Firm Info
Firm Size
Services Offered
- Financial Planning
- Portfolio Management for Individuals & Small Businesses
- Portfolio Management of Pooled Investment Vehicles
- Portfolio Management for Businesses or Institutional Clients
- Pension Consulting Services
- Selection of Others Advisors
- Publication of Periodicals or Newsletters
Types of Clients
- Individuals (Not High Net Worth)
-
Individuals High Net Worth
*>=750k in Investable Assets or >=1.5m of Estimated Total Net Worth
- Banking Institutions
- Investment Companies
- Pension & Profit Sharing Plans
- Charitable Organizations
- State & Municipal Govt Entities
- Insurance Companies
- Corporations or Other Businesses Not Listed Above
Available Fee Structures
- Percentage of Assets Under Management (AUM)
- Hourly
- Fixed Fees (Other than subscription)
- Performance-based Fees
Captrust Overview
CAPTRUST is a fee-based Registered Investment Advisory firm based in Raleigh, North Carolina. Founded in 2003, the company has made its mark in providing investment advice to individual and small-business clients. The firm is also an insurance broker/agent and an accounting firm, offering a range of services to help its clients achieve their financial goals. CAPTRUST's services include financial planning, portfolio management for individuals and small businesses, as well as the management of pooled investment vehicles. The firm also offers portfolio management services to businesses or institutional clients, along with pension consulting services. In addition to these services, CAPTRUST helps its clients select other advisors to assist with their financial needs. CAPTRUST is committed to providing relevant information to its clients and publishes periodicals and newsletters on various financial topics. The company's headquarters are located in Raleigh, NC, where its experienced financial advisors work diligently to help clients achieve their financial goals. As a fee-based firm, CAPTRUST is dedicated to offering transparent and customized advice to meet the unique needs of each of its clients.
CAPTRUST is a respected financial advisory firm that provides an array of services to a broad range of clients in the financial industry. The company serves a diverse pool of clients that includes individual investors, high net worth individuals, banking institutions, investment companies, pension or profit sharing plans, charitable organizations, state or municipal government entities, insurance companies, and other corporations not listed. Regardless of the client type, CAPTRUST offers a level of expertise and a personalized approach to investments that puts the client's needs first. To ensure compliance with regulations and to offer flexibility to clients, CAPTRUST provides a variety of fee structures for its services. Depending on the service provided, clients can choose to pay a percentage of assets under management (AUM), an hourly rate, fixed fees, or performance-based fees. This approach allows for transparency in pricing and helps to align the interests of the firm and the client. CAPTRUST's fee structures and value-based services demonstrate the company's commitment to providing the best possible investment advice to its clients while maintaining a fair and equitable pricing model.
Typical Clients, Fee Structures & Investment Minimum
As an AI language model, I do not have access to the CAPTRUST's other brochure. However, if the investment minimum is not mentioned in their Part 2 Brochure, it is possible that the firm does not have a minimum investment requirement or that it varies depending on the type of investment or account. In any case, interested investors are advised to contact CAPTRUST directly to inquire about their investment minimums and other related information.
How This Office Can Help Roslyn, NY Residents
CAPTRUST is an industry-leading wealth management firm that offers comprehensive financial planning and investment management services to clients in Roslyn, NY. For individuals living in Roslyn, NY, they may face unique financial challenges, such as high living costs, a competitive job market, and expensive real estate prices. CAPTRUST works closely with their clients to develop a customized financial plan that considers their unique goals, needs, and circumstances. From retirement planning and investment management to estate planning and tax optimization, CAPTRUST offers a wide range of financial services to help their clients achieve their financial goals. Their team of experienced financial advisors provides expert guidance and advice to help individuals in Roslyn, NY navigate complex financial decisions and make the most of their money. With CAPTRUST's help, clients can feel confident that their financial future is in good hands.
Services Offered by Captrust
Core Advisor Services
Financial Planning
Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.
Portfolio Management for Individuals & Small Businesses
Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.
Market Timing Services
Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.
Other Services
Selection of Other Advisors
The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.
