RCS Financial Planning

Financial Advisor in Anne Arundel County, MD

Firm Info
Address: 130 Admiral Cochrane Dr #200, Annapolis, MD 21401, USA
Phone: (410) 224-0097

Firm Size
Assets Under Management: $184.7 million
# of Advisors: 3
# of Clients: 509
Client to Advisor Ratio: 170:1
Average Account Size: $362,813
# of Offices: 1

Services Offered
  • Financial Planning
  • Portfolio Management for Individuals & Small Businesses
  • Pension Consulting Services
  • Selection of Others Advisors

Types of Clients
  • Individuals (Not High Net Worth)
  • Individuals High Net Worth

    *>=750k in Investable Assets or >=1.5m of Estimated Total Net Worth

  • Pension & Profit Sharing Plans

Available Fee Structures
  • Percentage of Assets Under Management (AUM)
  • Hourly
  • Fixed Fees (Other than subscription)

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Rcs Financial Planning, LLC Overview

RCS Financial Planning, LLC is a fee-only financial advisory firm based in Annapolis, MD. Since its establishment in 2018, the firm has been providing investment advice exclusively to its clients. RCS Financial Planning, LLC specializes in a broad spectrum of investment-related services such as financial planning, portfolio management for individuals and small businesses, and pension consulting services. The firm's fee arrangement is intended to ensure clients receive unbiased advice from financial experts. RCS Financial Planning, LLC does not primarily receive commission-based compensation, ensuring their clients' interests remain the primary focus. As a result, clients can expect transparent fee arrangements with no hidden fees or conflicts of interest. Individuals and businesses seeking comprehensive financial planning services will receive customized solutions tailored to their specific needs. The firm's financial planning services integrate investment management, estate planning, tax planning, and risk management strategies. Therefore, RCS Financial Planning, LLC offers guidance on creating a sustainable financial plan that will support their clients' financial objectives for rest of their lives. Finally, RCS Financial Planning, LLC acknowledges that they do not possess the expertise to solve every client’s financial problem. Therefore, when necessary, they help their clients connect with other established advisors to ensure they receive adequate solutions to their entire financial and investment management queries.

RCS Financial Planning, LLC, is a full-service financial planning firm catering to a diverse range of clients. The firm's client base comprises individuals from all walks of life, ranging from middle class earners to high net worth individuals. In addition to this, the firm also extends its services to pension plans and profit sharing plans, ensuring that everyone can benefit from the firm's expertise. Regardless of the client type, RCS Financial Planning, LLC, offers personalized financial planning solutions that cater to their distinct needs. The fee structures at RCS Financial Planning, LLC, are designed to provide maximum flexibility and transparency to clients. Depending on the services required, clients can choose from a variety of fee structures. Those who require investment management services can opt for a fee structure based on a percentage of assets under management (AUM), allowing them to pay a percentage of what their investments are worth. On the other hand, clients who need a specific service can opt for an hourly fee structure, which charges them an hourly rate for the time and effort spent. Finally, some clients may prefer fixed fees, which are pre-determined based on a specific service package. This way, clients can decide on what fee structure suits them best based on their needs and preferences.

Typical Clients, Fee Structures & Investment Minimum

The Part 2 Brochure for RCS Financial Planning, LLC mentions that the firm has a minimum account size of $500,000. The note states, "Our typical account size is $1,000,000 or greater. However, we may accept accounts with a minimum size of $500,000." Therefore, it can be concluded that the firm's investment minimum is $500,000.

How This Office Can Help Anne Arundel County, MD Residents

RCS Financial Planning provides a range of financial planning and advisory services to clients living in Anne Arundel County, MD. Through a comprehensive approach, the firm assists clients in identifying their financial goals and developing a plan to achieve them. The team at RCS Financial Planning works with clients to help them understand their financial situation, including evaluating their assets, liabilities, income, and expenses. Anne Arundel County residents face various financial challenges that RCS Financial Planning can assist with. For example, individuals nearing retirement age may be looking to develop strategies for protecting their assets and maximizing their retirement income. Young professionals just starting out may be focused on creating a budget and building up their savings. RCS Financial Planning can help with all of these situations and more, providing expert guidance and personalized recommendations to help clients achieve financial security and peace of mind.

To view the Minimum Investment and Fee Schedule for Rcs Financial Planning, LLC, visit their Part 2 Brochure.

Services Offered by Rcs Financial Planning, LLC

Core Advisor Services
Financial Planning

Financial planning services encompass the process of devising strategies for your future financial well-being, including preparing for events such as retirement, funding your child's college education, or planning for the transfer of assets.

Portfolio Management for Individuals & Small Businesses

Portfolio management entails the careful selection and strategic management of investment combinations tailored to meet the needs of individuals and small businesses.

Market Timing Services

Market timing services involve the endeavor to generate short-term profits from investments by capitalizing on opportunities to buy at low prices and sell at high prices.

Other Services
Selection of Other Advisors

The firm provides support in selecting and engaging other advisors who possess specialized expertise to complement your financial needs.

Publication of Periodicals or Newsletters

The firm engages in the dissemination of diverse financial educational materials through the publication of periodicals.

Educational Seminars & Workshops

The firm organizes and conducts seminars or workshops aimed at enlightening investors on various financial concepts.


Fee Structures

Financial advisory fees usually are based on the services provided. Fee types charged by Rcs Financial Planning, LLC most likely consist of the following fee types: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.

Available
Percentage of Assets Under Management (AUM)
Hourly
Fixed Fees (Other than subscription)
Unavailable
Subscription (Newsletter or Periodical)
Commissions
Performance-based Fees
Other

Types of Clients

*The Securities & Exchange Commission defines someone as “high net worth” if they have $750,000 or more in investable assets or $1.5M of estimated total net worth.


This Office Location

Firm location 130 Admiral Cochrane Dr #200, Annapolis, MD 21401, USA
Phone (410) 224-0097
Directions
Google My Business Reviews:
5 Stars

Other Office Locations

This firm has no other locations.

State Registrations

Rcs Financial Planning, LLC is registered to service clients in the following states:

  • Delaware
  • Florida
  • Maryland
  • Texas
  • Virginia

Disciplinary History

Rcs Financial Planning, LLC does not have any disclosures. Please visit it's Form ADV for more details.

FREQUENTLY ASKED QUESTIONS

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