Firm Info
Firm Size
Services Offered
- Financial Planning
- Portfolio Management for Individuals & Small Businesses
- Portfolio Management for Businesses or Institutional Clients
- Selection of Others Advisors
- Educational Seminars & Workshops
Types of Clients
- Individuals (Not High Net Worth)
-
Individuals High Net Worth
*>=750k in Investable Assets or >=1.5m of Estimated Total Net Worth
- Charitable Organizations
- Corporations or Other Businesses Not Listed Above
Available Fee Structures
- Percentage of Assets Under Management (AUM)
- Hourly
- Fixed Fees (Other than subscription)
- Commissions
The Strategic Financial Alliance Overview
The Strategic Financial Alliance is a fee-based registered investment advisory firm headquartered in Atlanta, GA. Since its establishment in 2003, the firm has been offering a comprehensive range of financial services to its clients. As a broker-dealer providing investment advice, The Strategic Financial Alliance has built a strong reputation for its expertise in financial planning, portfolio management, and the selection of other advisors. The firm caters to a broad client base, including individuals, small businesses, and institutional clients. The team of skilled professionals at The Strategic Financial Alliance ensures that each of its clients receives personalized solutions that align with their financial goals and objectives. The firm's services include financial planning, portfolio management, and educational seminars and workshops to equip clients with essential financial knowledge. With a solid record of success within the financial industry, The Strategic Financial Alliance continues to provide expert guidance for its clients and offers investment solutions that meet their unique needs. Whether you need investment advice, financial planning, or portfolio management, The Strategic Financial Alliance has the expertise and resources to help you achieve your financial goals.
THE STRATEGIC FINANCIAL ALLIANCE serves a diverse range of clients with varying financial needs. The firm caters to individuals, high net worth individuals, and charitable organizations. Additionally, they provide financial services to other corporation types not explicitly listed, demonstrating their versatility and expertise in handling complex financial transactions. THE STRATEGIC FINANCIAL ALLIANCE offers flexible fee structures that align with the specific needs of each client. For those seeking asset management services, a percentage of assets under management (AUM) may apply. Hourly fees are available for clients who require financial planning, consulting, or advisory services. Fixed fees may also be applied depending on the nature and complexity of the services required. Lastly, commission-based fee structures may be an option for certain financial transactions. THE STRATEGIC FINANCIAL ALLIANCE prides itself on offering a comprehensive suite of financial services with flexible fee structures to meet the unique needs of each client.
Typical Clients, Fee Structures & Investment Minimum
The Strategic Financial Alliance's Part 2 Brochure notes that their investment minimums vary by program and will be described in the respective disclosure brochures. However, for Strategic Choice accounts, they require a minimum account size of $25,000 in managed (or "supervised") assets, which can be met by a single account or multiple related accounts at their discretion. Additionally, their C-Share Managed Accounts also have a minimum account size of $25,000, but this requirement can be waived at SFA's sole discretion.
How This Office Can Help Bell County, TX Residents
The Strategic Financial Alliance, Inc. (SFA) assists clients in Bell County, TX by providing comprehensive financial planning services that are tailored to the specific needs and goals of each individual. The firm's team of experienced advisors work closely with clients to assess their financial situation, identify areas of concern, and develop strategies to achieve their long-term financial objectives. Bell County, TX residents may face a variety of financial challenges, including planning for retirement, managing debt, saving for college, and protecting their assets. SFA provides customized solutions for these and other financial issues, utilizing a wide range of investment vehicles, insurance products, and other financial tools. Whether clients are just starting out on their financial journey or are nearing retirement, SFA is available to provide expert guidance and support every step of the way.
Services Offered by The Strategic Financial Alliance
Core Advisor Services
Financial Planning
Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.
Portfolio Management for Individuals & Small Businesses
Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.
Market Timing Services
Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.
Other Services
Selection of Other Advisors
The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.
Publication of Periodicals or Newsletters
The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.
Educational Seminars & Workshops
The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.
