Banks & Credit Unions in Folly Beach, SC

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Bank Branches and ATMs in Folly Beach, SC

ATM
SEC File# 801-29945
CRD# 105267
Location 202 E Ashley Ave, Folly Beach, SC 29439, USA
Directions
South Carolina Federal Credit Union
5 out of 5
Location 1317 Folly Rd, Charleston, SC 29412, USA
Phone (843) 797-8300
Language https://www.scfederal.org/
Directions
SouthState Bank
5 out of 5
Location 34 Broad St, Charleston, SC 29401, USA
Phone (843) 737-7100
Language https://southstatebank.com/global/location-detail/200/34-Broad-St
Directions
ATM (Kangaroo Express)
Location 42 Center St, Folly Beach, SC 29439, USA
Directions
Banks in Folly Beach, SC

Where Folly Beach, SC Banks & Credit Unions Serve

Folly Beach, South Carolina, is a charming coastal town with a plethora of landmarks and attractions. The iconic Folly Beach Pier is a must-see, stretching out into the Atlantic Ocean and offering stunning views of the coastline. The Morris Island Lighthouse is another notable landmark, standing tall and proud on the island's eastern shore. Top employers in Folly Beach include the Folly Beach County Park and the Tides Folly Beach Hotel, both of which provide ample job opportunities for locals. Major highways and streets in the area include SC-171, which runs along the coast and connects Folly Beach to nearby Charleston. Center Street is the main thoroughfare in Folly Beach, lined with shops, restaurants, and bars. Folly Beach is divided into several unique neighborhoods, each with its own charm and character. The West Side neighborhood is known for its stunning waterfront homes and quiet streets, while the East Side is more bustling and lively, with plenty of shops and restaurants.

Folly Beach, SC Banking Related Services

Insurance Broker

Residents of Folly Beach, SC would greatly benefit from the services of an insurance broker. With the threat of hurricanes and flooding being a constant concern in this coastal community, an insurance broker can provide guidance on the best policies to protect homes and property from these natural disasters. Additionally, Folly Beach is a popular tourist destination, and insurance brokers can assist local business owners in obtaining the appropriate coverage for their establishments. Whether it's finding the right policy for a beachfront rental property or securing liability insurance for a restaurant, an insurance broker can provide valuable expertise and peace of mind for residents of Folly Beach.

Retirement Planning

Residents of Folly Beach, SC can benefit greatly from the services of a retirement planner. With its stunning beaches and laid-back lifestyle, Folly Beach is a popular retirement destination for many Americans. A retirement planner can help residents of Folly Beach create a comprehensive plan for their retirement, taking into account their unique financial situation and lifestyle goals. They can provide guidance on investment strategies, social security optimization, and tax planning, among other things. Additionally, a retirement planner can offer advice on how to navigate the specific challenges that come with retiring in Folly Beach, such as the high cost of living and the need to plan for potential hurricanes and other natural disasters. By working with a retirement planner, residents of Folly Beach can feel confident that they are taking the necessary steps to secure their financial future and enjoy a comfortable retirement in this beautiful coastal town.

Wealth Management

Residents of Folly Beach, SC could greatly benefit from the guidance of a wealth manager in a number of ways. Firstly, a wealth manager could help them navigate the unique financial challenges that come with living in a coastal community. For example, they could provide advice on investing in property that is likely to appreciate in value over time, or help residents plan for potential natural disasters that could impact their finances. Additionally, a wealth manager could help residents develop a comprehensive retirement plan that takes into account their individual goals and circumstances. By working closely with a wealth manager, residents of Folly Beach could feel more confident and secure in their financial future.

Financial Advisor

Residents of Folly Beach, SC can benefit greatly from the expertise of a financial advisor. With the town being a popular tourist destination, many residents rely on seasonal income and may need guidance on how to manage their finances during the off-season. Additionally, Folly Beach is prone to natural disasters such as hurricanes, which can have a significant impact on personal finances. A financial advisor can help residents prepare for unexpected events and create a plan to protect their assets. Furthermore, with the cost of living in Folly Beach being higher than the national average, a financial advisor can assist residents in budgeting and saving for long-term goals such as retirement or purchasing a home. Overall, a financial advisor can provide valuable insights and strategies to help residents of Folly Beach achieve financial stability and security.

Mortgage Loan Officer

Residents of Folly Beach, SC could benefit greatly from the assistance of a mortgage loan officer. These professionals can help residents secure financing for their dream homes on this beautiful barrier island. With its pristine beaches and laid-back vibe, Folly Beach is a popular destination for those seeking a relaxed coastal lifestyle. However, the cost of living can be high, making it difficult for some residents to afford a home. A mortgage loan officer can help residents navigate the complex world of home financing, providing guidance and support throughout the process. Whether it's finding the right lender, negotiating terms, or securing the best interest rates, a mortgage loan officer can make the dream of homeownership a reality for residents of Folly Beach, SC.

Tax Services

Residents of Folly Beach, SC could benefit greatly from the expertise of a tax advisor. One of the most common ways a tax advisor could assist Folly Beach residents is by helping them navigate the complex tax laws related to rental properties. Folly Beach is a popular vacation destination, and many homeowners rent out their properties to tourists. A tax advisor could provide guidance on how to properly report rental income, deductions for expenses related to the rental property, and how to avoid potential tax liabilities. Additionally, a tax advisor could help Folly Beach residents take advantage of any tax credits or deductions they may be eligible for, such as the South Carolina Homestead Exemption. Overall, a tax advisor could provide invaluable assistance to Folly Beach residents looking to minimize their tax burden and maximize their financial well-being.

Estate Planning Lawyer

Residents of Folly Beach, SC could benefit from an estate planning lawyer in several ways. Firstly, an estate planning lawyer can help residents create a will or trust to ensure their assets are distributed according to their wishes after they pass away. Additionally, the lawyer can assist in setting up a power of attorney and healthcare directive, which are crucial documents in case of an unexpected illness or accident. Another important consideration for Folly Beach residents is protecting their property from potential damage caused by hurricanes or flooding. An estate planning lawyer can help residents understand their options for insurance coverage and create a plan to protect their assets. Overall, an estate planning lawyer can provide valuable guidance and peace of mind to Folly Beach residents as they prepare for the future.

FREQUENTLY ASKED QUESTIONS

Personal, Business & Online Bank FAQs

Folly Beach, SC is a quaint coastal town that offers a range of banking services to its residents and visitors. From traditional checking and savings accounts to loans and credit cards, the local banks cater to the needs of the community. However, what sets Folly Beach apart from other towns is its unique focus on sustainable banking. The banks in Folly Beach offer eco-friendly banking options, such as paperless statements and debit cards made from recycled materials. Additionally, they support local businesses that prioritize sustainability by offering special loans and financing options. This commitment to sustainability reflects the town's values and dedication to preserving its natural beauty for generations to come.

Folly Beach, SC is the ultimate destination when it comes to availing banking services. With its picturesque beaches and vibrant community, Folly Beach has emerged as a hub for financial institutions that cater to the needs of both residents and tourists. The town boasts of a well-developed financial infrastructure, with banks and credit unions offering a wide range of services, including checking and savings accounts, loans, and credit cards. Moreover, the banks in Folly Beach are equipped with modern technology and offer online banking services, making it convenient for customers to access their accounts from anywhere. Additionally, the friendly and knowledgeable staff at these institutions provide personalized attention to each customer, ensuring that their financial needs are met with utmost care and professionalism. Folly Beach, with its unique blend of natural beauty and financial prowess, is undoubtedly the best place to avail banking services.