Best Financial Advisors in Santa Cruz, CA

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List of Firms

Santa Cruz, CA Fiduciary Financial Advisors

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Natural Bridges Financial Advisors
5 out of 5
Location 627 Center St, Santa Cruz, CA 95060, USA
Phone (831) 421-0700
Directions
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Financial Advisors | U.S. Bancorp Investments
Location 110 Morrissey Blvd, Santa Cruz, CA 95062, USA
Phone (831) 688-7186
Directions
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Nexus Wealth Advisors
5 out of 5
Location 365 Lake Ave B, Santa Cruz, CA 95062, USA
Phone (831) 476-5210
Directions
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James Bizzack - Private Wealth Advisor, Ameriprise Financial Services, LLC
Location 125 Water St Ste A-3, Santa Cruz, CA 95060, USA
Phone (831) 458-1125
Directions
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Wildflower Financial
Location 120 Church St, Santa Cruz, CA 95060, USA
Phone (831) 854-7291
Directions
Financial Advisors in Santa Cruz, CA

Where Certified Financial Advisors in Santa Cruz, CA Serve

Nestled along the picturesque coast of California lies the stunning city of Santa Cruz, a place where natural beauty meets urban sophistication. With a plethora of landmarks to explore, there's never a dull moment in this bustling town. Take a stroll down the iconic Santa Cruz Beach Boardwalk, where you can indulge in classic carnival games and thrilling rides. Or, head over to the Santa Cruz Wharf, a historic landmark that offers scenic views of the Monterey Bay and is home to a variety of restaurants and shops. As for top employers, Santa Cruz boasts a diverse range of businesses, from tech startups to healthcare facilities. Some of the major employers in the area include UC Santa Cruz, Plantronics, and Dominican Hospital. When it comes to major highways and streets, Santa Cruz is conveniently located near Highway 1 and Highway 17, making it easily accessible from both San Francisco and San Jose.

Services Provided by Fee Based and Fee Only Financial Advisors

Banks and Credit Unions

Residents of Santa Cruz, CA are serviced by banks in a variety of ways. One of the most common ways is through traditional brick-and-mortar branches that offer a range of services such as checking and savings accounts, loans, and credit cards. However, many residents also utilize online banking options, which provide the convenience of managing their finances from anywhere. In Santa Cruz, many banks also offer specialized services for the local community, such as financing for sustainable agriculture and eco-friendly businesses. Additionally, with the city's proximity to the beach and outdoor activities, many banks offer services tailored to the needs of surfers and other outdoor enthusiasts, such as mobile banking apps that allow for easy access to account information while on the go.

Insurance Broker

Residents of Santa Cruz, CA can benefit greatly from the services of an insurance broker. For starters, an insurance broker can help residents navigate the complex world of insurance policies and find the best coverage for their unique needs. This is particularly important in Santa Cruz, where residents face a range of risks, from wildfires and earthquakes to coastal flooding and other natural disasters. An insurance broker can help residents assess their risks and find policies that provide adequate coverage, whether they need homeowners insurance, auto insurance, or other types of coverage. Additionally, an insurance broker can help residents save money by comparing policies and finding discounts that they may not be aware of. With the help of an insurance broker, residents of Santa Cruz can rest assured that they have the coverage they need to protect themselves and their families from life's unexpected events.

Retirement Planning

Residents of Santa Cruz, CA can benefit greatly from the expertise of a retirement planner. With a high cost of living and a competitive job market, it can be challenging for individuals to save enough for retirement. A retirement planner can help residents of Santa Cruz identify their financial goals, create a personalized plan to achieve those goals, and provide ongoing support and guidance. Additionally, Santa Cruz is known for its vibrant arts and culture scene, and a retirement planner can help residents plan for their retirement years to ensure they have the financial means to continue enjoying the city's many cultural offerings.

Wealth Management

Residents of Santa Cruz, CA can benefit from the expertise of a wealth manager in a variety of ways. One common way is through managing their investments and creating a diversified portfolio that aligns with their financial goals. Given the high cost of living in Santa Cruz, many residents may also need assistance with budgeting and financial planning to help them save for major expenses such as housing or education. Additionally, Santa Cruz is known for its strong entrepreneurial spirit and many residents may benefit from guidance on starting or growing a business. A wealth manager can provide valuable advice on tax planning, retirement planning, and estate planning to help residents achieve long-term financial success and security in this vibrant coastal community.

Mortgage Loan Officer

Residents of Santa Cruz, CA can benefit greatly from the services of a mortgage loan officer. With the high cost of living in Santa Cruz, many residents struggle to afford a home. A mortgage loan officer can assist residents in securing a loan to purchase a home, making the dream of homeownership a reality. Additionally, Santa Cruz is a popular tourist destination, which has led to a competitive housing market. A mortgage loan officer can help residents navigate this market and find the best mortgage rates and terms. Overall, a mortgage loan officer can provide invaluable assistance to residents of Santa Cruz, helping them achieve their homeownership goals and navigate the unique challenges of the local housing market.

Tax Services

Residents of Santa Cruz, CA could benefit from the expertise of a tax advisor in a number of ways. One common issue that many Santa Cruz residents face is navigating the complex tax laws surrounding short-term rentals. With the popularity of vacation rental platforms like Airbnb, many homeowners are renting out their properties for extra income, but may not be aware of the tax implications. A tax advisor can help these homeowners understand their tax obligations and ensure they are properly reporting their rental income. Additionally, Santa Cruz has a large population of self-employed individuals and small business owners, who may need guidance on deductions and other tax strategies to maximize their savings. A tax advisor can help these individuals navigate the ever-changing tax laws and ensure they are taking advantage of all available deductions.

Estate Planning Lawyer

Residents of Santa Cruz, CA can benefit greatly from the services of an estate planning lawyer. One of the most common ways an estate planning lawyer can help is by creating a comprehensive plan for their clients that takes into account the unique characteristics of the Santa Cruz community. For example, many residents of Santa Cruz own property near the coast that may have special zoning or environmental considerations. An estate planning lawyer can help ensure that these properties are properly accounted for in a client's estate plan, so that they can be passed on to future generations without any legal complications. Additionally, an estate planning lawyer can help Santa Cruz residents navigate the complex tax laws that may apply to their estates, ensuring that their loved ones receive the maximum amount of inheritance possible.

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