List of Firms
Top Cambridge, NY Mortgage Brokerages
Apex Financial Solutions
Advisor Mortgage, LLC
David Phelps Loan Officer Movement Mortgage NMLS # 1051217
1st Priority Mortgage, Inc.
Right Trac Financial Group
David Fay - Citizens, Home Mortgage
Wendy Kirchick - Mortgage Loan Officer
Helmut Gerstenberger - Citizens, Home Mortgage
Michael Rushford, Mortgage Origination Expert
Residential Home Funding Corp.
Karl P. Meehan | Fairway Independent Mortgage Corporation Loan Officer
PrimeLending, A PlainsCapital Company
Where Mortgage Lenders in Cambridge, NY Serve
Cambridge, NY is a charming village nestled in the foothills of the Adirondack Mountains. It boasts a rich history that is reflected in its many landmarks, including the Cambridge Historic District, the Cambridge United Presbyterian Church, and the Cambridge Freight Yard. The village is home to a diverse array of top employers, including Battenkill Valley Creamery, Cambridge Valley Machining, and Hubbardton Forge. Major highways that run through the area include State Route 22 and State Route 372, while notable streets include Main Street, Washington Street, and Park Place. Cambridge is comprised of several distinctive neighborhoods, each with its own unique character and charm, including the Village Center, North End, and South End. Whether you're looking to explore the area's rich history, enjoy the great outdoors, or simply relax and unwind, Cambridge, NY has something for everyone.
Financial Services Related to Getting Approved for a Mortgage
FREQUENTLY ASKED QUESTIONS
Cambridge, NY Home Mortgage Loan FAQs
A mortgage broker in Cambridge, NY can provide a range of services to help individuals and families secure the best possible mortgage for their needs. These services may include helping clients understand the different types of mortgages available, comparing rates and terms from multiple lenders, and helping clients navigate the application process. One specific aspect of Cambridge, NY that a mortgage broker may be particularly attuned to is the local housing market. With its mix of historic homes, new developments, and rural properties, the Cambridge area presents unique challenges and opportunities for homebuyers. A skilled mortgage broker can help clients find the right mortgage product to fit their budget and goals, whether they are looking to buy their first home, upgrade to a larger property, or invest in a rental property in Cambridge or the surrounding areas.
Cambridge, NY is an idyllic town that boasts a rich history and a strong sense of community. It is a place where people come together to support one another and to build a better future for themselves and their families. When it comes to finding a mortgage broker in Cambridge, NY, there is no better place to turn. The town is home to some of the most experienced and knowledgeable professionals in the industry, who are dedicated to helping their clients find the best possible mortgage solutions. Whether you are a first-time homebuyer or an experienced investor, you can count on the mortgage brokers in Cambridge, NY to provide you with the guidance and support you need to make informed decisions about your financial future. With their expertise and commitment to customer service, they are sure to help you find the mortgage that is right for you.
A mortgage broker in Cambridge, NY is an expert in the field of real estate financing. They work as intermediaries between borrowers and lenders, helping clients secure the best possible mortgage deals for their specific needs. With their extensive knowledge of the local housing market and lending options, mortgage brokers in Cambridge, NY can provide invaluable guidance to clients looking to purchase a home or refinance an existing mortgage. They have a deep understanding of the unique challenges and opportunities of the Cambridge, NY real estate market, including the town's diverse neighborhoods, historic architecture, and growing economy. Through their intricate network of connections with local lenders and financial institutions, mortgage brokers in Cambridge, NY can help clients navigate the complex mortgage application process with ease and confidence. Whether you're a first-time homebuyer or a seasoned investor, working with a mortgage broker in Cambridge, NY can be an excellent way to ensure that you get the best possible financing options for your real estate needs.
Cambridge, NY residents should consider reaching out to a mortgage broker when they are looking to purchase a home or refinance their existing mortgage. This is especially important in Cambridge, NY, where the real estate market is highly competitive and complex. With a mortgage broker's expertise, residents can navigate the intricacies of the market and find the best mortgage options available to them. Additionally, a broker can help residents understand the various loan types, interest rates, and other factors that can impact their mortgage. By working with a broker, Cambridge, NY residents can ensure that they are making informed decisions and securing the best possible mortgage for their needs.
A mortgage broker in Cambridge, NY must possess several important qualities to succeed in the competitive industry. Firstly, they must have excellent communication skills to effectively communicate with clients and lenders. Secondly, they must have a deep understanding of the local real estate market in Cambridge, NY, including the current trends and regulations. This knowledge will enable them to offer valuable insights and advice to clients seeking mortgage solutions. Additionally, a mortgage broker in Cambridge, NY must be detail-oriented and possess exceptional analytical skills to evaluate various mortgage products and ensure that clients get the best deal possible. They must also be knowledgeable about the different types of mortgages available and the requirements for each. Lastly, given the diverse population of Cambridge, NY, a mortgage broker must be able to work with people from different cultural backgrounds and be sensitive to their unique needs and preferences.
Cambridge, NY is a quaint town that is home to some of the top mortgage broker companies in the state. These companies offer a wide range of services that cater to the needs of the local community. From refinancing to first-time homebuyers, these brokers have the expertise to guide clients through the complex world of mortgages. What sets Cambridge apart is its rich history and picturesque landscapes. The town is known for its charming architecture and is surrounded by rolling hills and lush forests. It's no wonder that so many people are drawn to this idyllic location, and with the help of these mortgage brokers, they can turn their dreams of homeownership into a reality.
Mortgage brokers in Cambridge, NY get compensated in various ways. One common method is through origination fees, which are paid by the borrower at the time of closing. These fees typically range from 0.5% to 1% of the loan amount. Another way that mortgage brokers in Cambridge, NY get paid is through yield spread premiums, which are paid by the lender to the broker for securing a loan with a higher interest rate than the borrower qualifies for. Additionally, some brokers may receive compensation through commission-based structures, where they earn a percentage of the total loan amount. It is worth noting that in Cambridge, NY, mortgage brokers are required to disclose their compensation to borrowers in writing, ensuring transparency and fairness in the lending process.