Insurance Broker in Waterville, ME

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Top Waterville, ME Insurance Brokerages

GHM Insurance Agency
5 out of 5
Location 51 Main St, Waterville, ME 04901, USA
Phone (207) 873-5101
Directions
Prudential | Steve Busque | Life Insurance & Financial Services
5 out of 5
Location 143 Silver St #7, Waterville, ME 04901, USA
Phone (207) 872-2634
Directions
Michael Lee - State Farm Insurance Agent
4 out of 5
Location 328 Main St, Waterville, ME 04901, USA
Phone (207) 872-0999
Directions
Cornerstone Insurance Agency
4 out of 5
Location 61 ME-11, Waterville, ME 04901, USA
Phone (207) 872-6529
Directions
Fitzpatrick Sheryl
Location PO Box 1277, Waterville, ME 04903, USA
Phone (207) 465-8265
Directions
John Fortier - State Farm Insurance Agent
5 out of 5
Location 305 Kennedy Memorial Dr, Waterville, ME 04901, USA
Phone (207) 873-1101
Directions
Richard P Martineau Insurance
Location 121 Benton Ave, Winslow, ME 04901, USA
Phone (207) 873-7175
Directions
Insurance Brokers in Waterville, ME

Where Waterville, ME Auto, Life & Health Insurance Brokers Serve

Waterville, ME is a charming city nestled in the heart of Kennebec County, boasting a rich history and an array of landmarks. From the impressive Colby College Museum of Art to the iconic Waterville Opera House, this city is a cultural hub that offers something for everyone. In terms of top employers, Waterville is home to major corporations such as MaineGeneral Health, Colby College, and the Kennebec Valley Community College, providing ample job opportunities for residents. Major highways and streets in the area include Interstate 95, Route 201, and Main Street, making commuting a breeze. When it comes to neighborhoods, Waterville has a diverse range of options to choose from, including the charming North End, the bustling Downtown, and the peaceful Oakland area. Overall, Waterville is a vibrant and dynamic city that offers a high quality of life for its residents.

Waterville, ME Insurance Broker Related Services

Banks and Credit Unions

Residents of Waterville, ME can benefit from a bank in a multitude of ways. Firstly, a bank can provide financial assistance to those who may be struggling to make ends meet. This is particularly important in Waterville, as the city has a poverty rate of 20.9%, which is higher than the national average. A bank can offer loans, credit counseling, and other financial services to help residents manage their finances and improve their credit scores. Additionally, a bank can provide a safe and secure place for residents to store their money, which is especially important in a city like Waterville that has a higher crime rate than the state average. A bank can also support the local economy by providing loans to small businesses in the area, which can create jobs and stimulate growth. Overall, a bank can play an essential role in the financial well-being of residents in Waterville, ME.

Retirement Planning

Residents of Waterville, ME would greatly benefit from the guidance of a retirement planner. With a population of over 16,000 people, Waterville is a bustling city that is home to many hardworking individuals who are looking to secure their financial future. A retirement planner can assist residents in creating a personalized retirement plan that takes into account their unique needs and goals. This includes identifying potential sources of income, such as Social Security and pension plans, as well as developing investment strategies that maximize returns while minimizing risk. Additionally, a retirement planner can help residents navigate the complex tax laws and regulations that are specific to Maine, ensuring that they are able to take advantage of all available deductions and credits. With the help of a skilled retirement planner, residents of Waterville can rest assured that they are on the path to a comfortable and secure retirement.

Wealth Management

Residents of Waterville, ME could greatly benefit from the expertise of a wealth manager. With its diverse population and array of industries, Waterville presents unique financial challenges that require a nuanced approach. A skilled wealth manager can help residents navigate the complexities of retirement planning, estate planning, and tax management. Waterville is also home to a large number of small business owners, who may require specialized advice on everything from cash flow management to succession planning. Additionally, with the rising costs of healthcare, a wealth manager can provide guidance on healthcare savings accounts and long-term care insurance. Overall, a wealth manager can help residents of Waterville, ME achieve their financial goals and secure their financial future.

Financial Advisor

Residents of Waterville, ME could benefit from the guidance of a financial advisor in a myriad of ways. With a population of just over 16,000 people, Waterville is a small city with a unique set of financial challenges. Many residents work in the healthcare and education industries, which can be unstable and unpredictable. Additionally, the cost of living in Waterville is higher than the national average, making it difficult for some families to make ends meet. A financial advisor could help residents navigate these challenges by providing personalized advice on budgeting, investing, and saving for retirement. They could also assist with estate planning, tax preparation, and insurance needs. With their expertise and experience, a financial advisor could help residents of Waterville achieve their financial goals and secure their financial futures.

Mortgage Loan Officer

Residents of Waterville, ME can benefit from the expertise of a mortgage loan officer in several ways. Firstly, the loan officer can help them navigate the complex mortgage application process and find the best loan options that suit their financial situation. This is particularly important for Waterville, ME residents who may be living in areas prone to flooding, as they may need to secure special flood insurance to protect their homes. Additionally, the loan officer can provide guidance on the various government-backed loan programs that are available to Waterville, ME residents, such as the Maine State Housing Authority's First Home Loan Program, which offers low-interest loans to first-time homebuyers. Finally, the loan officer can help residents with credit issues to improve their credit scores so that they can qualify for better loan terms and rates. Overall, a mortgage loan officer can provide valuable assistance to Waterville, ME residents looking to purchase a home or refinance an existing mortgage.

Tax Services

Residents of Waterville, ME can benefit from the expertise of a tax advisor in a multitude of ways. One specific area where a tax advisor can be of great assistance is in navigating the complex tax laws surrounding the state's popular lobster industry. With Waterville's proximity to the coast, many residents work in the lobster industry or own small businesses related to it. A tax advisor can help these individuals understand the tax implications of their income, expenses, and deductions related to the lobster industry. Additionally, a tax advisor can assist with tax planning for retirement, estate planning, and maximizing deductions for charitable donations. With the constantly changing tax laws, a tax advisor can provide peace of mind and ensure that residents are taking advantage of all available tax benefits.

Estate Planning Lawyer

Residents of Waterville, ME can greatly benefit from the services of an estate planning lawyer. With the city's population of over 16,000 people, many individuals may require assistance in creating a comprehensive estate plan that addresses their unique needs and goals. An estate planning lawyer can help residents of Waterville, ME with tasks such as drafting wills, creating trusts, and establishing powers of attorney. Additionally, with the city's location in central Maine, residents may have specific concerns related to the state's probate laws and regulations. An estate planning lawyer can provide guidance on these matters and ensure that a resident's assets are distributed according to their wishes. With the complexity of estate planning, it is essential for residents of Waterville, ME to seek the expertise of a qualified lawyer to protect their assets and ensure their legacy.

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