Firm Info
Firm Size
Services Offered
- Portfolio Management for Individuals & Small Businesses
- Selection of Others Advisors
- Educational Seminars & Workshops
- Other
Types of Clients
- Individuals (Not High Net Worth)
-
Individuals High Net Worth
*>=750k in Investable Assets or >=1.5m of Estimated Total Net Worth
- Pension & Profit Sharing Plans
- Corporations or Other Businesses Not Listed Above
Available Fee Structures
- Percentage of Assets Under Management (AUM)
- Hourly
Moseley Investment Management, Inc. Overview
Moseley Investment Management, Inc. is a fee-only investment advisory firm that is based in Bradenton, FL. With their focus solely on providing investment advice, they have been in business since 2016. They specialize in portfolio management for individuals and small businesses, offering a wide range of investment services to help clients achieve their financial goals. One of the unique services that Moseley Investment Management, Inc. offers is the selection of other advisors. This means that they do not only provide portfolio management services, but also provide advice on the selection of other professionals that can offer expertise in other areas of personal finance. With their vast network in the industry, Moseley Investment Management, Inc. helps clients find the best advisors that fit their specific needs. Additionally, Moseley Investment Management, Inc. offers educational seminars and workshops to help clients better understand their investments and personal finance. With their wealth of knowledge and expertise, they provide personalized advice and guidance on investment strategies that aim to maximize returns and minimize risk. Overall, Moseley Investment Management, Inc. is a top choice for any individual or small business looking for professional investment advice. Their dedication to their clients and their commitment to providing exceptional service make them a reliable investment partner for anyone seeking financial growth and security.
MOSELEY INVESTMENT MANAGEMENT, INC. caters to a diverse clientele, including individuals, high net worth individuals, pension or profit sharing plans, and other types of corporations, which are not listed. They understand the need for a personalized approach for each client, offering tailor-made investment strategies, designed to meet their specific financial goals. MOSELEY INVESTMENT MANAGEMENT, INC. works closely with its clients, to ensure compliance with their unique objectives and risk tolerances, taking into account their liquidity needs, investment constraints, and tax considerations. At MOSELEY INVESTMENT MANAGEMENT, INC., clients can choose between two fee structures, depending on the type of service provided. For those requiring ongoing investment management, the company charges a percentage of assets under management (AUM), which varies between clients, depending on their investment portfolio size. For clients who prefer a more customized or one-off service, MOSELEY INVESTMENT MANAGEMENT, INC. also provides hourly-based consulting services. This option enables clients to seek professional financial advice and assistance on a project-by-project basis, without having to pay a percentage of their total portfolio value. MOSELEY INVESTMENT MANAGEMENT, INC. is committed to providing transparent pricing for its clients, transparent processing fees, and a high level of customer service.
Typical Clients, Fee Structures & Investment Minimum
According to MOSELEY INVESTMENT MANAGEMENT, INC.'s Part 2 Brochure, there is no mention of an investment minimum. Therefore, it can be assumed that the firm does not have an investment minimum requirement for their clients.
How This Office Can Help Bradenton, FL Residents
Moseley Investment Management Inc is a leading financial consultancy firm based in Bradenton, FL, that offers a wide range of services to help clients achieve their financial goals. With years of experience in the financial industry, their team of experts is well-equipped to assist clients in various financial situations. The team is committed to delivering personalized solutions to help clients secure their financial future. Life in Bradenton, FL, comes with its unique financial challenges. For instance, many residents may be preparing for retirement, saving for college education, or planning to start a business. Moseley Investment Management Inc provides retirement planning services, portfolio management, and investment management to help clients achieve their financial goals. They also provide advice on tax planning, estate planning, and risk management. Their experts understand the importance of building a diversified investment portfolio and offer insightful advice to help clients make informed decisions. With Moseley Investment Management Inc, residents of Bradenton, FL, can rest assured that they have a trusted partner to help navigate the complexities of the financial world.
Services Offered by Moseley Investment Management, Inc.
Core Advisor Services
Financial Planning
Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.
Portfolio Management for Individuals & Small Businesses
Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.
Market Timing Services
Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.
Other Services
Selection of Other Advisors
The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.
Publication of Periodicals or Newsletters
The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.
Educational Seminars & Workshops
The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.
