List of Firms
Top Sioux Falls, SD Mortgage Brokerages
Kevin Carlson: Plains Commerce Bank Mortgage NMLS# 22004
Sioux Empire Home Benefits - Real Estate & Mortgage Group Benefits
Shawn Nielsen at Primary Residential Mortgage, Inc - (NMLS #392005)
C U Mortgage Direct
Brian French Mortgage Banker Sioux Falls NMLS #1232922
Land Home Financial Services, Inc
HUD 184 Loans
Wells Fargo Home Mortgage - Cris Stratman
US Bank Mortgage
US Bank Mortgage
US Bank Mortgage
US Bank Mortgage
Natasha Christensen - Heritage Bank Mortgage Lender
Shannon Gulbranson - Reliabank Mortgage NMLS #402101
Jared Sergeant: Service First Mortgage
Plains Commerce Bank Mortgage
US Bank Mortgage
Kevin Unzen at Guaranteed Rate (NMLS #48804)
US Bank Mortgage
Dave M Kelly
Midwest Family Lending
US Bank Mortgage
Wells Fargo Home Mortgage
Wells Fargo Home Mortgage
Home Becky Amdahl
Chase Lage- Certified Mortgage Advisor, NMLS# 1864561
Reliabank Mortgage
Jeremy VerMulm - Heritage Bank Mortgage Lender
Troy Lage | Fairway Independent Mortgage Corporation Branch Manager/Certified Mortgage Planning Specialist (CMPS)
Chris Vinson: Plains Commerce Bank Mortgage NMLS #473266
Fairway Independent Mortgage Corporation
CU Mortgage Direct, LLC Steve Ennis
Millennium 3 Mortgage
Plains Commerce Mortgage
Lisa Malone Swenson: Plains Commerce Bank Mortgage NMLS #401518
Joel Engel - Mortgage Advisor, NMLS# 2053601
Tailored Mortgage Group
Cortrust Mortgage
First International Bank & Trust - Mortgage
USA Mortgage
The Osborne Mortgage Team
Laurie Burns - Sodak Home Loans
Stephen Peschong: Service First Mortgage
Windsor Mortgage
Guaranteed Rate - Sioux Falls
Livon Mortgage
Benchmark Mortgage - VA Home Loans— Vicky Urquhart
Keystone Mortgage
Joe Daniels at Guaranteed Rate (NMLS #190258)
Fairway Independent Mortgage Corporation - Heartland Branch
Where Mortgage Lenders in Sioux Falls, SD Serve
Sioux Falls, SD is a vibrant and bustling city nestled in the heart of the Great Plains. With a population of over 180,000, it is the largest city in the state and boasts a rich history and diverse culture. Some of Sioux Falls' most notable landmarks include Falls Park, a stunning natural wonder that features a cascading waterfall, as well as the Washington Pavilion, a premier arts and entertainment venue that hosts concerts, theater productions, and art exhibits. Sioux Falls is also home to several major employers, including Sanford Health, Avera Health, and Citibank. These companies provide thousands of jobs to the local community and contribute to the city's thriving economy. Major highways and streets in Sioux Falls include I-29, I-90, and 41st Street, which is a popular shopping and dining destination. The city is also known for its well-maintained bike trails and pedestrian-friendly streets, making it easy for residents and visitors alike to get around.
Financial Services Related to Getting Approved for a Mortgage
Banks and Credit Unions
Insurance Broker
Retirement Planning
Wealth Management
Financial Advisor
Tax Services
Estate Planning Lawyer
Sioux Falls, SD Financial Resources
Sioux Falls, SD Chamber of Commerce
Sioux Falls, SD City Hall
Sioux Falls, SD Public Library
FREQUENTLY ASKED QUESTIONS
Sioux Falls, SD Home Mortgage Loan FAQs
Mortgage brokers in Sioux Falls, SD offer a range of services to help potential homeowners secure the best mortgage rates and terms. These brokers can assist with pre-approvals, refinancing, and debt consolidation. They can also help navigate the complexities of the mortgage process and provide valuable advice on selecting the right type of mortgage for each individual's unique financial situation. In Sioux Falls, SD, mortgage brokers have a distinct advantage in that they are intimately familiar with the local real estate market and can provide valuable insights into the unique challenges and opportunities of buying a home in this area. With their bursty and complex approach to mortgage lending, these brokers can help ensure that clients secure the best possible mortgage rates and terms, while also providing expert guidance on navigating the often-confusing world of home financing.
