Find a Financial Advisor in Rancho Santa Margarita, CA

 

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We did the hard work of finding trustworthy partners in Rancho Santa Margarita, CA.

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We Only Work With The Best Rancho Santa Margarita Financial Advisors


We Exclusively Work With Select Partner Firms Who Meet The Highest Standard of Excellence and Trust.

3rd Party Rankings

Our partners have been recognized by some of the best media publication sources like Bloomberg, Wall Street Journal, Financial Times, Marketwatch, Forbes, Barron’s, and many more

Conflict Free

Our partners will never sell investment products they receive a commission from

Experience

All of our partners have been in business for 10+ years

Education & Designations

All of our partners are advisors who hold the proper designations from FINRA

Trustworthiness

All of our partners meet the highest standard of trust with no outstanding disciplinary history from the SEC

 

Our Process for Choosing
An Independent Financial Advisor in Rancho Santa Margarita, CA


  • Financial Advisor Close to Rancho Santa Margarita, CA

  • All Advisors Must Meet Fiduciary Standard

  • “Fee-Only” Compensation To Ensure Conflict-Free Advice

  • Exemplary Disciplinary History

  • Required Education and Designations

  • Expertise with Client’s Specific Needs

The Value of Working With the Best Financial Planners in Rancho Santa Margarita, CA


A good financial planner can increase your returns by as much as 3% annually.

Vanguard

$2,010,221.91
Without Advisor

$4,643,687.46
With Advisor

Assuming $350k initial investment at 6% annual growth vs 9% annual growth for 30 years.

Find a Fee-Only Financial Planner Near Rancho Santa Margarita, CA

We evaluated over 13,000 RIA firms to bring you the best of the best Rancho Santa Margarita financial advisors.
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How Retirement-Friendly is Rancho Santa Margarita, CA?

  • Population: 48,503
  • % of Population 62 Years and Over: 12.5%
  • Average Home Value: $670,300
  • Average Monthly Housing Cost: $2,419
  • Average Household Income: $150,200
  • California Total Tax Burden: 9.48% (10th Highest in U.S.)
  • California Property Tax: 2.64% (19th Lowest in U.S.)
  • California Individual Income Tax: 3.78% (4th Highest in U.S.)
  • California Sales and Excise Tax: 3.06% (17th Lowest in U.S.)



The Top Financial Advisor Firms in Rancho Santa Margarita, CA

 

KAIROS

Website

(949) 709-8888

30242 Esperanza

Rancho Santa Margarita, CA 92688

SEC#: 801-88197
Years in Business: 6 years

 


Rancho Santa Margarita, CA Financial Advisor FAQs

Some advisors are paid by commissions, while others charge an hourly rate. It's important to understand the value you're getting for your investment in either case. For example, if you pay an advisor with a commission-based compensation plan, they may only want to recommend investments that they know will provide them with the highest potential chance of earning their commission in order to earn future business in kind.
Professional advice is always a good idea when it comes to financially planning. Your local bank, credit union or trust company can be an excellent hub for any questions you may have about that topic.
Financial advisors help clients make decisions on how to invest their money. Financial advice can include commission-based or fee-only services, tax management, retirement planning, insurance, investment search or asset allocation. It's important that any financial advisor be honest about what they are doing.
Financial planners typically charge clients a percentage of assets under management plus a flat fee for investment advising. This paid arrangement entitles the planner to sell investments for commissions or other fees on behalf of the company that services that account.