 charged for their services.

How This Office Can Help New Hanover County, NC Residents

Lumina Wealth Management provides comprehensive financial planning services to clients in New Hanover County, NC. They understand that each client's financial situation is unique, and work closely with individuals to tailor a plan that meets their specific needs and goals. For those residing in New Hanover County, NC, Lumina Wealth Management can assist with various financial situations. For example, residents may be facing retirement planning, including how to maximize Social Security, create a sustainable income stream, and plan for healthcare costs. Additionally, with the county's proximity to the coast, individuals may need assistance in preparing for potential weather emergencies or protecting their assets from flooding or storm damage. Lumina Wealth Management also provides advice regarding tax planning, investment management, estate planning, and risk management to address any potential financial risks. With their expertise and personalized approach, clients in New Hanover County, NC can feel secure in their financial plans for the future.

To view the Minimum Investment and Fee Schedule for Lumina Wealth Management, LLC, visit their Part 2 Brochure.

Services Offered by Lumina Wealth Management, LLC

Core Advisor Services
Financial Planning

Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.

Portfolio Management for Individuals & Small Businesses

Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.

Market Timing Services

Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.

Other Services
Selection of Other Advisors

The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.

Publication of Periodicals or Newsletters

The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.

Educational Seminars & Workshops

The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.


Fee Structures

Financial advisory fees usually are based on the services provided. Fee types charged by Lumina Wealth Management, LLC most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.

Available
Percentage of Assets Under Management (AUM)
Hourly
Fixed Fees (Other than subscription)
Unavailable
Subscription (Newsletter or Periodical)
Commissions
Performance-based Fees
Other

Types of Clients

*The Securities & Exchange Commission defines someone as “high net worth” if they have $750,000 or more in investable assets or $1.5M of estimated total net worth.


This Office Location

Firm location 1508 Military Cutoff Rd STE 302, Wilmington, NC 28403, USA
Phone (910) 599-9409
Directions
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Other Office Locations

This firm has no other locations.

State Registrations

Lumina Wealth Management, LLC is registered to service clients in the following states:

  • North Carolina

Disciplinary History

Lumina Wealth Management, LLC does not have any disclosures. Please visit it's Form ADV for more details.

FREQUENTLY ASKED QUESTIONS

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