Firm Info
Firm Size
Services Offered
- Financial Planning
- Portfolio Management for Individuals & Small Businesses
- Selection of Others Advisors
Types of Clients
- Individuals (Not High Net Worth)
-
Individuals High Net Worth
*>=750k in Investable Assets or >=1.5m of Estimated Total Net Worth
- Pension & Profit Sharing Plans
- Charitable Organizations
Available Fee Structures
- Percentage of Assets Under Management (AUM)
- Hourly
- Fixed Fees (Other than subscription)
Integrity Wealth Partners, LLC Overview
Integrity Wealth Partners, LLC is a Fee Only investment advisory firm headquartered in Walnut Creek, CA. Since its establishment in 2013, the firm has been dedicated to providing investment advice only to its clients. It operates on a fee-only basis, which means that its compensation comes exclusively from client fees for investment advice and related services, and it does not receive commissions or other forms of compensation from third parties. The firm's team of experienced financial advisors provides its clients with comprehensive financial planning services, including investment advice, retirement planning, estate planning, tax planning, and risk management. Integrity Wealth Partners, LLC also offers portfolio management services to both individuals and small businesses. Through a rigorous investment process, the firm aims to help its clients achieve their investment objectives and manage risk. Integrity Wealth Partners, LLC also assists its clients in selecting other advisors that can help them achieve their financial goals. Whether it's a accountant, attorney, or insurance professional, the firm leverages its extensive network and industry experience to connect its clients with the right advisors for their unique needs. With its commitment to investment advice only, fee-only compensation, and comprehensive financial planning services, Integrity Wealth Partners, LLC is a trustworthy partner for individuals and small businesses seeking to achieve their financial goals.
Integrity Wealth Partners, LLC provides financial services to a diverse range of clients. Individuals seeking financial advice can expect top-quality service tailored to their specific needs. High net worth individuals have access to financial solutions that address complex issues such as estate planning, asset protection and succession planning. Pension and profit sharing plans benefit from customized investment strategies aimed at maximizing returns and minimizing risks. Charitable organizations can enjoy responsive, reliable financial management to further their philanthropic goals. Integrity Wealth Partners offer a variety of fee structures depending on the service requested. Clients seeking ongoing investment management services generally pay a percentage of assets under management (AUM). Hourly fees may apply for other services such as financial planning, retirement planning and tax planning. Some services may also involve fixed fees that are determined on a case-by-case basis. Integrity Wealth Partners, LLC aims to provide top-notch financial guidance and service to individuals and organizations in need of expert financial guidance.
Typical Clients, Fee Structures & Investment Minimum
The investment minimum for INTEGRITY WEALTH PARTNERS, LLC is typically $250,000 for their Asset Management service, according to their Part 2 Brochure note about investment minimums. This minimum account balance is required throughout the course of the client's relationship with the firm, although they may consider negotiating the requirement at their sole discretion. The brochure does not mention an investment minimum for other services. Additionally, the firm generally charges a minimum fee of $1,500 for written financial plans.
How This Office Can Help Contra Costa County, CA Residents
Integrity Wealth Partners, LLC provides personalized financial planning and investment management services to clients in Contra Costa County, CA. With a deep understanding of the unique financial situations of those living in this area, the team at Integrity Wealth Partners can provide tailored advice and guidance to help clients meet their financial goals. Many residents of Contra Costa County face challenges such as high living costs, volatile housing prices, and an uncertain job market. Integrity Wealth Partners can help clients navigate these challenges by providing solutions such as investment portfolio diversification, retirement planning, and tax-efficient investment strategies. The team also offers comprehensive estate planning services to help clients protect their wealth and assets. Whether someone is looking to plan for their future, manage their current finances, or navigate a major life transition, Integrity Wealth Partners is here to help.
Services Offered by Integrity Wealth Partners, LLC
Core Advisor Services
Financial Planning
Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.
Portfolio Management for Individuals & Small Businesses
Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.
Market Timing Services
Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.
Other Services
Selection of Other Advisors
The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.
Publication of Periodicals or Newsletters
The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.
Educational Seminars & Workshops
The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.
