Mortgage Broker in Stearns County, MN

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List of Firms

Top Stearns County, MN Mortgage Brokerages

Jim Arnold, NMLS: 423382, PrimeLending
Location 314 10th Ave S #160, Waite Park, MN 56387, USA
Phone (320) 333-5626
Language https://lo.primelending.com/jim.arnold/
Directions
Julie Velline - Heritage Bank Mortgage Lender
Location 3333 W Division St Suite 500 Office G, St Cloud, MN 56301, USA
Phone (320) 214-3943
Language http://www.heritagebankna.com/julie-velline
Directions
Bremer Mortgage
Location 1100 W St Germain St, St Cloud, MN 56301, USA
Phone (320) 251-3300
Language https://www.bremer.com/personal/home/?utm_source=google&utm_medium=local%20search&utm_campaign=Saint-Cloud
Directions
Mortgage Loan Officers in Stearns County, MN

Where Mortgage Lenders in Stearns County, MN Serve

Stearns County, MN is a picturesque region with a rich cultural heritage and an abundance of natural beauty. From the rolling hills and lush forests to the sparkling lakes and winding rivers, this area is a feast for the senses. The county is home to several notable landmarks, including the St. Cloud State University, the Stearns History Museum, and the Munsinger Gardens. As for the top employers, Stearns County is a hub of economic activity, with companies such as CentraCare Health, Coborn's, and Electrolux leading the charge. These firms provide employment opportunities for thousands of residents and contribute significantly to the local economy. Major highways and streets crisscross the county, providing easy access to nearby cities and towns. Interstate 94, US Route 10, and Minnesota State Highway 15 are just a few of the main thoroughfares that run through the area, making it easy to get around.

Financial Services Related to Getting Approved for a Mortgage

Banks and Credit Unions

Residents of Stearns County, MN can benefit from a bank in numerous ways. For instance, a bank can provide financial assistance to residents who are looking to purchase a home, start a business, or invest in their future. Additionally, banks can offer a wide range of financial products and services, such as checking and savings accounts, credit cards, loans, and investment options. Moreover, banks can provide financial education and resources to help residents manage their money more effectively. In Stearns County, MN, where agriculture is a significant industry, banks can offer specialized services to farmers, such as crop loans and agricultural financing. Overall, a bank can play a crucial role in helping residents of Stearns County, MN achieve their financial goals and improve their quality of life.

Insurance Broker

Residents of Stearns County, MN can benefit from the services of an insurance broker in several ways. Firstly, an insurance broker can help them navigate the complex world of insurance policies and find the most suitable coverage for their needs. This is particularly important in Stearns County, where extreme weather conditions such as tornadoes and blizzards are common. An insurance broker can help residents understand the coverage they need to protect their homes and businesses from such risks. Additionally, an insurance broker can help residents save money by comparing policies from different insurance companies and finding the best deals. This is especially important in Stearns County, where the cost of living is relatively high compared to other areas in Minnesota. Overall, an insurance broker can provide valuable assistance to residents of Stearns County, helping them protect their assets and save money on insurance premiums.

Retirement Planning

Residents of Stearns County, MN can benefit greatly from the guidance of a retirement planner. With an aging population and a median age of 38.6 years, many residents are approaching retirement age and may not have a clear plan in place for their financial future. A retirement planner can provide assistance with creating a comprehensive retirement plan, which may include investment strategies, tax planning, and estate planning. Specifically, with a large agricultural industry in Stearns County, a retirement planner can help farmers navigate the unique challenges of retirement planning for their business and land ownership. With so many options and variables to consider, it's no wonder that many residents of Stearns County are turning to retirement planners for expert advice and guidance.