Sioux Falls, SD is the ultimate destination for anyone in search of a reliable mortgage broker. This city boasts of a thriving real estate market, and its mortgage industry is equally impressive. One of the unique features of Sioux Falls is its low cost of living, which translates to lower mortgage rates and affordable housing options. The city's diverse economy, which spans from healthcare to finance, ensures a steady flow of jobs and income, making it an excellent place to invest in a home. Furthermore, Sioux Falls has a reputation for being a friendly and welcoming community, which means that you can always count on your mortgage broker to provide personalized service that caters to your specific needs. With its blend of affordability, stability, and exceptional service, Sioux Falls is undoubtedly the best place to secure a mortgage broker.
A mortgage broker in Sioux Falls, SD is a professional who acts as an intermediary between borrowers and lenders to help secure a home loan. They provide a range of services, including assessing a borrower's financial situation, researching available loan options, and negotiating loan terms with lenders. In Sioux Falls, SD, a mortgage broker must have a deep understanding of the local real estate market, which is known for its diverse mix of properties, ranging from historic homes in the Cathedral District to modern apartments in the bustling downtown area. Moreover, the broker must be well-versed in the state's laws and regulations surrounding mortgages, which can be complex and vary from county to county. Overall, a mortgage broker in Sioux Falls, SD plays a critical role in helping individuals and families achieve their dream of homeownership in this dynamic and ever-evolving city.
Sioux Falls, SD residents should reach out to a mortgage broker when they are considering buying a home in the area. With a population of over 190,000, Sioux Falls is the largest city in South Dakota and has a diverse real estate market. A mortgage broker can help residents navigate the complexities of obtaining a mortgage in Sioux Falls, which can vary depending on the type of property and the neighborhood. Additionally, Sioux Falls is home to several large employers, including Sanford Health and Avera Health, which can make it an attractive location for those looking to settle down and start a career. A mortgage broker can help residents explore their financing options and find the best mortgage for their unique needs and circumstances. Whether you are a first-time homebuyer or looking to refinance your current mortgage, a mortgage broker can provide the expertise and guidance you need to make informed decisions about your financial future in Sioux Falls.
A mortgage broker in Sioux Falls, SD must possess several important qualities to effectively assist their clients in the home buying process. Firstly, they should have an in-depth knowledge of the local real estate market, including the specific neighborhoods and communities within Sioux Falls. This is crucial as it allows them to provide tailored advice and recommendations to their clients based on their unique needs and preferences. Additionally, the broker should have excellent communication and interpersonal skills to establish a strong rapport with their clients and ensure that they fully understand the mortgage process. Sioux Falls, SD is a rapidly growing city with a diverse population, making it essential for the broker to be able to work with individuals from different backgrounds and cultures. Furthermore, the broker should be detail-oriented and able to navigate complex financial documents and regulations with ease. This is particularly important in Sioux Falls, SD, where the real estate market can be highly competitive and fast-paced.
Sioux Falls, SD is home to a number of top mortgage broker companies. These companies have established themselves as leaders in the industry, providing exceptional services to their clients. One such company is First Premier Bank, which offers a wide range of mortgage products and services, including fixed and adjustable-rate mortgages, FHA loans, VA loans, and jumbo loans. Another leading mortgage broker in Sioux Falls is Plains Commerce Bank, which specializes in helping first-time homebuyers navigate the complex world of mortgages. With its deep knowledge of the local real estate market and its commitment to providing personalized service, Plains Commerce Bank has become a trusted partner for many Sioux Falls residents looking to buy a home. Despite the challenges posed by the COVID-19 pandemic, these companies have continued to thrive, thanks to their innovative approaches and unwavering dedication to their clients.
Mortgage brokers in Sioux Falls, SD get compensated in various ways, depending on the type of mortgage they are dealing with. One common way is through origination fees, which are typically charged as a percentage of the loan amount. These fees can range from 0.5% to 1% of the total loan amount. Another way that mortgage brokers get compensated is through yield spread premiums, which are paid by lenders to brokers for securing a loan with a higher interest rate than the borrower would otherwise qualify for. In Sioux Falls, SD, mortgage brokers may also receive compensation through commission-based structures, where they receive a percentage of the loan amount as their fee. This is particularly common in the commercial mortgage industry, where brokers may work with larger loan amounts. Additionally, some mortgage brokers in Sioux Falls, SD may receive bonuses or incentives for meeting certain performance targets or closing a certain number of loans within a specific time frame.