Firm Info
Firm Size
Services Offered
- Financial Planning
- Portfolio Management for Individuals & Small Businesses
- Portfolio Management of Pooled Investment Vehicles
- Selection of Others Advisors
Types of Clients
-
Individuals High Net Worth
*>=750k in Investable Assets or >=1.5m of Estimated Total Net Worth
- Pooled Investment Vehicles
Available Fee Structures
- Percentage of Assets Under Management (AUM)
- Fixed Fees (Other than subscription)
- Commissions
- Performance-based Fees
Gordian Wealth Advisors, LLC Overview
Gordian Wealth Advisors, LLC is a fee-based investment advisory firm that has been in the industry since 2015, with its headquarters located in Mill Valley, California. The firm mainly serves as a broker-dealer representative, providing investment advice to clients who are looking to achieve their financial goals. With a wide range of services offered, Gordian Wealth Advisors is committed to delivering a tailored approach to meet the unique needs of each client. The firm's core services include financial planning, portfolio management for individuals, and small businesses. They also specialize in portfolio management of pooled investment vehicles and offer assistance in selecting other advisors to work with. With their expertise in these areas, the firm aims to help clients optimize their returns while taking calculated risks. Gordian Wealth Advisors' fee-based structure aligns their interests with those of the clients, as they are incentivized to produce the best possible results for their clients. The firm's trusted advisors utilize a disciplined approach to managing investments, combining their knowledge and experience with state-of-the-art technology, to give clients a better chance of achieving their financial goals. Overall, Gordian Wealth Advisors strives to provide a comprehensive approach to investing that puts clients' needs first.
GORDIAN WEALTH ADVISORS, LLC serves a diverse group of clients, ranging from high net worth individuals to pooled investment vehicles. Their clients are individuals and institutions who seek expert financial advice and personalized wealth management services. The firm caters to the needs and goals of each client, undertaking extensive analysis and research to provide customized solutions that fit their clients' unique financial circumstances. When it comes to fee structures, GORDIAN WEALTH ADVISORS, LLC offers their clients a variety of options depending on the services provided. One option is a percentage of assets under management (AUM), where clients pay a percentage of the total value of their assets managed by the firm. Another choice is fixed fees, where clients are charged a set amount for a specific service or time period. Commission-based fees are also available, where the firm earns a commission on the investment products they sell to their clients. Finally, performance-based fees can be charged to clients where the firm earns a percentage of the profits made on the investments made on the client's behalf. With such a range of fee structures available, GORDIAN WEALTH ADVISORS, LLC ensures that their clients can choose the best payment option that fits their financial needs and goals.
Typical Clients, Fee Structures & Investment Minimum
The Part 2 Brochure for GORDIAN WEALTH ADVISORS, LLC states that the minimum initial investment for their Fund is $500,000. However, the firm may waive this minimum at their discretion. Investors must also meet certain criteria outlined in the Constituent Documents, and must be accredited investors and qualified purchasers.
How This Office Can Help Mill Valley, CA Residents
Gordian Wealth Advisors provides a range of financial planning and investment management services to clients in Mill Valley, CA. Their services are designed to address the unique challenges and goals of clients in the area, such as navigating the high cost of living, planning for retirement in a volatile economy, and managing their assets to maximize returns. For example, with housing costs among the highest in the nation, many Mill Valley residents may be looking for guidance on how to balance their housing costs with other financial priorities such as saving for retirement or their children's education. Gordian Wealth Advisors can provide personalized recommendations based on a client's individual circumstances and goals. They can also help clients navigate the complexities of estate planning, tax planning, and other financial issues that are unique to the Mill Valley area.
Services Offered by Gordian Wealth Advisors, LLC
Core Advisor Services
Financial Planning
Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.
Portfolio Management for Individuals & Small Businesses
Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.
Market Timing Services
Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.
Other Services
Selection of Other Advisors
The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.
Publication of Periodicals or Newsletters
The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.
Educational Seminars & Workshops
The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.
