Find a Financial Planner in Rensselaer County, NY

 

Get Top Tier Financial Planning

We did the hard work of finding trustworthy partners in Rensselaer County, NY.

Jump To List of Advisors

  • This field is for validation purposes and should be left unchanged.

We Only Work With The Best Rensselaer County Financial Advisors


We Exclusively Work With Select Partner Firms Who Meet The Highest Standard of Excellence and Trust.

3rd Party Rankings

Our partners have been recognized by some of the best media publication sources like Financial Times, Investor.com, Forbes, and Barron’s

Conflict Free

Our partners will also never sell proprietary investment products

Experience

All leads will be connected with a firm who has been in business for 20+ years

Education & Designations

All leads will be given to a certified CFP with designation from FINRA

Trustworthiness

All of our partners are credible — No conflicts of interest and no disciplinary history

 

Our Process for Choosing
An Independent Financial Advisor in Rensselaer County, NY


  • Financial Advisor Close to Rensselaer County, NY

  • All Advisors Must Meet Fiduciary Standard

  • “Fee-Only” Compensation To Ensure Conflict-Free Advice

  • Exemplary Disciplinary History

  • Required Education and Designations

  • Expertise with Client’s Specific Needs

 

How Can a CFP® in Rensselaer County Help You?

Wealth managers are financial professionals who work to comprehensively build their clients' wealth. Wealth management incorporates nearly all areas of the client's financial life, from investments and asset planning to tax management, retirement, estate planning, and more. In the Rensselaer County area, wealth managers are typically used by high-net-worth individuals or high-capital organizations.
Personal financial planners in Rensselaer County offer services that focuses primarily on helping clients establish, organize, and maintain their personal finances. This can take the form of managing their retirement accounts, investments, taxes, and other financial assets.
20.9% of Rensselaer County's population is of retirement age (62 years and older). For those individuals, the goal of retirement planning is to create a source of income for one’s retirement years. It starts with determining an individual’s retirement goals and then lays out a financial strategy to accomplish them. In the Rensselaer County area, this strategy might include income and expense planning, savings strategies, investing advice, and asset and risk management.
In the Rensselaer County area, an estate plan consists of a set of legally binding documents that describe how your estate should be divided upon your death. The purpose of an estate plan is to eliminate any ambiguity regarding the line of inheritance for your estate once you are unable to arbitrate it yourself.
Business financial planning is a service focused on helping businesses map out steps to achieve a financial goal over a set time. Business financial planning in the Rensselaer County area addresses the many needs a business has, such as staffing, PP&E (property, plant and equipment), intangible assets, investments, etc.
Through tax planning, clients can strategize how best to minimize their tax payments through deductions and write-offs. Tax planning in the Rensselaer County area is generally long-term and performed with the help of a qualified planner. Tax planning strategies will differ depending on depending on where you live. New York has unique laws defining which actions trigger a taxable event and has the highest total tax burden in the U.S., including income, property, and sales tax.
Transition planning for divorce or loss of a spouse involves working with an attorney or financial advisor to create a financial planning strategy to protect your assets and heirs in the event of death or divorce. In the Rensselaer County area, it typically includes updating wills and trusts, evaluating life insurances, long-term care arrangements, and creating inventories of bills, financial accounts, and other interests.
Debt consolidation and management is a service that can be performed by a qualified financial advisor in which they combine multiple existing loans into a single loan with more favorable financing terms. Advisors in the Rensselaer County area often use this strategy when clients have high-interest credit card debt or private student loans.

 

The Value of Working With the Best Financial Planners in Rensselaer County, NY


A good financial planner can increase your returns by as much as 3% annually.

Vanguard

$2,010,221.91
Without Advisor

$4,643,687.46
With Advisor

Assuming $350k initial investment at 6% annual growth vs 9% annual growth for 30 years.

Find a Fee-Only Financial Planner Near Rensselaer County, NY

We evaluated over 13,000 RIA firms to bring you the best of the best Rensselaer County financial advisors.
  • This field is for validation purposes and should be left unchanged.


How Retirement-Friendly is Rensselaer County, NY?

  • Population: 159,185
  • % of Population 62 Years and Over: 20.9%
  • Average Home Value: $195,000
  • Average Monthly Housing Cost: $1,113
  • Average Household Income: $85,835
  • New York Total Tax Burden: 12.79% (Highest in U.S.)
  • New York Property Tax: 4.40% (6th Highest in U.S.)
  • New York Individual Income Tax: 4.96% (Highest in U.S.)
  • New York Sales and Excise Tax: 3.43% (22nd Highest in U.S.)


The Top Financial Advisor Firms in Rensselaer County, NY


QUARTZ PARTNERS INVESTMENT MANAGEMENT

Website

(800) 433-0422

17 1st Street
Suite 206
Troy, NY 12180

SEC#: 801-80822
Years in Business: 6 years

FAGAN ASSOCIATES INC

Website

(518) 279-1044

767 Hoosick Road

Troy, NY 12180

SEC#: 801-50955
Years in Business: 25 years

BOUCHEY FINANCIAL GROUP LTD

Website

(518) 720-3333

1819 Fifth Avenue

Troy, NY 12180

SEC#: 801-51979
Years in Business: 25 years