Find a Financial Planner in Rochester, NY

 

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We did the hard work of finding trustworthy partners in Rochester, NY.

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We Only Work With The Best Rochester Financial Advisors


We Exclusively Work With Select Partner Firms Who Meet The Highest Standard of Excellence and Trust.

3rd Party Rankings

Our partners have been recognized by some of the best media publication sources like Financial Times, Investor.com, Forbes, and Barron’s

Conflict Free

Our partners will also never sell proprietary investment products

Experience

All leads will be connected with a firm who has been in business for 20+ years

Education & Designations

All leads will be given to a certified CFP with designation from FINRA

Trustworthiness

All of our partners are credible — No conflicts of interest and no disciplinary history

 

Our Process for Choosing
An Independent Financial Advisor in Rochester, NY


  • Financial Advisor Close to Rochester, NY

  • All Advisors Must Meet Fiduciary Standard

  • “Fee-Only” Compensation To Ensure Conflict-Free Advice

  • Exemplary Disciplinary History

  • Required Education and Designations

  • Expertise with Client’s Specific Needs

 

How Can a CFP® in Rochester Help You?

Wealth management is a type of financial planning that incorporates many other financial services. Catering to high-net-worth individuals in the Rochester area, wealth managers seek to build comprehensive wealth for their clients through a variety of vehicles, including investments, retirement planning, estate planning, asset management, tax planning, and more.
Financial planning is a service in which a qualified professional creates a detailed plan for a client's financial future. Plans in Rochester can include budgeting, retirement planning, tax planning, spending and saving strategies, and more.
13.9% of Rochester's population is of retirement age (62 years and older). For those individuals, the goal of retirement planning is to create a source of income for one’s retirement years. It starts with determining an individual’s retirement goals and then lays out a financial strategy to accomplish them. In the Rochester area, this strategy might include income and expense planning, savings strategies, investing advice, and asset and risk management.
Estate planning is defined as the establishment of a legally compliant and comprehensive plan of action for the distribution of your asset base upon your death. In the Rochester area, estate planning may also consist of legal documentation regarding who is allowed to make medical decisions on your behalf, should you become incapacitated, as well as funeral arrangements.
Business financial planning is the task of mapping out a path to achieving a business's financial goals. These goals are often expanded and reevaluated as the company grows, making financial planning for businesses in the Rochester area an ongoing effort.
The goal of tax planning is to minimize an individual’s or organization’s tax liabilities, while maximizing their overall long-term financial situation. In the Rochester area, tax planning is often included with other services like asset management, estate planning, and retirement planning. Tax planning strategies will differ depending on depending on where you live. New York has unique laws defining which actions trigger a taxable event and has the highest total tax burden in the U.S., including income, property, and sales tax.
Transition planning for divorce or loss of a spouse involves working with an attorney or financial advisor to create a financial planning strategy to protect your assets and heirs in the event of death or divorce. In the Rochester area, it typically includes updating wills and trusts, evaluating life insurances, long-term care arrangements, and creating inventories of bills, financial accounts, and other interests.
Debt consolidation is a good way to make high-interest debts more manageable. Advisors in the Rochester area can bundle high-interest loans together under more favorable financing terms. This often results in lower interest rates, or lower monthly payments.

 

The Value of Working With the Best Financial Planners in Rochester, NY


A good financial planner can increase your returns by as much as 3% annually.

Vanguard

$2,010,221.91
Without Advisor

$4,643,687.46
With Advisor

Assuming $350k initial investment at 6% annual growth vs 9% annual growth for 30 years.

Find a Fee-Only Financial Planner Near Rochester, NY

We evaluated over 13,000 RIA firms to bring you the best of the best Rochester financial advisors.
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How Retirement-Friendly is Rochester, NY?

  • Population: 206,848
  • % of Population 62 Years and Over: 13.9%
  • Average Home Value: $87,600
  • Average Monthly Housing Cost: $849
  • Average Household Income: $52,116
  • New York Total Tax Burden: 12.79% (Highest in U.S.)
  • New York Property Tax: 4.40% (6th Highest in U.S.)
  • New York Individual Income Tax: 4.96% (Highest in U.S.)
  • New York Sales and Excise Tax: 3.43% (22nd Highest in U.S.)


The Top Financial Advisor Firms in Rochester, NY


COBBLESTONE CAPITAL ADVISORS, LLC

Website

(585) 473-3333

500 Linden Oaks
Suite 210
Rochester, NY 14625

SEC#: 801-55482
Years in Business: 23 years

MENDON CAPITAL ADVISORS CORP

Website

(585) 770-1770

150 Allens Creek Road

Rochester, NY 14618

SEC#: 801-56497
Years in Business: 22 years

GILBERT FINANCIAL, LLC

Website

(585) 241-3150

200 Canal View Blvd.
Suite 204
Rochester, NY 14623

SEC#: 801-77806
Years in Business: 8 years

ACHIEVE WEALTH PARTNERS LLC

Website

(585) 586-8100

400 Linden Oaks
Suite 310
Rochester, NY 14625

SEC#: 801-114146
Years in Business: 2 years

APEX ADVISERS, LLC

Website

(585) 383-5540

70 Linden Oaks

Rochester, NY 14625

SEC#: 801-78007
Years in Business: 8 years

WESTMINSTER CONSULTING

Website

(585) 246-3750

11 Centre Park - Suite 303

Rochester, NY 14614

SEC#: 801-109966
Years in Business: 4 years

HAYES ASSET MANAGEMENT, LLC

Website

(585) 730-6951

400 Andrews Street, Suite 600

Rochester, NY 14604

SEC#: 801-67003
Years in Business: 15 years

BRIGHTON SECURITIES CORP.

Website

(585) 473-3590

1703 Monroe Avenue

Rochester, NY 14618

SEC#: 801-62276
Years in Business: 17 years

WEALTH MANAGEMENT GROUP

Website

(585) 241-5900

2000 Winton Rd. So.
Building 4A Suite 206
Rochester, NY 14618

SEC#: 801-116892
Years in Business: 2 years

HNP CAPITAL LLC

Website

(585) 461-6085

100 Chestnut St., 15th Floor

Rochester, NY 14607

SEC#: 801-70200
Years in Business: 12 years