Find a Financial Planner in San Clemente, CA

 

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We Only Work With The Best San Clemente Financial Advisors


We Exclusively Work With Select Partner Firms Who Meet The Highest Standard of Excellence and Trust.

3rd Party Rankings

Our partners have been recognized by some of the best media publication sources like Financial Times, Investor.com, Forbes, and Barron’s

Conflict Free

Our partners will also never sell proprietary investment products

Experience

All leads will be connected with a firm who has been in business for 20+ years

Education & Designations

All leads will be given to a certified CFP with designation from FINRA

Trustworthiness

All of our partners are credible — No conflicts of interest and no disciplinary history

 

Our Process for Choosing
An Independent Financial Advisor in San Clemente, CA


  • Financial Advisor Close to San Clemente, CA

  • All Advisors Must Meet Fiduciary Standard

  • “Fee-Only” Compensation To Ensure Conflict-Free Advice

  • Exemplary Disciplinary History

  • Required Education and Designations

  • Expertise with Client’s Specific Needs

 

How Can a CFP® in San Clemente Help You?

Wealth management is a type of financial planning that incorporates many other financial services. Catering to high-net-worth individuals in the San Clemente area, wealth managers seek to build comprehensive wealth for their clients through a variety of vehicles, including investments, retirement planning, estate planning, asset management, tax planning, and more.
Personal financial planning is a service in which a qualified financial planner provides advice, planning, and management services for their clients. The goal of these services in San Clemente is to help clients better understand finance, map out a plan for future financial success, and offer expert assistance where necessary.
21.8% of San Clemente's population is of retirement age (62 years and older). For those individuals, the goal of retirement planning is to create a source of income for one’s retirement years. It starts with determining an individual’s retirement goals and then lays out a financial strategy to accomplish them. In the San Clemente area, this strategy might include income and expense planning, savings strategies, investing advice, and asset and risk management.
The goal of estate planning is to establish a clear plan for the distribution of your assets--called your "estate"--upon your death, incapacitation, or another predetermined condition. Estate planning in the San Clemente area is typically done by a financial advisor, but sometimes legal professionals are required to assist with things like a living will.
Business financial planning sets out the financial path a company takes to achieve its goals over a stated timeline. Business financial planning can be very granular, addressing specific projections for business expansion, equipment needs, staffing, resources, cash flow, and financing options in the San Clemente area.
Through tax planning, clients can strategize how best to minimize their tax payments through deductions and write-offs. Tax planning in the San Clemente area is generally long-term and performed with the help of a qualified planner. Tax planning strategies will differ depending on depending on where you live. California has unique laws defining which actions trigger a taxable event and has the 10th highest total tax burden in the U.S., including income, property, and sales tax.
Transition planning for divorce or loss of a spouse involves working with an attorney or financial advisor to create a financial planning strategy to protect your assets and heirs in the event of death or divorce. In the San Clemente area, it typically includes updating wills and trusts, evaluating life insurances, long-term care arrangements, and creating inventories of bills, financial accounts, and other interests.
Debt consolidation and management typically involves rolling several loans into a single loan with better financing terms, such as a lower monthly payment or interest rate. Debt consolidation is a popular strategy for advisors in the San Clemente area when dealing with high-interest credit card debt and private student loans.

 

The Value of Working With the Best Financial Planners in San Clemente, CA


A good financial planner can increase your returns by as much as 3% annually.

Vanguard

$2,010,221.91
Without Advisor

$4,643,687.46
With Advisor

Assuming $350k initial investment at 6% annual growth vs 9% annual growth for 30 years.

Find a Fee-Only Financial Planner Near San Clemente, CA

We evaluated over 13,000 RIA firms to bring you the best of the best San Clemente financial advisors.
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How Retirement-Friendly is San Clemente, CA?

  • Population: 64,878
  • % of Population 62 Years and Over: 21.8%
  • Average Home Value: $908,400
  • Average Monthly Housing Cost: $2,329
  • Average Household Income: $153,362
  • California Total Tax Burden: 9.48% (10th Highest in U.S.)
  • California Property Tax: 2.64% (19th Lowest in U.S.)
  • California Individual Income Tax: 3.78% (4th Highest in U.S.)
  • California Sales and Excise Tax: 3.06% (17th Lowest in U.S.)


The Top Financial Advisor Firms in San Clemente, CA


SB WEALTH

Website

(949) 766-5026

109 E Escalones

San Clemente, CA 92672

SEC#: 801-113278
Years in Business: 2 years

IGNITE PLANNERS LLC

Website

(619) 504-1907

109 E. Escalones

San Clemente, CA 92672

SEC#: 801-112029
Years in Business: 3 years

STEPHENSON AND COMPANY, INC.

Website

(949) 727-4255

241 Avenida Del Mar

San Clemente, CA 92672

SEC#: 801-117128
Years in Business: 1 years