Find a Financial Planner in Rancho Santa Fe, CA

 

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We Only Work With The Best Rancho Santa Fe Financial Advisors


We Exclusively Work With Select Partner Firms Who Meet The Highest Standard of Excellence and Trust.

3rd Party Rankings

Our partners have been recognized by some of the best media publication sources like Financial Times, Investor.com, Forbes, and Barron’s

Conflict Free

Our partners will also never sell proprietary investment products

Experience

All leads will be connected with a firm who has been in business for 20+ years

Education & Designations

All leads will be given to a certified CFP with designation from FINRA

Trustworthiness

All of our partners are credible — No conflicts of interest and no disciplinary history

 

Our Process for Choosing
An Independent Financial Advisor in Rancho Santa Fe, CA


  • Financial Advisor Close to Rancho Santa Fe, CA

  • All Advisors Must Meet Fiduciary Standard

  • “Fee-Only” Compensation To Ensure Conflict-Free Advice

  • Exemplary Disciplinary History

  • Required Education and Designations

  • Expertise with Client’s Specific Needs

 

How Can a CFP® in Rancho Santa Fe Help You?

Wealth management is a comprehensive financial service that focuses on building well-rounded wealth for clients. Typically used by high-net-worth individuals and organizations in the Rancho Santa Fe area, wealth managers seek to attend to each client's individual needs while creating their comprehensive management plans. Wealth management may be performed by an individual, but is often performed by a small team.
Personal financial planning focuses on organizing and optimizing a client's finances through risk management, debt reduction, investment management, and more. Some of the most common services in Rancho Santa Fe include retirement planning, investment management, tax planning, estate planning, asset management, and debt management.
32.2% of Rancho Santa Fe's population is of retirement age (62 years and older). Retirement planning for those individuals is designed to ensure that retirees are able to secure a stream of income for later in life. Many retirement plans provide a powerful framework for achieving this goal. If you are unsure of where to start, a retirement planner in the Rancho Santa Fe area can create a custom plan and walk with you each step of the way.
Estate planning is defined as the establishment of a legally compliant and comprehensive plan of action for the distribution of your asset base upon your death. In the Rancho Santa Fe area, estate planning may also consist of legal documentation regarding who is allowed to make medical decisions on your behalf, should you become incapacitated, as well as funeral arrangements.
Business financial planning is the task of mapping out a path to achieving a business's financial goals. These goals are often expanded and reevaluated as the company grows, making financial planning for businesses in the Rancho Santa Fe area an ongoing effort.
Tax planning refers to a service offered by qualified financial professionals who analyze your financial situation comprehensively and determine how best to use deductions and write-offs to minimize your tax payments. In the Rancho Santa Fe area, tax planning is often included with other services like asset management, estate planning, and retirement planning. Tax planning strategies will differ depending on depending on where you live. California has unique laws defining which actions trigger a taxable event and has the 10th highest total tax burden in the U.S., including income, property, and sales tax.
Transition planning for divorce or loss of a spouse involves working with an attorney or financial advisor in the Rancho Santa Fe area to create a financial planning strategy to protect your assets and heirs in the event of death or divorce. It typically includes updating wills and trusts, evaluating life insurances, long-term care arrangements, and creating inventories of bills, financial accounts, and other interests.
Debt consolidation and management typically involves rolling several loans into a single loan with better financing terms, such as a lower monthly payment or interest rate. Debt consolidation is a popular strategy for advisors in the Rancho Santa Fe area when dealing with high-interest credit card debt and private student loans.

 

The Value of Working With the Best Financial Planners in Rancho Santa Fe, CA


A good financial planner can increase your returns by as much as 3% annually.

Vanguard

$2,010,221.91
Without Advisor

$4,643,687.46
With Advisor

Assuming $350k initial investment at 6% annual growth vs 9% annual growth for 30 years.

Find a Fee-Only Financial Planner Near Rancho Santa Fe, CA

We evaluated over 13,000 RIA firms to bring you the best of the best Rancho Santa Fe financial advisors.
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How Retirement-Friendly is Rancho Santa Fe, CA?

  • Population: 2,510
  • % of Population 62 Years and Over: 32.2%
  • Average Home Value: $2,000,0,00+
  • Average Monthly Housing Cost: $4,0,00+
  • Average Household Income: $235,648
  • California Total Tax Burden: 9.48% (10th Highest in U.S.)
  • California Property Tax: 2.64% (19th Lowest in U.S.)
  • California Individual Income Tax: 3.78% (4th Highest in U.S.)
  • California Sales and Excise Tax: 3.06% (17th Lowest in U.S.)


The Top Financial Advisor Firms in Rancho Santa Fe, CA


WEALTH ADVISORS, INC.

Website

(858) 481-4088

16909 Via De Santa Fe
Suite 202
Rancho Santa Fe, CA 92067

SEC#: 801-113020
Years in Business: 3 years

"TATE ASSET MANAGEMENT" AND "DCO WEALTH MANAGEMENT"

Website

(888) 500-9267

5531 Cancha De Golf
Suite 206
Rancho Santa Fe, CA 92091

SEC#: 801-110370
Years in Business: 4 years

ACM

Website

(858) 467-5415

16236 San Dieguito Road
Suite 210
Rancho Santa Fe, CA 92067

SEC#: 801-111736
Years in Business: 3 years

FAIRBANKS CAPITAL MANAGEMENT, INC.

Website

(858) 759-0617

16236 San Dieguito Rd.
Suite 3-28
Rancho Santa Fe, CA 92067

SEC#: 801-50869
Years in Business: 25 years

ALETHEA CAPITAL MANAGEMENT, LLC

Website

(858) 926-2058

18029 Calle Ambiente
Suite 509
Rancho Santa Fe, CA 92067

SEC#: 801-72176
Years in Business: 10 years

AMERICAN MONEY MANAGEMENT, LLC

Website

(858) 755-0909

14249 Rancho Santa Fe Farms Road

Rancho Santa Fe, CA 92067

SEC#: 801-60976
Years in Business: 19 years

NICHOLAS INVESTMENT PARNTERS, L.P.

Website

(858) 759-4545

6451 El Sicomoro Street

Rancho Santa Fe, CA 92067

SEC#: 801-66532
Years in Business: 15 years

CASTLE CREEK ADVISORS IV LLC

Website

(858) 756-8300

6051 El Tordo

Rancho Santa Fe, CA 92067

SEC#: 801-72923
Years in Business: 10 years

CORNERSTONE ACQUISITION & MANAGEMENT COMPANY LLC

Website

(858) 779-5800

16236 San Dieguito Road
Suite 4-23
Rancho Santa Fe, CA 92067

SEC#: 801-65175
Years in Business: 15 years