Find a Financial Planner in Ridgewood, NJ

 

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We Only Work With The Best Ridgewood Financial Advisors


We Exclusively Work With Select Partner Firms Who Meet The Highest Standard of Excellence and Trust.

3rd Party Rankings

Our partners have been recognized by some of the best media publication sources like Financial Times, Investor.com, Forbes, and Barron’s

Conflict Free

Our partners will also never sell proprietary investment products

Experience

All leads will be connected with a firm who has been in business for 20+ years

Education & Designations

All leads will be given to a certified CFP with designation from FINRA

Trustworthiness

All of our partners are credible — No conflicts of interest and no disciplinary history

 

Our Process for Choosing
An Independent Financial Advisor in Ridgewood, NJ


  • Financial Advisor Close to Ridgewood, NJ

  • All Advisors Must Meet Fiduciary Standard

  • “Fee-Only” Compensation To Ensure Conflict-Free Advice

  • Exemplary Disciplinary History

  • Required Education and Designations

  • Expertise with Client’s Specific Needs

 

How Can a CFP® in Ridgewood Help You?

Wealth managers are financial professionals who work to comprehensively build their clients' wealth. Wealth management incorporates nearly all areas of the client's financial life, from investments and asset planning to tax management, retirement, estate planning, and more. In the Ridgewood area, wealth managers are typically used by high-net-worth individuals or high-capital organizations.
Financial planning is a service in which a qualified professional creates a detailed plan for a client's financial future. Plans in Ridgewood can include budgeting, retirement planning, tax planning, spending and saving strategies, and more.
16.9% of Ridgewood's population is of retirement age (62 years and older). Retirement planning for those individuals is designed to ensure that retirees are able to secure a stream of income for later in life. Many retirement plans provide a powerful framework for achieving this goal. If you are unsure of where to start, a retirement planner in the Ridgewood area can create a custom plan and walk with you each step of the way.
Estate planning involves much more than just setting up a will. In the Ridgewood area, it may involve setting up a trust and naming an executor, complying with estate tax law, updating insurance and retirement accounts, making funeral arrangements, and more. There are many ways to divy your estate, from directly giving to beneficiaries to funding future education accounts.
Business financial planning sets out the financial path a company takes to achieve its goals over a stated timeline. Business financial planning can be very granular, addressing specific projections for business expansion, equipment needs, staffing, resources, cash flow, and financing options in the Ridgewood area.
Tax planning is a service offered by qualified tax planners, financial advisors, and other financial professionals in the Ridgewood area who determine what breaks are available to you to minimize your tax payments. Tax planning strategies will differ depending on depending on where you live. New Jersey has unique laws defining which actions trigger a taxable event and has the 6th highest total tax burden in the U.S., including income, property, and sales tax.
Transition planning for divorce or loss of a spouse involves working with an attorney or financial advisor to create a financial planning strategy to protect your assets and heirs in the event of death or divorce. In the Ridgewood area, it typically includes updating wills and trusts, evaluating life insurances, long-term care arrangements, and creating inventories of bills, financial accounts, and other interests.
Debt consolidation and management is a service that can be performed by a qualified financial advisor in which they combine multiple existing loans into a single loan with more favorable financing terms. Advisors in the Ridgewood area often use this strategy when clients have high-interest credit card debt or private student loans.

 

The Value of Working With the Best Financial Planners in Ridgewood, NJ


A good financial planner can increase your returns by as much as 3% annually.

Vanguard

$2,010,221.91
Without Advisor

$4,643,687.46
With Advisor

Assuming $350k initial investment at 6% annual growth vs 9% annual growth for 30 years.

Find a Fee-Only Financial Planner Near Ridgewood, NJ

We evaluated over 13,000 RIA firms to bring you the best of the best Ridgewood financial advisors.
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How Retirement-Friendly is Ridgewood, NJ?

  • Population: 25,179
  • % of Population 62 Years and Over: 16.9%
  • Average Home Value: $780,200
  • Average Monthly Housing Cost: $3,136
  • Average Household Income: $247,369
  • New Jersey Total Tax Burden: 9.98% (6th Highest in U.S.)
  • New Jersey Property Tax: 4.94% (3rd Highest in U.S.)
  • New Jersey Individual Income Tax: 2.47% (20th Highest in U.S.)
  • New Jersey Sales and Excise Tax: 2.57% (8th Lowest in U.S.)


The Top Financial Advisor Firms in Ridgewood, NJ


VISION RETIREMENT

Website

(201) 447-2212

216 East Ridgewood Avenue
2nd Floor
Ridgewood, NJ 07450

SEC#: 801-114807
Years in Business: 2 years

VAUGHAN AND COMPANY SECURITIES, INC.

Website

(201) 444-1361

68 Passaic Street

Ridgewood, NJ 07450

SEC#: 801-118757
Years in Business: 1 years

ADVISORS CAPITAL MANAGEMENT, LLC

Website

(201) 447-3400

10 Wilsey Square
Suite 200
Ridgewood, NJ 07450

SEC#: 801-62058
Years in Business: 18 years

FARMSTEAD CAPITAL MANAGEMENT, LLC

Website

(201) 493-3990

7 North Broad Street
3rd Floor
Ridgewood, NJ 07450

SEC#: 801-78664
Years in Business: 7 years