Retirement Planning in Centereach, NY

We did the hard work of finding trustworthy partners in Centereach, NY. Fill out the form to get connected.

Get Help with Planning for Retirement


MSN Money
Business Insider
Yahoo Finance
Market Watch

List of Firms

Top Retirement Planners in Centereach, NY

Diversified Financial Solutions
SEC File# 801-108114
CRD# 277085
5 out of 5
Location 1355 N Ocean Ave, Medford, NY 11763, USA
Phone (631) 758-8691
Time Monday: 9:00 AM – 5:00 PM Tuesday: 9:00 AM – 5:00 PM Wednesday: 9:00 AM – 5:00 PM Thursday: 9:00 AM – 5:00 PM Friday: 9:00 AM – 5:00 PM Saturday: Closed Sunday: Closed
Strategic Wealth Solutions LLC
5 out of 5
Location 625 Middle Country Rd Suite 100A, Coram, NY 11727, USA
Phone (631) 629-2018
Jason Harris - Financial Advisor, Ameriprise Financial Services, LLC
Location 1200 Veterans Memorial Hwy Ste 105, Hauppauge, NY 11788, USA
Phone (516) 977-7090
Lippencott Financial Group
Location 4 Technology Dr, Setauket- East Setauket, NY 11733, USA
Phone (631) 331-2964
Financial Planning Association
Location 140 Fell Ct Suite 107, Hauppauge, NY 11788, USA
Phone (516) 542-2004
Paragon Financial Group
5 out of 5
Location 4250 Veterans Memorial Hwy #420e, Holbrook, NY 11741, USA
Phone (631) 425-1111
Stephen Levine & Associates Ltd
Location 4400 Veterans Memorial Hwy # 203B, Holbrook, NY 11741, USA
Phone (631) 738-8260
Mutual Inc
5 out of 5
Location 2410 N Ocean Ave #401, Farmingville, NY 11738, USA
Phone (631) 467-2211
Merrill Edge Financial Solutions
Location 911 NY-112, Port Jefferson Station, NY 11776, USA
Phone (631) 642-8984
Retirement Planning in Centereach, NY

About Centereach, NY for Those Planning to Retire

Centereach, NY is a bustling suburban town located in Suffolk County, Long Island. With a population of over 31,000, this community boasts a variety of landmarks, top employers, major highways and streets, and neighborhoods. One of the most notable landmarks in Centereach is the Smith Haven Mall, a popular shopping destination featuring over 140 stores and restaurants. Additionally, the town is home to the Middle Country Public Library, which offers a vast collection of books, programs, and resources for the community. As for top employers, Centereach has a diverse range of businesses, including Stony Brook University Hospital, Brookhaven National Laboratory, and CVS Health. These organizations provide ample job opportunities for residents in the healthcare, science, and retail industries. When it comes to transportation, Centereach is situated near several major highways, including the Long Island Expressway and the Northern State Parkway. Main streets in the area include Middle Country Road, Hawkins Road, and Nicolls Road.

Other Financial Planning Services for Retirement

Banks and Credit Unions

Residents of Centereach, NY can benefit from a bank in several ways. Firstly, a bank can provide them with various types of loans, such as home loans, car loans, and personal loans. This can be especially helpful for those who are looking to purchase a home or a car in the area. Secondly, a bank can offer checking and savings accounts to help residents manage their finances effectively. Additionally, many banks provide online banking services, allowing residents to access their accounts and make transactions from the comfort of their homes. Moreover, Centereach, NY is home to many small businesses, and banks can provide them with business loans and other financial services to help them grow and thrive. Lastly, a bank can also offer financial education and advice to residents, helping them make informed decisions about their money.