Fee Structures
Financial advisory fees usually are based on the services provided. Fee types charged by The Strategic Financial Alliance most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.
Available
Percentage of Assets Under Management (AUM)
This fee structure charges a percentage of the assets under management by the firm. Fee structures are often tiered based on the amount of assets managed, with higher AUM often charged a lower rate.
Between 0.50% and 2.00% of assets under management (annually), often lower for a robo advisor. Fees are typically charged quarterly by the firm and will show on your investment statement. View typical advisor costs here.
~96% of registered firms offer this fee structure.
If you have $1 million managed by a firm at a 1% management fee, you would be charged $10,000/year to manage your assets (or $2,500 per quarter). This would be automatically deducted from your investment portfolio.
Hourly
Similar to an attorney, a financial consultant might charge fees based on hourly rates. This fee structure can be advantageous when seeking specific or ad hoc advice.
Charges generally span from $150 to $400 per hour, depending on the extent of the services required.
~33% of registered firms offer this fee structure.
If you needed hourly consulting to sell a business or transfer your estate to your children but did not want your assets managed by a firm, you could consult a firm at an hourly rate to answer any questions you may have.
Fixed Fees (Other than subscription)
Fixed fees are a one-time, lump-sum payment rendered for a specific service, such as creating a financial plan without ongoing management or implementation. This option is beneficial if you solely require guidance for a particular objective rather than a long-term consultancy or asset management.
Fixed fees for creating a financial plan often range from $1,000 to $3,000.
~49% of registered firms offer this fee structure.
If you did not want a firm to manage your assets but needed to create a retirement plan, life transition plan such as divorce or loss of a spouse, estate transition plan, business financial plan, or any other financial planning, you could consult with an RIA firm to help you with the creation of that plan.
Commissions
Occasionally, advisors are compensated through commissions by selling certain financial products, such as mutual funds or life insurance policies, or as a broker-dealer by facilitating the buying and selling of securities. Advisors who receive commissions may be incentivized to make specific suggestions to clients in order to secure a commission. Advisors who operate on a fee-only basis do not earn commissions, whereas fee-based advisors may do so.
Often 3% - 6% of the value of the security.
Only ~3% of registered firms say they offer this fee structure, but other advisors may receive “soft dollars”. Many mutual funds charge 12b-1 fees to cover the promoting and selling of the fund’s shares. While your advisor does not charge these fees, they may receive a kickback for recommending the investment.
An advisor selling their client on a life insurance policy and receiving a commission on the sale of that policy, or recommending a specific investment and receiving a kickback for that recommendation.
Unavailable
Subscription (Newsletter or Periodical)
Performance-based Fees
Advisors typically obtain performance-based fees if a portfolio surpasses a predefined benchmark. This fee is determined through various methods, but is most commonly assessed as a percentage of investment gains. Performance-based fees may incentivize advisors to undertake riskier decisions in pursuit of generating higher returns.
“Two and Twenty” is common among hedge funds with a 2% management fee and a 20% incentive fee above the “hurdle rate,” or performance threshold the fund is compared against.
32% of registered firms offer this fee structure.
A hedge fund earns a 15% return with a 20% performance fee in above the performance of the S&P 500, which grew 7% that same year.
20% of fund growth in excess of S&P 500’s 7% growth for that year = 15% hedge fund growth - 7% S&P 500 growth = 8% difference x 20% = 2% performance fee (in addition to the management fee).
Other
Firms occasionally offer unconventional fee structures when charging clients. For more detailed information about a firm’s specific fee structures, please refer to their Form ADV and Part 2 Brochure.
Types of Clients
*The Securities & Exchange Commission defines someone as “high net worth” if they have $750,000 or more in investable assets or $1.5M of estimated total net worth.
This Office Location
Other Office Locations
Firm Headquarters
This firm has no other locations.
State Registrations
The Strategic Financial Alliance is registered to service clients in the following states:
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
Disciplinary History
The Strategic Financial Alliance does not have any disclosures. Please visit it's Form ADV for more details.