Find a Financial Planner in Saratoga Springs, NY

 

Get Top Tier Financial Planning

We did the hard work of finding trustworthy partners in Saratoga Springs, NY.

Jump To List of Advisors

  • This field is for validation purposes and should be left unchanged.

We Only Work With The Best Saratoga Springs Financial Advisors


We Exclusively Work With Select Partner Firms Who Meet The Highest Standard of Excellence and Trust.

3rd Party Rankings

Our partners have been recognized by some of the best media publication sources like Financial Times, Investor.com, Forbes, and Barron’s

Conflict Free

Our partners will also never sell proprietary investment products

Experience

All leads will be connected with a firm who has been in business for 20+ years

Education & Designations

All leads will be given to a certified CFP with designation from FINRA

Trustworthiness

All of our partners are credible — No conflicts of interest and no disciplinary history

 

Our Process for Choosing
An Independent Financial Advisor in Saratoga Springs, NY


  • Financial Advisor Close to Saratoga Springs, NY

  • All Advisors Must Meet Fiduciary Standard

  • “Fee-Only” Compensation To Ensure Conflict-Free Advice

  • Exemplary Disciplinary History

  • Required Education and Designations

  • Expertise with Client’s Specific Needs

 

How Can a CFP® in Saratoga Springs Help You?

Wealth management is a type of financial planning that incorporates many other financial services. Catering to high-net-worth individuals in the Saratoga Springs area, wealth managers seek to build comprehensive wealth for their clients through a variety of vehicles, including investments, retirement planning, estate planning, asset management, tax planning, and more.
Personal financial planners in Saratoga Springs offer services that focuses primarily on helping clients establish, organize, and maintain their personal finances. This can take the form of managing their retirement accounts, investments, taxes, and other financial assets.
24.0% of Saratoga Springs's population is of retirement age (62 years and older). Retirement planning for those individuals is designed to ensure that retirees are able to secure a stream of income for later in life. Many retirement plans provide a powerful framework for achieving this goal. If you are unsure of where to start, a retirement planner in the Saratoga Springs area can create a custom plan and walk with you each step of the way.
Estate planning names the beneficiaries of your estate upon death and who has the responsibility to make healthcare and financial decisions on your behalf if you are incapacitated during life. A comprehensive estate plan includes a living will and other types of legal documentation as needed to achieve its intended outcome. In the Saratoga Springs area, qualified financial professionals--like financial advisors--offer estate planning services.
Business financial planning sets out the financial path a company takes to achieve its goals over a stated timeline. Business financial planning can be very granular, addressing specific projections for business expansion, equipment needs, staffing, resources, cash flow, and financing options in the Saratoga Springs area.
The goal of tax planning is to minimize an individual’s or organization’s tax liabilities, while maximizing their overall long-term financial situation. Financial advisors in the Saratoga Springs area often offer tax planning services to their clients. Tax planning strategies will differ depending on depending on where you live. New York has unique laws defining which actions trigger a taxable event and has the highest total tax burden in the U.S., including income, property, and sales tax.
Transition planning for divorce or loss of a spouse is a service offered by many financial advisors, planners, and other professionals in the Saratoga Springs area. Typically, it includes updating wills and trusts, evaluating life insurances, long-term care arrangements, and creating inventories of bills, financial accounts, and other interests.
Debt consolidation and management is a service that can be performed by a qualified financial advisor in which they combine multiple existing loans into a single loan with more favorable financing terms. Advisors in the Saratoga Springs area often use this strategy when clients have high-interest credit card debt or private student loans.

 

The Value of Working With the Best Financial Planners in Saratoga Springs, NY


A good financial planner can increase your returns by as much as 3% annually.

Vanguard

$2,010,221.91
Without Advisor

$4,643,687.46
With Advisor

Assuming $350k initial investment at 6% annual growth vs 9% annual growth for 30 years.

Find a Fee-Only Financial Planner Near Saratoga Springs, NY

We evaluated over 13,000 RIA firms to bring you the best of the best Saratoga Springs financial advisors.
  • This field is for validation purposes and should be left unchanged.


How Retirement-Friendly is Saratoga Springs, NY?

  • Population: 27,943
  • % of Population 62 Years and Over: 24%
  • Average Home Value: $374,100
  • Average Monthly Housing Cost: $1,384
  • Average Household Income: $117,700
  • New York Total Tax Burden: 12.79% (Highest in U.S.)
  • New York Property Tax: 4.40% (6th Highest in U.S.)
  • New York Individual Income Tax: 4.96% (Highest in U.S.)
  • New York Sales and Excise Tax: 3.43% (22nd Highest in U.S.)


The Top Financial Advisor Firms in Saratoga Springs, NY


CONTINUUM WEALTH ADVISORS, LLC

Website

(518) 583-4050

18 Division St.
Suite 207B
Saratoga Springs, NY 12866

SEC#: 801-71245
Years in Business: 11 years

COLLEY ASSET MANAGEMENT, INC.

Website

(518) 581-0500

358 Broadway Suite 204

Saratoga Springs, NY 12866

SEC#: 801-48611
Years in Business: 26 years

SAGE HILL ADVISORY AND MANAGEMENT LLC

Website

(518) 871-1214

18 Division St
Suite 303
Saratoga Springs, NY 12866

SEC#: 801-69957
Years in Business: 12 years

VAHANIAN & ASSOCIATES FINANCIAL PLANNING INC

Website

(518) 583-0891

60 Railroad Pl
Ste 104
Saratoga Springs, NY 12866

SEC#: 801-55829
Years in Business: 22 years

LEE INVESTMENT MANAGEMENT LLC

Website

(518) 580-0088

63 Putnam St
Suite 202
Saratoga Springs, NY 12866

SEC#: 801-107644
Years in Business: 5 years

STERLING MANOR FINANCIAL, LLC

Website

(518) 583-4040

18 Division Street
Suite 202
Saratoga Springs, NY 12866

SEC#: 801-107975
Years in Business: 4 years

CRESCENT HILL PARTNERS LLC

Website

(866) 744-3705

18 Division Street
Suite 301
Saratoga Springs, NY 12866

SEC#: 801-77562
Years in Business: 8 years

SHADE TREE ADVISORS LLC

Website

(518) 290-9460

268 Broadway
Suite 101
Saratoga Springs, NY 12866

SEC#: 801-111885
Years in Business: 3 years

KING WEALTH MANAGEMENT GROUP, LLC

Website

(518) 306-5640

270 West Circular Street
Suite 1
Saratoga Springs, NY 12866

SEC#: 801-73023
Years in Business: 9 years

MINICHMACGREGOR WEALTH MANAGEMENT, LLC

Website

(518) 499-4565

21 Congress Street
Suite 203
Saratoga Springs, NY 12866

SEC#: 801-70490
Years in Business: 11 years