Fee Structures
Financial advisory fees usually are based on the services provided. Fee types charged by Gordian Wealth Advisors, LLC most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.
Available
Percentage of Assets Under Management (AUM)
This fee structure charges a percentage of the assets under management by the firm. Fee structures are often tiered based on the amount of assets managed, with higher AUM often charged a lower rate.
Between 0.50% and 2.00% of assets under management (annually), often lower for a robo advisor. Fees are typically charged quarterly by the firm and will show on your investment statement. View typical advisor costs here.
~96% of registered firms offer this fee structure.
If you have $1 million managed by a firm at a 1% management fee, you would be charged $10,000/year to manage your assets (or $2,500 per quarter). This would be automatically deducted from your investment portfolio.
Fixed Fees (Other than subscription)
Fixed fees are a one-time, lump-sum payment rendered for a specific service, such as creating a financial plan without ongoing management or implementation. This option is beneficial if you solely require guidance for a particular objective rather than a long-term consultancy or asset management.
Fixed fees for creating a financial plan often range from $1,000 to $3,000.
~49% of registered firms offer this fee structure.
If you did not want a firm to manage your assets but needed to create a retirement plan, life transition plan such as divorce or loss of a spouse, estate transition plan, business financial plan, or any other financial planning, you could consult with an RIA firm to help you with the creation of that plan.
Commissions
Occasionally, advisors are compensated through commissions by selling certain financial products, such as mutual funds or life insurance policies, or as a broker-dealer by facilitating the buying and selling of securities. Advisors who receive commissions may be incentivized to make specific suggestions to clients in order to secure a commission. Advisors who operate on a fee-only basis do not earn commissions, whereas fee-based advisors may do so.
Often 3% - 6% of the value of the security.
Only ~3% of registered firms say they offer this fee structure, but other advisors may receive “soft dollars”. Many mutual funds charge 12b-1 fees to cover the promoting and selling of the fund’s shares. While your advisor does not charge these fees, they may receive a kickback for recommending the investment.
An advisor selling their client on a life insurance policy and receiving a commission on the sale of that policy, or recommending a specific investment and receiving a kickback for that recommendation.
Performance-based Fees
Advisors typically obtain performance-based fees if a portfolio surpasses a predefined benchmark. This fee is determined through various methods, but is most commonly assessed as a percentage of investment gains. Performance-based fees may incentivize advisors to undertake riskier decisions in pursuit of generating higher returns.
“Two and Twenty” is common among hedge funds with a 2% management fee and a 20% incentive fee above the “hurdle rate,” or performance threshold the fund is compared against.
32% of registered firms offer this fee structure.
A hedge fund earns a 15% return with a 20% performance fee in above the performance of the S&P 500, which grew 7% that same year.
20% of fund growth in excess of S&P 500’s 7% growth for that year = 15% hedge fund growth - 7% S&P 500 growth = 8% difference x 20% = 2% performance fee (in addition to the management fee).
Unavailable
Hourly
Similar to an attorney, a financial consultant might charge fees based on hourly rates. This fee structure can be advantageous when seeking specific or ad hoc advice.
Charges generally span from $150 to $400 per hour, depending on the extent of the services required.
~33% of registered firms offer this fee structure.
If you needed hourly consulting to sell a business or transfer your estate to your children but did not want your assets managed by a firm, you could consult a firm at an hourly rate to answer any questions you may have.
Subscription (Newsletter or Periodical)
Other
Firms occasionally offer unconventional fee structures when charging clients. For more detailed information about a firm’s specific fee structures, please refer to their Form ADV and Part 2 Brochure.
Types of Clients
*The Securities & Exchange Commission defines someone as “high net worth” if they have $750,000 or more in investable assets or $1.5M of estimated total net worth.
This Office Location
Other Office Locations
This firm has no other locations.
State Registrations
Gordian Wealth Advisors, LLC is registered to service clients in the following states:
- California
- Texas
Disciplinary History
Gordian Wealth Advisors, LLC does not have any disclosures. Please visit it's Form ADV for more details.