Wealth Management

Stearns County, MN residents can benefit from the expertise of a wealth manager in numerous ways. Firstly, a wealth manager can assist in developing a comprehensive financial plan that aligns with the unique needs and goals of the residents in Stearns County. Secondly, they can provide guidance on investment strategies that can help residents build wealth and secure their financial future. Additionally, a wealth manager can help residents navigate the complex tax laws in Minnesota, ensuring they are taking advantage of all available tax-saving opportunities. One specific aspect of Stearns County that a wealth manager can assist with is the agricultural industry. With over 1,500 farms in the county, a wealth manager can provide specialized financial advice to farmers, including estate planning, succession planning, and risk management strategies. Overall, a wealth manager can provide invaluable support to residents of Stearns County, helping them achieve their financial goals and secure their financial future.

Financial Advisor

Residents of Stearns County, MN can benefit from the guidance of a financial advisor in a variety of ways. One of the most common ways is by creating a personalized financial plan that takes into account the unique economic landscape of the county. Stearns County is home to a diverse range of industries, including agriculture, healthcare, and manufacturing, which can impact the financial needs and goals of its residents. A financial advisor can help residents navigate these industries and create a plan that addresses their specific financial needs, whether it's saving for retirement, paying for a child's education, or investing in the local economy. Additionally, a financial advisor can provide ongoing support and advice as economic conditions in the county change, helping residents stay on track to achieve their financial goals.

Tax Services

Residents of Stearns County, MN can benefit from the expertise of a tax advisor in numerous ways. Specifically, with the county's diverse economy, a tax advisor can help residents navigate the complexities of tax laws and regulations that apply to their unique financial situations. Whether it's a farmer seeking advice on tax credits for agricultural production or a small business owner looking to maximize deductions, a tax advisor can provide tailored guidance to ensure compliance with state and federal tax laws. Additionally, with the county's growing population, a tax advisor can assist new residents in understanding the tax implications of relocating to Stearns County, including property taxes and local tax incentives. Overall, a tax advisor can provide invaluable support to residents of Stearns County, helping them make informed financial decisions and minimize their tax liabilities.

Estate Planning Lawyer

Residents of Stearns County, MN can benefit greatly from the services of an estate planning lawyer. One of the most common ways an estate planning lawyer can help is by assisting with the creation of a will. In Stearns County, where agriculture is a major industry, many residents may have complex assets such as farmland or livestock that they want to ensure are properly distributed after their passing. An estate planning lawyer can help residents create a detailed and legally binding will that addresses these unique assets and ensures their wishes are carried out. Additionally, an estate planning lawyer can help residents with other important documents such as power of attorney and healthcare directives, which can provide peace of mind and protection in the event of an unexpected illness or injury.

FREQUENTLY ASKED QUESTIONS

Stearns County, MN Home Mortgage Loan FAQs

Mortgage brokers in Stearns County, MN provide a range of services to help clients obtain a home loan that meets their unique needs. These services may include analyzing the client's financial situation, identifying potential lenders, and negotiating loan terms on the client's behalf. In particular, Stearns County presents a unique opportunity for mortgage brokers due to its diverse housing market. From historic homes in St. Cloud to sprawling estates in the rural areas, the county offers a wide range of properties for buyers to choose from. As such, mortgage brokers must be well-versed in the local housing market to ensure their clients find the best loan options available. Additionally, brokers must navigate the complex regulations and requirements of the county to ensure a smooth and successful loan process. With their expertise and knowledge of the local market, mortgage brokers in Stearns County are an invaluable resource for homebuyers looking to secure their dream home.

Stearns County, MN is an exceptional location to find a mortgage broker. With its diverse and thriving economy, the county boasts a plethora of financial institutions and lending options that cater to the unique needs of its residents. In addition, Stearns County is home to a highly educated population, which means that mortgage brokers in the area possess a wealth of knowledge and expertise that can help guide borrowers through the complexities of the mortgage process. Furthermore, the county's strong sense of community and commitment to supporting local businesses ensures that mortgage brokers in Stearns County are invested in the success of their clients and are willing to go above and beyond to help them achieve their financial goals. Overall, Stearns County, MN is the ideal location for anyone seeking a knowledgeable and dedicated mortgage broker.