Retirement Planning in Ipswich, MA

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List of Firms

Top Retirement Planners in Ipswich, MA

Ipswich Bay Advisors
4 out of 5
Location 150 Andover St #2, Danvers, MA 01923, USA
Phone (978) 777-6554
The Blanchette Financial Group
Location 21 Pleasant St #228, Newburyport, MA 01950, USA
Phone (978) 462-9500
The Retirement Financial Center
Location 10 Liberty St, Danvers, MA 01923, USA
Phone (978) 777-5000
Cote Financial Management
Location 2 Nathaniel Cir, Wenham, MA 01984, USA
Phone (978) 767-9501
Ipswich Investment Management
SEC File# 801-26465
CRD# 106625
Location 53 S Main St, Ipswich, MA 01938, USA
Phone (978) 356-6333
Time Monday: 8:30 AM – 5:00 PM Tuesday: 8:30 AM – 5:00 PM Wednesday: 8:30 AM – 5:00 PM Thursday: 8:30 AM – 5:00 PM Friday: 8:30 AM – 5:00 PM Saturday: Closed Sunday: Closed
Essex Financial Advisors
Location 58 Main St UNIT 3, Topsfield, MA 01983, USA
Phone (978) 887-6940
Ipswich Bay Financial
Location 25 Market St # 102, Ipswich, MA 01938, USA
Phone (978) 356-6554
The Residence at Riverbend
5 out of 5
Location 149 County Rd, Ipswich, MA 01938, USA
Phone (978) 356-1300
South Shore Retirement Services
5 out of 5
Location 25 Recreation Park Dr #104, Hingham, MA 02043, USA
Phone (781) 836-4214
Retirement Planning in Ipswich, MA

About Ipswich, MA for Those Planning to Retire

Nestled on the North Shore of Massachusetts, Ipswich is a picturesque town rich in history and culture. With a population of just over 13,000, it boasts a charming downtown area lined with unique shops and restaurants. One of the town's most notable landmarks is the Crane Estate, a stunning mansion and estate that sits on over 2,000 acres of land. Ipswich is also home to the Ipswich River Wildlife Sanctuary, a nature preserve that offers hiking trails and wildlife viewing opportunities. As for top employers, Ipswich is home to a variety of businesses, including New England Biolabs, a biotechnology company, and EBSCO Information Services, a provider of research databases and e-books. The town is also home to several small businesses and restaurants that contribute to the local economy. Major highways that run through Ipswich include Route 1 and Route 133, which provide easy access to neighboring towns and cities.

Other Financial Planning Services for Retirement

Banks and Credit Unions

Residents of Ipswich, MA can benefit greatly from the services provided by a bank. One specific way in which a bank can assist residents is by offering home mortgage loans. Ipswich is known for its beautiful and historic homes, many of which have been passed down through generations. However, purchasing a home in Ipswich can be quite expensive. A bank can help residents secure a mortgage loan with reasonable interest rates, allowing them to purchase their dream home in this charming New England town. Additionally, a bank can provide financial education and resources to help residents manage their finances and plan for the future. With the help of a bank, residents of Ipswich can achieve their financial goals and enjoy all that this picturesque town has to offer.

Insurance Broker

Residents of Ipswich, MA can benefit greatly from the services of an insurance broker. With the town's proximity to the coast, one specific area where an insurance broker can be particularly helpful is in securing adequate coverage for potential flood damage. Ipswich is no stranger to flooding, with the Ipswich River and its tributaries frequently overflowing their banks during heavy rain events. An insurance broker can help residents navigate the complex world of flood insurance, ensuring that they have the appropriate coverage to protect their homes and belongings in the event of a flood. Additionally, an insurance broker can help Ipswich residents find the best rates on other types of insurance, such as homeowners, auto, and life insurance, providing peace of mind and financial security for themselves and their families.

Wealth Management

Residents of Ipswich, MA can benefit greatly from the expertise of a wealth manager in a variety of ways. One specific example is the unique real estate market in Ipswich, where prices can fluctuate greatly depending on the season and proximity to the ocean. A wealth manager can help residents navigate these complexities and make informed decisions about buying or selling property. Additionally, Ipswich has a high concentration of small business owners, who may need assistance with financial planning, retirement accounts, and succession planning. A wealth manager can provide tailored advice and support to help these entrepreneurs achieve their financial goals. Finally, Ipswich is home to many affluent families with complex financial situations, such as multiple properties, trusts, and investments. A wealth manager can provide comprehensive wealth management services to ensure that these families are maximizing their resources and minimizing their tax liabilities. Overall, a wealth manager can be a valuable asset for residents of Ipswich, MA, helping them to navigate the unique financial landscape of this historic New England town.

Financial Advisor

Residents of Ipswich, MA could benefit greatly from the services of a financial advisor. One specific way that a financial advisor could assist Ipswich residents is by helping them navigate the complex tax laws in the state of Massachusetts. With a state income tax rate of 5.05%, as well as additional taxes on capital gains and dividends, it can be challenging for residents to understand how to properly file their taxes and maximize their deductions. A financial advisor could provide guidance on tax planning strategies, such as contributing to tax-advantaged retirement accounts or taking advantage of deductions for charitable donations. Additionally, Ipswich is a coastal town with a high cost of living, and a financial advisor could help residents create a budget and investment plan that takes into account the unique financial challenges of living in this area.

Mortgage Loan Officer

Residents of Ipswich, MA can greatly benefit from the expertise of a mortgage loan officer. These professionals can assist with a variety of tasks, such as helping residents navigate the complex process of obtaining a mortgage, providing guidance on the best loan options available, and offering advice on how to improve credit scores. Additionally, given that Ipswich is a coastal town, many residents may be interested in purchasing homes near the water. A mortgage loan officer can help these individuals understand the unique challenges and opportunities associated with waterfront properties, such as flood insurance requirements and potential property damage from storms. Overall, working with a mortgage loan officer can help Ipswich residents achieve their dream of owning a home in this beautiful and historic town.

Tax Services

Residents of Ipswich, MA can benefit from the expertise of a tax advisor in various ways. One of the most common ways is by receiving guidance on tax planning and preparation. Ipswich is known for its picturesque landscapes and historic architecture, which attracts a significant number of tourists every year. A tax advisor can help residents who own rental properties or businesses in the tourism industry navigate the complex tax laws and regulations associated with these ventures. Additionally, Ipswich is home to many retirees who may need advice on tax-efficient retirement planning, such as maximizing contributions to IRAs and 401(k)s. A tax advisor can also assist residents with tax audits and appeals, ensuring that they receive a fair and just outcome. In short, a tax advisor can be a valuable resource for Ipswich residents, helping them to navigate the intricacies of the tax system and achieve their financial goals.

Estate Planning Lawyer

Residents of Ipswich, MA can benefit from the services of an estate planning lawyer in various ways. For starters, an estate planning lawyer can assist residents in drafting wills, trusts, and other estate planning documents. This is particularly important in Ipswich, where the median home value is $521,000, which is significantly higher than the national average. As such, residents may have more assets that need to be protected and distributed in accordance with their wishes. Additionally, an estate planning lawyer can help residents minimize their tax liabilities and ensure that their heirs receive their inheritance as intended. They can also provide guidance on healthcare proxies and power of attorney, which can be crucial in the event of incapacitation or illness. Overall, the expertise of an estate planning lawyer can help Ipswich residents ensure that their assets are protected and their wishes are carried out.


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