Find a Financial Planner in Santa Barbara, CA

 

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We Only Work With The Best Santa Barbara Financial Advisors


We Exclusively Work With Select Partner Firms Who Meet The Highest Standard of Excellence and Trust.

3rd Party Rankings

Our partners have been recognized by some of the best media publication sources like Financial Times, Investor.com, Forbes, and Barron’s

Conflict Free

Our partners will also never sell proprietary investment products

Experience

All leads will be connected with a firm who has been in business for 20+ years

Education & Designations

All leads will be given to a certified CFP with designation from FINRA

Trustworthiness

All of our partners are credible — No conflicts of interest and no disciplinary history

 

Our Process for Choosing
An Independent Financial Advisor in Santa Barbara, CA


  • Financial Advisor Close to Santa Barbara, CA

  • All Advisors Must Meet Fiduciary Standard

  • “Fee-Only” Compensation To Ensure Conflict-Free Advice

  • Exemplary Disciplinary History

  • Required Education and Designations

  • Expertise with Client’s Specific Needs

 

How Can a CFP® in Santa Barbara Help You?

Wealth management is a type of financial planning that focuses on asset protection and risk management for high-net-worth individuals and organizations. It provides those in the Santa Barbara area with advisory and management services on the full spectrum of a client’s finances, including financial and investment advice, legal and estate planning, accounting, tax services, business financial planning, debt management, and retirement planning.
Personal financial planning is a service offered by qualified financial experts who provide personalized plans and strategies to help clients achieve their financial goals. Financial planning may be more hands-on or hands-off, but strategies in Santa Barbara can include managing client retirement accounts, investments, tax plans, and more.
21.8% of Santa Barbara's population is of retirement age (62 years and older). For those individuals, the goal of retirement planning is to create a source of income for one’s retirement years. It starts with determining an individual’s retirement goals and then lays out a financial strategy to accomplish them. In the Santa Barbara area, this strategy might include income and expense planning, savings strategies, investing advice, and asset and risk management.
Estate planning is a process by which a financial advisor and/or estate lawyer in the Santa Barbara area helps you create and codify legal documentation to distribute your estate upon your death. It is best to start estate planning early to ensure that everything is accounted for.
Business financial planning sets out the financial path a company takes to achieve its goals over a stated timeline. Business financial planning can be very granular, addressing specific projections for business expansion, equipment needs, staffing, resources, cash flow, and financing options in the Santa Barbara area.
Through tax planning, clients can strategize how best to minimize their tax payments through deductions and write-offs. Tax planning in the Santa Barbara area is generally long-term and performed with the help of a qualified planner. Tax planning strategies will differ depending on depending on where you live. California has unique laws defining which actions trigger a taxable event and has the 10th highest total tax burden in the U.S., including income, property, and sales tax.
Transition planning for divorce or loss of a spouse involves working with an attorney or financial advisor to create a financial planning strategy to protect your assets and heirs in the event of death or divorce. In the Santa Barbara area, it typically includes updating wills and trusts, evaluating life insurances, long-term care arrangements, and creating inventories of bills, financial accounts, and other interests.
Debt consolidation and management is a service that can be performed by a qualified financial advisor in which they combine multiple existing loans into a single loan with more favorable financing terms. Advisors in the Santa Barbara area often use this strategy when clients have high-interest credit card debt or private student loans.

 

The Value of Working With the Best Financial Planners in Santa Barbara, CA


A good financial planner can increase your returns by as much as 3% annually.

Vanguard

$2,010,221.91
Without Advisor

$4,643,687.46
With Advisor

Assuming $350k initial investment at 6% annual growth vs 9% annual growth for 30 years.

Find a Fee-Only Financial Planner Near Santa Barbara, CA

We evaluated over 13,000 RIA firms to bring you the best of the best Santa Barbara financial advisors.
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How Retirement-Friendly is Santa Barbara, CA?

  • Population: 91,376
  • % of Population 62 Years and Over: 21.8%
  • Average Home Value: $1027,500
  • Average Monthly Housing Cost: $1,856
  • Average Household Income: $111,274
  • California Total Tax Burden: 9.48% (10th Highest in U.S.)
  • California Property Tax: 2.64% (19th Lowest in U.S.)
  • California Individual Income Tax: 3.78% (4th Highest in U.S.)
  • California Sales and Excise Tax: 3.06% (17th Lowest in U.S.)


The Top Financial Advisor Firms in Santa Barbara, CA


MONARCH WEALTH STRATEGIES

Website

(805) 564-0800

222 East Carillo Street
Suite 208
Santa Barbara, CA 93101

SEC#: 801-118775
Years in Business: 1 years

ARIADNE WEALTH MANAGEMENT, LP

Website

(844) 274-2363

1255 Coast Village Road
Suite 201A
Santa Barbara, CA 93108

SEC#: 801-106829
Years in Business: 5 years

PENSIONMARK FINANCIAL GROUP, LLC

Website

(888) 201-5488

24 E. Cota Street

Santa Barbara, CA 93101

SEC#: 801-96193
Years in Business: 6 years

BOURKE WEALTH MANAGEMENT

Website

(805) 966-2122

222 East Canon Perdido Street,
Suite 305
Santa Barbara, CA 93101

SEC#: 801-117257
Years in Business: 1 years

IRONCREST CAPITAL MANAGEMENT LLC

Website

(213) 709-4729

2420 Castillo Street
Suite 100
Santa Barbara, CA 93105

SEC#: 801-119333
Years in Business: 0 years

MISSION WEALTH MANAGEMENT, LP

Website

(805) 882-2360

1111 Chapala Street
3rd Floor
Santa Barbara, CA 93101

SEC#: 801-61230
Years in Business: 19 years

ALAMAR CAPITAL MANAGEMENT, LLC

Website

(805) 897-1144

200 E Carrillo
Suite 304
Santa Barbara, CA 93101

SEC#: 801-119070
Years in Business: 1 years

AVALAN, LLC

Website

(805) 962-7725

233 E Carillo
Suite B
Santa Barbara, CA 93101

SEC#: 801-107405
Years in Business: 5 years

ARLINGTON FINANCIAL ADVISORS, LLC

Website

(805) 699-7300

100 E. De La Guerra St

Santa Barbara, CA 93101

SEC#: 801-107857
Years in Business: 5 years

OMEGA FINANCIAL GROUP, LLC

Website

(805) 617-4363

812 Anacapa Street

Santa Barbara, CA 93101

SEC#: 801-77745
Years in Business: 8 years