Find a Financial Advisor in Totowa, NJ

 

Get Top Tier Financial Planning

We did the hard work of finding trustworthy partners in Totowa, NJ.

Jump To List of Advisors

  • This field is for validation purposes and should be left unchanged.

We Only Work With The Best Totowa Financial Advisors


We Exclusively Work With Select Partner Firms Who Meet The Highest Standard of Excellence and Trust.

3rd Party Rankings

Our partners have been recognized by some of the best media publication sources like Bloomberg, Wall Street Journal, Financial Times, Marketwatch, Forbes, Barron’s, and many more

Conflict Free

Our partners will never sell investment products they receive a commission from

Experience

All of our partners have been in business for 10+ years

Education & Designations

All of our partners are advisors who hold the proper designations from FINRA

Trustworthiness

All of our partners meet the highest standard of trust with no outstanding disciplinary history from the SEC

 

Our Process for Choosing
An Independent Financial Advisor in Totowa, NJ


  • Financial Advisor Close to Totowa, NJ

  • All Advisors Must Meet Fiduciary Standard

  • “Fee-Only” Compensation To Ensure Conflict-Free Advice

  • Exemplary Disciplinary History

  • Required Education and Designations

  • Expertise with Client’s Specific Needs

The Value of Working With the Best Financial Planners in Totowa, NJ


A good financial planner can increase your returns by as much as 3% annually.

Vanguard

$2,010,221.91
Without Advisor

$4,643,687.46
With Advisor

Assuming $350k initial investment at 6% annual growth vs 9% annual growth for 30 years.

Find a Fee-Only Financial Planner Near Totowa, NJ

We evaluated over 13,000 RIA firms to bring you the best of the best Totowa financial advisors.
  • This field is for validation purposes and should be left unchanged.


How Retirement-Friendly is Totowa, NJ?

  • Population: 10,828
  • % of Population 62 Years and Over: 24.3%
  • Average Home Value: $373,200
  • Average Monthly Housing Cost: $2,016
  • Average Household Income: $126,050
  • New Jersey Total Tax Burden: 9.98% (6th Highest in U.S.)
  • New Jersey Property Tax: 4.94% (3rd Highest in U.S.)
  • New Jersey Individual Income Tax: 2.47% (20th Highest in U.S.)
  • New Jersey Sales and Excise Tax: 2.57% (8th Lowest in U.S.)



The Top Financial Advisor Firms in Totowa, NJ

 

CFS INVESTMENT ADVISORY SERVICES LLC

Website

(973) 826-8800

97 Lackawanna Avenue
Suite 101
Totowa, NJ 7512

SEC#: 801-45064
Years in Business: 28 years

 


Totowa, NJ Financial Advisor FAQs

The first and most important thing to figure out is what your goals are. Your financial advisor should be able to help you understand the different types of available plans and offer advice on how best for you to reach those goals, as well as collaborate with other members of your team that might also be helping you.
There are many ways you can find a financial advisor. Ask your employer if they offer any benefits programs with an accompanying certified financial planner. Many of these advisors offer financial assessments and will work on a one-time or periodic basis for free or charge a very low fee, making it worth talking to them about what you would like to achieve in life financially before going forward with them as your chosen advisor.
There are two main ways financial advisors get paid. The first is fee-only with the advisor charging a percentage (usually 1%-3%) of the assets that they manage on your behalf. The second common way for advisors to be compensated is with what's known as a contingent fee, which pays out if you make money and/or if their portfolio performs well.
Financial planners are an extremely diverse class. Some offer basic planning services like setting up an asset allocation and implementing it, others may offer only wealth management coaching, advising the client on everything from estate plans to retirement income needs.