Find a Financial Planner in Traverse City, MI

 

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We Only Work With The Best Traverse City Financial Advisors


We Exclusively Work With Select Partner Firms Who Meet The Highest Standard of Excellence and Trust.

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Our partners have been recognized by some of the best media publication sources like Financial Times, Investor.com, Forbes, and Barron’s

Conflict Free

Our partners will also never sell proprietary investment products

Experience

All leads will be connected with a firm who has been in business for 20+ years

Education & Designations

All leads will be given to a certified CFP with designation from FINRA

Trustworthiness

All of our partners are credible — No conflicts of interest and no disciplinary history

 

Our Process for Choosing
An Independent Financial Advisor in Traverse City, MI


  • Financial Advisor Close to Traverse City, MI

  • All Advisors Must Meet Fiduciary Standard

  • “Fee-Only” Compensation To Ensure Conflict-Free Advice

  • Exemplary Disciplinary History

  • Required Education and Designations

  • Expertise with Client’s Specific Needs

 

How Can a CFP® in Traverse City Help You?

Wealth managers are financial professionals who work to comprehensively build their clients' wealth. Wealth management incorporates nearly all areas of the client's financial life, from investments and asset planning to tax management, retirement, estate planning, and more. In the Traverse City area, wealth managers are typically used by high-net-worth individuals or high-capital organizations.
Personal financial planning is a service offered by qualified financial experts who provide personalized plans and strategies to help clients achieve their financial goals. Financial planning may be more hands-on or hands-off, but strategies in Traverse City can include managing client retirement accounts, investments, tax plans, and more.
26.0% of Traverse City's population is of retirement age (62 years and older). Retirement planning for those individuals is designed to ensure that retirees are able to secure a stream of income for later in life. Many retirement plans provide a powerful framework for achieving this goal. If you are unsure of where to start, a retirement planner in the Traverse City area can create a custom plan and walk with you each step of the way.
Estate planning is a good way to ensure that your asset base is bequeathed to the appropriate beneficiaries and is properly in accordance with estate tax laws. Comprehensive estate planning in the Traverse City area consists of more than just writing a will; it also requires setting up trusts, naming an executor, funeral arrangements, and more.
Business financial planning is a service focused on helping businesses map out steps to achieve a financial goal over a set time. Business financial planning in the Traverse City area addresses the many needs a business has, such as staffing, PP&E (property, plant and equipment), intangible assets, investments, etc.
Tax planning is a service offered by qualified tax planners, financial advisors, and other financial professionals in the Traverse City area who determine what breaks are available to you to minimize your tax payments. Tax planning strategies will differ depending on depending on where you live. Michigan has unique laws defining which actions trigger a taxable event and has the 24th highest total tax burden in the U.S., including income, property, and sales tax.
Transition planning for divorce or loss of a spouse is a service offered by many financial advisors, planners, and other professionals in the Traverse City area. Typically, it includes updating wills and trusts, evaluating life insurances, long-term care arrangements, and creating inventories of bills, financial accounts, and other interests.
Debt consolidation and management is a service that can be performed by a qualified financial advisor in which they combine multiple existing loans into a single loan with more favorable financing terms. Advisors in the Traverse City area often use this strategy when clients have high-interest credit card debt or private student loans.

 

The Value of Working With the Best Financial Planners in Traverse City, MI


A good financial planner can increase your returns by as much as 3% annually.

Vanguard

$2,010,221.91
Without Advisor

$4,643,687.46
With Advisor

Assuming $350k initial investment at 6% annual growth vs 9% annual growth for 30 years.

Find a Fee-Only Financial Planner Near Traverse City, MI

We evaluated over 13,000 RIA firms to bring you the best of the best Traverse City financial advisors.
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How Retirement-Friendly is Traverse City, MI?

  • Population: 15,570
  • % of Population 62 Years and Over: 26%
  • Average Home Value: $269,200
  • Average Monthly Housing Cost: $1,001
  • Average Household Income: $83,657
  • Michigan Total Tax Burden: 8.34% (24th Highest in U.S.)
  • Michigan Property Tax: 3.02% (19th Highest in U.S.)
  • Michigan Individual Income Tax: 2.23% (20th Lowest in U.S.)
  • Michigan Sales and Excise Tax: 3.09% (18th Lowest in U.S.)


The Top Financial Advisor Firms in Traverse City, MI


LEJEUNE PUETZ INVESTMENT COUNSEL

Website

(231) 922-0525

13721 Sw Bay Shore Drive

Traverse City, MI 49684

SEC#: 801-54913
Years in Business: 23 years

HEMMING& WEALTH MANAGEMENT, INC.

Website

(231) 922-2900

600 E. Front Street
Suite 201
Traverse City, MI 49686

SEC#: 801-114962
Years in Business: 2 years

OPTIMAL CAPITAL ADVISORS, LLC

Website

(231) 933-4677

12935 Sw Bayshore Dr
Suite 305
Traverse City, MI 49684

SEC#: 801-68219
Years in Business: 13 years

OLD MISSION INVESTMENT COMPANY, LLC

Website

(231) 929-4100

880 Munson Avenue
Suite B
Traverse City, MI 49686

SEC#: 801-66666
Years in Business: 15 years

CENTENNIAL WEALTH ADVISORY, LLC

Website

(231) 995-9575

701 Third Street

Traverse City, MI 49684

SEC#: 801-113464
Years in Business: 3 years