Find a Financial Planner in Palm Desert, CA

 

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We did the hard work of finding trustworthy partners in Palm Desert, CA.

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We Only Work With The Best Palm Desert Financial Advisors


We Exclusively Work With Select Partner Firms Who Meet The Highest Standard of Excellence and Trust.

3rd Party Rankings

Our partners have been recognized by some of the best media publication sources like Financial Times, Investor.com, Forbes, and Barron’s

Conflict Free

Our partners will also never sell proprietary investment products

Experience

All leads will be connected with a firm who has been in business for 20+ years

Education & Designations

All leads will be given to a certified CFP with designation from FINRA

Trustworthiness

All of our partners are credible — No conflicts of interest and no disciplinary history

 

Our Process for Choosing
An Independent Financial Advisor in Palm Desert, CA


  • Financial Advisor Close to Palm Desert, CA

  • All Advisors Must Meet Fiduciary Standard

  • “Fee-Only” Compensation To Ensure Conflict-Free Advice

  • Exemplary Disciplinary History

  • Required Education and Designations

  • Expertise with Client’s Specific Needs

 

How Can a CFP® in Palm Desert Help You?

Wealth management is a type of financial planning that incorporates many other financial services. Catering to high-net-worth individuals in the Palm Desert area, wealth managers seek to build comprehensive wealth for their clients through a variety of vehicles, including investments, retirement planning, estate planning, asset management, tax planning, and more.
Personal financial planning is a service offered by qualified financial experts who provide personalized plans and strategies to help clients achieve their financial goals. Financial planning may be more hands-on or hands-off, but strategies in Palm Desert can include managing client retirement accounts, investments, tax plans, and more.
40.3% of Palm Desert's population is of retirement age (62 years and older). For those individuals, the goal of retirement planning is to create a source of income for one’s retirement years. It starts with determining an individual’s retirement goals and then lays out a financial strategy to accomplish them. In the Palm Desert area, this strategy might include income and expense planning, savings strategies, investing advice, and asset and risk management.
Estate planning involves much more than just setting up a will. In the Palm Desert area, it may involve setting up a trust and naming an executor, complying with estate tax law, updating insurance and retirement accounts, making funeral arrangements, and more. There are many ways to divy your estate, from directly giving to beneficiaries to funding future education accounts.
Business financial planning sets out the financial path a company takes to achieve its goals over a stated timeline. Business financial planning can be very granular, addressing specific projections for business expansion, equipment needs, staffing, resources, cash flow, and financing options in the Palm Desert area.
The goal of tax planning is to minimize an individual’s or organization’s tax liabilities, while maximizing their overall long-term financial situation. In the Palm Desert area, tax planning is often included with other services like asset management, estate planning, and retirement planning. Tax planning strategies will differ depending on depending on where you live. California has unique laws defining which actions trigger a taxable event and has the 10th highest total tax burden in the U.S., including income, property, and sales tax.
Transition planning for divorce or loss of a spouse involves working with an attorney or financial advisor to create a financial planning strategy to protect your assets and heirs in the event of death or divorce. In the Palm Desert area, it typically includes updating wills and trusts, evaluating life insurances, long-term care arrangements, and creating inventories of bills, financial accounts, and other interests.
Debt consolidation and management typically involves rolling several loans into a single loan with better financing terms, such as a lower monthly payment or interest rate. Debt consolidation is a popular strategy for advisors in the Palm Desert area when dealing with high-interest credit card debt and private student loans.

 

The Value of Working With the Best Financial Planners in Palm Desert, CA


A good financial planner can increase your returns by as much as 3% annually.

Vanguard

$2,010,221.91
Without Advisor

$4,643,687.46
With Advisor

Assuming $350k initial investment at 6% annual growth vs 9% annual growth for 30 years.

Find a Fee-Only Financial Planner Near Palm Desert, CA

We evaluated over 13,000 RIA firms to bring you the best of the best Palm Desert financial advisors.
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How Retirement-Friendly is Palm Desert, CA?

  • Population: 52,575
  • % of Population 62 Years and Over: 40.3%
  • Average Home Value: $367,500
  • Average Monthly Housing Cost: $1,353
  • Average Household Income: $94,797
  • California Total Tax Burden: 9.48% (10th Highest in U.S.)
  • California Property Tax: 2.64% (19th Lowest in U.S.)
  • California Individual Income Tax: 3.78% (4th Highest in U.S.)
  • California Sales and Excise Tax: 3.06% (17th Lowest in U.S.)


The Top Financial Advisor Firms in Palm Desert, CA


FLC CAPITAL ADVISORS

Website

(760) 779-8110

44750 Village Court

Palm Desert, CA 92260

SEC#: 801-77600
Years in Business: 8 years

CYPRESS WEALTH SERVICES, LLC

Website

(760) 834-7250

74150 Country Club Drive

Palm Desert, CA 92260

SEC#: 801-110836
Years in Business: 4 years

HARDWORKING CAPITAL ADVISORS, LLC

Website

(760) 340-3277

34220 Gateway Drive
Suite 120
Palm Desert, CA 92211

SEC#: 801-112113
Years in Business: 3 years

FORTEM FINANCIAL GROUP, LLC

Website

(760) 206-8500

44801 Village Court #201

Palm Desert, CA 92260

SEC#: 801-112300
Years in Business: 3 years

INTEGRATED WEALTH MANAGEMENT, INC.

Website

(866) 888-6563

74245 Highway 111
Suite 201
Palm Desert, CA 92260

SEC#: 801-50509
Years in Business: 25 years