Publication of Periodicals or Newsletters
The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.
Educational Seminars & Workshops
The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.
Fee Structures
Financial advisory fees usually are based on the services provided. Fee types charged by Captrust most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.
Available
Percentage of Assets Under Management (AUM)
This fee structure charges a percentage of the assets under management by the firm. Fee structures are often tiered based on the amount of assets managed, with higher AUM often charged a lower rate.
Between 0.50% and 2.00% of assets under management (annually), often lower for a robo advisor. Fees are typically charged quarterly by the firm and will show on your investment statement. View typical advisor costs here.
~96% of registered firms offer this fee structure.
If you have $1 million managed by a firm at a 1% management fee, you would be charged $10,000/year to manage your assets (or $2,500 per quarter). This would be automatically deducted from your investment portfolio.
Hourly
Similar to an attorney, a financial consultant might charge fees based on hourly rates. This fee structure can be advantageous when seeking specific or ad hoc advice.
Charges generally span from $150 to $400 per hour, depending on the extent of the services required.
~33% of registered firms offer this fee structure.
If you needed hourly consulting to sell a business or transfer your estate to your children but did not want your assets managed by a firm, you could consult a firm at an hourly rate to answer any questions you may have.
Fixed Fees (Other than subscription)
Fixed fees are a one-time, lump-sum payment rendered for a specific service, such as creating a financial plan without ongoing management or implementation. This option is beneficial if you solely require guidance for a particular objective rather than a long-term consultancy or asset management.
Fixed fees for creating a financial plan often range from $1,000 to $3,000.
~49% of registered firms offer this fee structure.
If you did not want a firm to manage your assets but needed to create a retirement plan, life transition plan such as divorce or loss of a spouse, estate transition plan, business financial plan, or any other financial planning, you could consult with an RIA firm to help you with the creation of that plan.
Performance-based Fees
Advisors typically obtain performance-based fees if a portfolio surpasses a predefined benchmark. This fee is determined through various methods, but is most commonly assessed as a percentage of investment gains. Performance-based fees may incentivize advisors to undertake riskier decisions in pursuit of generating higher returns.
“Two and Twenty” is common among hedge funds with a 2% management fee and a 20% incentive fee above the “hurdle rate,” or performance threshold the fund is compared against.
32% of registered firms offer this fee structure.
A hedge fund earns a 15% return with a 20% performance fee in above the performance of the S&P 500, which grew 7% that same year.
20% of fund growth in excess of S&P 500’s 7% growth for that year = 15% hedge fund growth - 7% S&P 500 growth = 8% difference x 20% = 2% performance fee (in addition to the management fee).
Unavailable
Subscription (Newsletter or Periodical)
Commissions
Occasionally, advisors are compensated through commissions by selling certain financial products, such as mutual funds or life insurance policies, or as a broker-dealer by facilitating the buying and selling of securities. Advisors who receive commissions may be incentivized to make specific suggestions to clients in order to secure a commission. Advisors who operate on a fee-only basis do not earn commissions, whereas fee-based advisors may do so.
Often 3% - 6% of the value of the security.
Only ~3% of registered firms say they offer this fee structure, but other advisors may receive “soft dollars”. Many mutual funds charge 12b-1 fees to cover the promoting and selling of the fund’s shares. While your advisor does not charge these fees, they may receive a kickback for recommending the investment.
An advisor selling their client on a life insurance policy and receiving a commission on the sale of that policy, or recommending a specific investment and receiving a kickback for that recommendation.
Other
Firms occasionally offer unconventional fee structures when charging clients. For more detailed information about a firm’s specific fee structures, please refer to their Form ADV and Part 2 Brochure.
Types of Clients
*The Securities & Exchange Commission defines someone as “high net worth” if they have $750,000 or more in investable assets or $1.5M of estimated total net worth.
This Office Location
Other Office Locations
Firm Headquarters
This firm has no other locations.
State Registrations
Captrust is registered to service clients in the following states:
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Puerto Rico
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
Disciplinary History
Captrust does not have any disclosures. Please visit it's Form ADV for more details.