Fee Structures
Financial advisory fees usually are based on the services provided. Fee types charged by Integrity Wealth Partners, LLC most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.
Available
Percentage of Assets Under Management (AUM)
This fee structure charges a percentage of the assets under management by the firm. Fee structures are often tiered based on the amount of assets managed, with higher AUM often charged a lower rate.
Between 0.50% and 2.00% of assets under management (annually), often lower for a robo advisor. Fees are typically charged quarterly by the firm and will show on your investment statement. View typical advisor costs here.
~96% of registered firms offer this fee structure.
If you have $1 million managed by a firm at a 1% management fee, you would be charged $10,000/year to manage your assets (or $2,500 per quarter). This would be automatically deducted from your investment portfolio.
Hourly
Similar to an attorney, a financial consultant might charge fees based on hourly rates. This fee structure can be advantageous when seeking specific or ad hoc advice.
Charges generally span from $150 to $400 per hour, depending on the extent of the services required.
~33% of registered firms offer this fee structure.
If you needed hourly consulting to sell a business or transfer your estate to your children but did not want your assets managed by a firm, you could consult a firm at an hourly rate to answer any questions you may have.
Fixed Fees (Other than subscription)
Fixed fees are a one-time, lump-sum payment rendered for a specific service, such as creating a financial plan without ongoing management or implementation. This option is beneficial if you solely require guidance for a particular objective rather than a long-term consultancy or asset management.
Fixed fees for creating a financial plan often range from $1,000 to $3,000.
~49% of registered firms offer this fee structure.
If you did not want a firm to manage your assets but needed to create a retirement plan, life transition plan such as divorce or loss of a spouse, estate transition plan, business financial plan, or any other financial planning, you could consult with an RIA firm to help you with the creation of that plan.
Unavailable
Subscription (Newsletter or Periodical)
Commissions
Occasionally, advisors are compensated through commissions by selling certain financial products, such as mutual funds or life insurance policies, or as a broker-dealer by facilitating the buying and selling of securities. Advisors who receive commissions may be incentivized to make specific suggestions to clients in order to secure a commission. Advisors who operate on a fee-only basis do not earn commissions, whereas fee-based advisors may do so.
Often 3% - 6% of the value of the security.
Only ~3% of registered firms say they offer this fee structure, but other advisors may receive “soft dollars”. Many mutual funds charge 12b-1 fees to cover the promoting and selling of the fund’s shares. While your advisor does not charge these fees, they may receive a kickback for recommending the investment.
An advisor selling their client on a life insurance policy and receiving a commission on the sale of that policy, or recommending a specific investment and receiving a kickback for that recommendation.
Performance-based Fees
Advisors typically obtain performance-based fees if a portfolio surpasses a predefined benchmark. This fee is determined through various methods, but is most commonly assessed as a percentage of investment gains. Performance-based fees may incentivize advisors to undertake riskier decisions in pursuit of generating higher returns.
“Two and Twenty” is common among hedge funds with a 2% management fee and a 20% incentive fee above the “hurdle rate,” or performance threshold the fund is compared against.
32% of registered firms offer this fee structure.
A hedge fund earns a 15% return with a 20% performance fee in above the performance of the S&P 500, which grew 7% that same year.
20% of fund growth in excess of S&P 500’s 7% growth for that year = 15% hedge fund growth - 7% S&P 500 growth = 8% difference x 20% = 2% performance fee (in addition to the management fee).
Other
Firms occasionally offer unconventional fee structures when charging clients. For more detailed information about a firm’s specific fee structures, please refer to their Form ADV and Part 2 Brochure.
Types of Clients
*The Securities & Exchange Commission defines someone as “high net worth” if they have $750,000 or more in investable assets or $1.5M of estimated total net worth.
This Office Location
Other Office Locations
This firm has no other locations.
State Registrations
Integrity Wealth Partners, LLC is registered to service clients in the following states:
- California
- Hawaii
- Idaho
- Louisiana
- Nebraska
- Texas
- Washington
Disciplinary History
Integrity Wealth Partners, LLC does not have any disclosures. Please visit it's Form ADV for more details.