Find a Financial Planner in Utica, NY

 

Get Top Tier Financial Planning

We did the hard work of finding trustworthy partners in Utica, NY.

Jump To List of Advisors

  • This field is for validation purposes and should be left unchanged.

We Only Work With The Best Utica Financial Advisors


We Exclusively Work With Select Partner Firms Who Meet The Highest Standard of Excellence and Trust.

3rd Party Rankings

Our partners have been recognized by some of the best media publication sources like Financial Times, Investor.com, Forbes, and Barron’s

Conflict Free

Our partners will also never sell proprietary investment products

Experience

All leads will be connected with a firm who has been in business for 20+ years

Education & Designations

All leads will be given to a certified CFP with designation from FINRA

Trustworthiness

All of our partners are credible — No conflicts of interest and no disciplinary history

 

Our Process for Choosing
An Independent Financial Advisor in Utica, NY


  • Financial Advisor Close to Utica, NY

  • All Advisors Must Meet Fiduciary Standard

  • “Fee-Only” Compensation To Ensure Conflict-Free Advice

  • Exemplary Disciplinary History

  • Required Education and Designations

  • Expertise with Client’s Specific Needs

 

How Can a CFP® in Utica Help You?

Wealth managers are financial professionals who work to comprehensively build their clients' wealth. Wealth management incorporates nearly all areas of the client's financial life, from investments and asset planning to tax management, retirement, estate planning, and more. In the Utica area, wealth managers are typically used by high-net-worth individuals or high-capital organizations.
Personal financial planners in Utica offer services that focuses primarily on helping clients establish, organize, and maintain their personal finances. This can take the form of managing their retirement accounts, investments, taxes, and other financial assets.
18.3% of Utica's population is of retirement age (62 years and older). For those individuals, the goal of retirement planning is to create a source of income for one’s retirement years. It starts with determining an individual’s retirement goals and then lays out a financial strategy to accomplish them. In the Utica area, this strategy might include income and expense planning, savings strategies, investing advice, and asset and risk management.
Estate planning is a good way to ensure that your asset base is bequeathed to the appropriate beneficiaries and is properly in accordance with estate tax laws. Comprehensive estate planning in the Utica area consists of more than just writing a will; it also requires setting up trusts, naming an executor, funeral arrangements, and more.
Business financial planning is the task of mapping out a path to achieving a business's financial goals. These goals are often expanded and reevaluated as the company grows, making financial planning for businesses in the Utica area an ongoing effort.
Through tax planning, clients can strategize how best to minimize their tax payments through deductions and write-offs. Tax planning in the Utica area is generally long-term and performed with the help of a qualified planner. Tax planning strategies will differ depending on depending on where you live. New York has unique laws defining which actions trigger a taxable event and has the highest total tax burden in the U.S., including income, property, and sales tax.
Transition planning for divorce or loss of a spouse is a service offered by many financial advisors, planners, and other professionals in the Utica area. Typically, it includes updating wills and trusts, evaluating life insurances, long-term care arrangements, and creating inventories of bills, financial accounts, and other interests.
Debt consolidation is a good way to make high-interest debts more manageable. Advisors in the Utica area can bundle high-interest loans together under more favorable financing terms. This often results in lower interest rates, or lower monthly payments.

 

The Value of Working With the Best Financial Planners in Utica, NY


A good financial planner can increase your returns by as much as 3% annually.

Vanguard

$2,010,221.91
Without Advisor

$4,643,687.46
With Advisor

Assuming $350k initial investment at 6% annual growth vs 9% annual growth for 30 years.

Find a Fee-Only Financial Planner Near Utica, NY

We evaluated over 13,000 RIA firms to bring you the best of the best Utica financial advisors.
  • This field is for validation purposes and should be left unchanged.


How Retirement-Friendly is Utica, NY?

  • Population: 60,320
  • % of Population 62 Years and Over: 18.3%
  • Average Home Value: $102,700
  • Average Monthly Housing Cost: $762
  • Average Household Income: $55,700
  • New York Total Tax Burden: 12.79% (Highest in U.S.)
  • New York Property Tax: 4.40% (6th Highest in U.S.)
  • New York Individual Income Tax: 4.96% (Highest in U.S.)
  • New York Sales and Excise Tax: 3.43% (22nd Highest in U.S.)


The Top Financial Advisor Firms in Utica, NY


CARUSO MCLEAN & CO., INC.

Website

(315) 724-5105

130 Lomond Court

Utica, NY 13502

SEC#: 801-64498
Years in Business: 15 years

JC MIANO INVESTMENT ADVISORY

Website

(315) 734-0703

258 Genesee St.

Utica, NY 13502

SEC#: 801-67619
Years in Business: 14 years

ADVANCED GROUP FINANCIAL SERVICES, LLC

Website

(315) 733-1010

2508 Genesee Street

Utica, NY 13502

SEC#: 801-109956
Years in Business: 4 years

ADIRONDACK FINANCIAL SERVICES CORP

Website

(315) 724-4186

185 Genesee Street
Suite 210
Utica, NY 13501

SEC#: 801-64779
Years in Business: 15 years

STRATEGIC FINANCIAL SERVICES

Website

(315) 724-1776

114 Business Park Drive

Utica, NY 13502

SEC#: 801-33774
Years in Business: 32 years

PARADIGM CONSULTING, INC.

Website

(315) 797-8400

133 Business Park Drive

Utica, NY 13502

SEC#: 801-68347
Years in Business: 13 years

D'ARCANGELO FINANCIAL GROUP, LLC

Website

(315) 797-8401

133 Business Park Drive

Utica, NY 13502

SEC#: 801-70094
Years in Business: 12 years