Fee Structures
Financial advisory fees usually are based on the services provided. Fee types charged by Moseley Investment Management, Inc. most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.
Available
Percentage of Assets Under Management (AUM)
This fee structure charges a percentage of the assets under management by the firm. Fee structures are often tiered based on the amount of assets managed, with higher AUM often charged a lower rate.
Between 0.50% and 2.00% of assets under management (annually), often lower for a robo advisor. Fees are typically charged quarterly by the firm and will show on your investment statement. View typical advisor costs here.
~96% of registered firms offer this fee structure.
If you have $1 million managed by a firm at a 1% management fee, you would be charged $10,000/year to manage your assets (or $2,500 per quarter). This would be automatically deducted from your investment portfolio.
Hourly
Similar to an attorney, a financial consultant might charge fees based on hourly rates. This fee structure can be advantageous when seeking specific or ad hoc advice.
Charges generally span from $150 to $400 per hour, depending on the extent of the services required.
~33% of registered firms offer this fee structure.
If you needed hourly consulting to sell a business or transfer your estate to your children but did not want your assets managed by a firm, you could consult a firm at an hourly rate to answer any questions you may have.
Unavailable
Subscription (Newsletter or Periodical)
Fixed Fees (Other than subscription)
Fixed fees are a one-time, lump-sum payment rendered for a specific service, such as creating a financial plan without ongoing management or implementation. This option is beneficial if you solely require guidance for a particular objective rather than a long-term consultancy or asset management.
Fixed fees for creating a financial plan often range from $1,000 to $3,000.
~49% of registered firms offer this fee structure.
If you did not want a firm to manage your assets but needed to create a retirement plan, life transition plan such as divorce or loss of a spouse, estate transition plan, business financial plan, or any other financial planning, you could consult with an RIA firm to help you with the creation of that plan.
Commissions
Occasionally, advisors are compensated through commissions by selling certain financial products, such as mutual funds or life insurance policies, or as a broker-dealer by facilitating the buying and selling of securities. Advisors who receive commissions may be incentivized to make specific suggestions to clients in order to secure a commission. Advisors who operate on a fee-only basis do not earn commissions, whereas fee-based advisors may do so.
Often 3% - 6% of the value of the security.
Only ~3% of registered firms say they offer this fee structure, but other advisors may receive “soft dollars”. Many mutual funds charge 12b-1 fees to cover the promoting and selling of the fund’s shares. While your advisor does not charge these fees, they may receive a kickback for recommending the investment.
An advisor selling their client on a life insurance policy and receiving a commission on the sale of that policy, or recommending a specific investment and receiving a kickback for that recommendation.
Performance-based Fees
Advisors typically obtain performance-based fees if a portfolio surpasses a predefined benchmark. This fee is determined through various methods, but is most commonly assessed as a percentage of investment gains. Performance-based fees may incentivize advisors to undertake riskier decisions in pursuit of generating higher returns.
“Two and Twenty” is common among hedge funds with a 2% management fee and a 20% incentive fee above the “hurdle rate,” or performance threshold the fund is compared against.
32% of registered firms offer this fee structure.
A hedge fund earns a 15% return with a 20% performance fee in above the performance of the S&P 500, which grew 7% that same year.
20% of fund growth in excess of S&P 500’s 7% growth for that year = 15% hedge fund growth - 7% S&P 500 growth = 8% difference x 20% = 2% performance fee (in addition to the management fee).
Other
Firms occasionally offer unconventional fee structures when charging clients. For more detailed information about a firm’s specific fee structures, please refer to their Form ADV and Part 2 Brochure.
Types of Clients
*The Securities & Exchange Commission defines someone as “high net worth” if they have $750,000 or more in investable assets or $1.5M of estimated total net worth.
This Office Location
- Mon 8:30 AM–5 PM
- Tue 8:30 AM–5 PM
- Wed 8:30 AM–5 PM
- Thu 8:30 AM–5 PM
- Fri 8:30 AM–5 PM
- Sat Closed
- Sun Closed
Other Office Locations
Firm Headquarters
This firm has no other locations.
State Registrations
Moseley Investment Management, Inc. is registered to service clients in the following states:
- Florida
- Louisiana
- North Carolina
- Texas
Disciplinary History
Moseley Investment Management, Inc. does not have any disclosures. Please visit it's Form ADV for more details.