Retirement Planning in Swansea, IL

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List of Firms

Top Retirement Planners in Swansea, IL

Wilks & Associates - Ameriprise Financial Services, LLC
Location 209 W Pointe Dr C, Swansea, IL 62226, USA
Phone (618) 355-7897
Language https://www.ameripriseadvisors.com/team/wilks-associates/?cid=IP_local_google
Directions
Clarus Wealth Management
5 out of 5
Location 4010 N Illinois St Suite 1, Swansea, IL 62226, USA
Phone (618) 398-6861
Language http://www.claruswm.com/
Directions
Bernhardt Investment Services
5 out of 5
Location 3420 N Illinois St, Swansea, IL 62226, USA
Phone (618) 207-6050
Directions
Retirement Planning in Swansea, IL

About Swansea, IL for Those Planning to Retire

Swansea, IL is a charming town located in St. Clair County, Illinois. It is home to several landmarks, including the Swansea Veterans Memorial Park and the Swansea Public Library. The town boasts a thriving economy with top employers such as Wal-Mart, Target, and Lowe's. Swansea is easily accessible via major highways such as I-64 and I-255, and its streets are lined with quaint shops and restaurants. The town is divided into several neighborhoods, each with its unique character and charm. Whether you're looking for a cozy bungalow or a spacious family home, Swansea has something to offer for everyone.

Other Financial Planning Services for Retirement

Banks and Credit Unions

Residents of Swansea, IL could benefit from a bank in various ways. Firstly, the bank could provide financial assistance to small businesses in the area. Swansea, IL is home to several small businesses that could benefit from loans or other financial services to help them grow and expand. Additionally, the bank could offer financial education and resources to residents who may not be familiar with managing their finances. This could include workshops on budgeting, saving, and investing. Furthermore, the bank could provide access to online banking services, which would be especially helpful for residents who may not have easy access to physical branches. Overall, a bank in Swansea, IL could be a valuable resource for the community by providing financial support and education to help residents achieve their financial goals.

Insurance Broker

Residents of Swansea, IL can benefit greatly from the services of an insurance broker. With the town's proximity to St. Louis, MO, residents may need specialized coverage for their vehicles or homes due to the increased traffic and potential for crime in the area. An insurance broker can help residents navigate the complex world of insurance policies and find the best coverage for their unique needs. Additionally, with the recent increase in severe weather events in the Midwest, including tornadoes and floods, residents may require additional coverage to protect their homes and belongings. An insurance broker can assist in finding the most comprehensive coverage for these types of events, giving residents peace of mind in the face of potential disasters. Overall, an insurance broker can offer invaluable assistance to residents of Swansea, IL in protecting their assets and securing their financial future.

Wealth Management

Residents of Swansea, IL could greatly benefit from the expertise of a wealth manager in several ways. For instance, a wealth manager could help them to identify and prioritize their financial goals, develop a comprehensive financial plan, and manage their investments. Additionally, a wealth manager could provide guidance on tax planning and estate planning, as well as help them to navigate complex financial instruments such as annuities and life insurance policies. Furthermore, given Swansea's proximity to St. Louis, a wealth manager could help residents to take advantage of investment opportunities in the city, such as real estate or venture capital. Overall, a wealth manager could provide invaluable support to residents of Swansea, IL, helping them to achieve financial security and peace of mind.

Financial Advisor

Residents of Swansea, IL could benefit from the expertise of a financial advisor in a number of ways. For instance, with the town being home to a large number of retirees, a financial advisor could help them navigate the complexities of retirement planning, such as managing their pensions and Social Security benefits. Additionally, many residents in Swansea work in industries that are vulnerable to economic downturns, such as manufacturing and agriculture. A financial advisor could assist them in creating a diversified investment portfolio that can help mitigate the risks of a downturn. Moreover, with the cost of living in Swansea being higher than the national average, a financial advisor could help residents create a budget that accounts for their unique financial situation. Overall, a financial advisor can provide valuable guidance to residents of Swansea, IL, helping them achieve their financial goals and secure their financial future.

Mortgage Loan Officer

Residents of Swansea, IL can benefit greatly from the services of a mortgage loan officer. These professionals can provide assistance in securing a mortgage loan, which is often necessary for individuals looking to purchase a home in the area. With the help of a mortgage loan officer, residents can navigate the complex process of applying for a loan, including gathering necessary documentation and filling out the appropriate paperwork. Additionally, mortgage loan officers can provide guidance on the various types of loans available and help residents choose the one that best suits their needs. For example, residents of Swansea, IL may be interested in exploring options such as FHA loans, which are designed to help first-time homebuyers and those with lower credit scores. Overall, the expertise of a mortgage loan officer can be invaluable for residents of Swansea, IL who are looking to purchase a home and secure their financial future.

Tax Services

Residents of Swansea, IL could benefit from the expertise of a tax advisor in various ways. One specific area where a tax advisor could be of assistance is in navigating the tax implications of living in a state with multiple tax jurisdictions. Swansea is located in St. Clair County, which has a local sales tax in addition to the state sales tax. A tax advisor could help residents understand how this affects their purchases and how to properly report and pay the appropriate taxes. Additionally, residents who own rental properties or small businesses could benefit from a tax advisor's knowledge of local tax laws and regulations. A tax advisor could help ensure that these residents are taking advantage of all possible deductions and credits while remaining compliant with local tax laws. Overall, a tax advisor could provide valuable guidance and support to Swansea residents in navigating the complex world of taxes.

Estate Planning Lawyer

Residents of Swansea, IL can benefit greatly from the services of an estate planning lawyer. One of the most common ways an estate planning lawyer can help residents of Swansea is by creating a comprehensive estate plan that ensures their assets are distributed according to their wishes after they pass away. This is particularly important in Swansea, where the town's population has been growing steadily over the years, and many residents own multiple properties. An experienced estate planning lawyer can help Swansea residents navigate the complex legal landscape surrounding wills, trusts, and probate, ensuring that their assets are protected and their loved ones are taken care of. Additionally, an estate planning lawyer can help residents minimize their tax liability, which is especially important in Illinois, where the state has some of the highest estate taxes in the country. Overall, working with an estate planning lawyer can provide Swansea residents with peace of mind, knowing that their assets and loved ones are protected.

FREQUENTLY ASKED QUESTIONS

Retirement Income Planning FAQs

Retirement planning services provided by a retirement planner in Swansea, IL can be incredibly beneficial for individuals looking to secure their financial future. With a range of services available, a retirement planner can help clients evaluate their current financial situation and develop a comprehensive plan to achieve their retirement goals. Whether it's creating a budget, investing in stocks or bonds, or exploring other investment options, a retirement planner can provide expert guidance and support. In Swansea, IL, retirement planners may even have unique insights into local investment opportunities that could benefit their clients' portfolios. With the complexity of today's financial landscape, it's essential to have a retirement planner on your side to navigate the intricacies of retirement planning and ensure a comfortable future.

Swansea, IL is an ideal location to find a retirement planner. The town's proximity to St. Louis, MO, offers a unique advantage for retirees looking for expert financial advice. The area boasts a diverse population and a thriving economy, making it an attractive place for financial professionals to set up shop. Additionally, Swansea's rich history and charming small-town feel offer retirees a peaceful and welcoming environment to discuss their financial future. With a range of retirement planning services available in Swansea, retirees can find a planner that fits their specific needs and goals. From investment management to estate planning, Swansea has everything retirees need to secure their financial future. Overall, Swansea, IL is the perfect place for retirees to find a retirement planner that can help them navigate the complexities of planning for the future.