Insurance Broker

Residents of Centereach, NY can benefit from an insurance broker in numerous ways. Firstly, an insurance broker can provide residents with personalized and tailored insurance plans that meet their specific needs and budget. This is especially important in Centereach, NY, where the cost of living is higher than the national average. Secondly, an insurance broker can help residents navigate the complex insurance market and provide them with expert advice and guidance on the best insurance policies available. Additionally, an insurance broker can assist residents in filing insurance claims and negotiating with insurance companies to ensure that they receive the maximum compensation they are entitled to. Overall, an insurance broker can provide invaluable support and assistance to residents of Centereach, NY, helping them to protect their assets and achieve financial security.

Wealth Management

Residents of Centereach, NY can greatly benefit from the services of a wealth manager. With its diverse population and thriving economy, Centereach offers a unique set of financial challenges and opportunities. A wealth manager can help residents navigate these challenges by providing personalized advice on investment strategies, retirement planning, tax optimization, and estate planning. For example, a wealth manager can help a Centereach resident who owns a small business develop a succession plan to ensure the continued success of the business after they retire. Additionally, a wealth manager can help a Centereach resident who has recently inherited a large sum of money to create a long-term financial plan that takes into account their unique goals and risk tolerance. In short, a wealth manager can provide invaluable guidance and support to residents of Centereach as they work towards achieving their financial goals.

Financial Advisor

Residents of Centereach, NY can benefit from the expertise of a financial advisor in various ways. For instance, a financial advisor can help them plan for retirement by creating a customized investment portfolio that aligns with their goals and risk tolerance. Additionally, residents can receive guidance on managing their debt, including student loans and mortgages, and developing a budget that accounts for their unique financial situation. Furthermore, residents can seek the advice of a financial advisor to help them navigate the complexities of estate planning, including setting up trusts and creating a will. With Centereach, NY being a rapidly growing community with a diverse population, a financial advisor can provide tailored advice that takes into account their unique circumstances and financial goals.

Mortgage Loan Officer

Residents of Centereach, NY can benefit from the services of a mortgage loan officer in a variety of ways. For instance, the loan officer can provide guidance on the different types of mortgage loans available and help residents choose the one that best suits their needs. They can also assist in the application process, ensuring that all necessary documentation is submitted correctly and on time. Additionally, the loan officer can help residents understand the local housing market and provide insight into the current trends and conditions. With the complexity of the Centereach housing market, having a knowledgeable mortgage loan officer can make all the difference in securing the best possible loan terms and rates for residents. Therefore, the expertise of a mortgage loan officer can help residents of Centereach, NY navigate the often-complex world of home financing and make the dream of homeownership a reality.

Tax Services

Residents of Centereach, NY can benefit from the services of a tax advisor in numerous ways. One specific example is the guidance they can provide on the tax implications of owning a home in Centereach. With a median home value of $365,000, Centereach residents may be subject to higher property taxes and may benefit from itemizing deductions on their tax returns. A tax advisor can assist in navigating the complex tax code and identifying deductions and credits that may be available, such as the New York State School Tax Relief (STAR) program. Additionally, a tax advisor can provide guidance on tax planning strategies, such as contributing to a retirement account or setting up a Health Savings Account (HSA), that can help residents minimize their tax liability and maximize their savings. Overall, the expertise of a tax advisor can help Centereach residents navigate the intricacies of the tax code and make informed decisions that benefit their financial well-being.

Estate Planning Lawyer

Residents of Centereach, NY can benefit from the services of an estate planning lawyer in several ways. Firstly, an estate planning lawyer can help residents of Centereach, NY to create a comprehensive estate plan that takes into account their unique needs and circumstances. This may include drafting a will, establishing trusts, and creating powers of attorney. Secondly, an estate planning lawyer can assist residents of Centereach, NY in minimizing the tax burden on their estate. Given that Centereach, NY is located in Suffolk County, which has one of the highest property tax rates in the country, minimizing taxes on one's estate can be a significant concern. Finally, an estate planning lawyer can help residents of Centereach, NY to navigate the complex legal landscape surrounding estate planning and probate, ensuring that their wishes are carried out and their assets are protected.


Retirement Income Planning FAQs