Neptune Beach, FL Financial Advisors and Resources



Financial Advisor Firms in Neptune Beach, FL


DISCIPLINED EQUITY MANAGEMENT, INC.

Website

(904) 222-0280

200 1st Street
Suite 204
Neptune Beach, FL 32266

SEC#: 801-62624
Years in Business: 17 years


How Retirement-Friendly is Neptune Beach, FL?

  • Population: 7,101
  • % of Population 62 Years and Over: 19.3%
  • Average Home Value: $408,500
  • Average Monthly Housing Cost: $1,462
  • Average Household Income: $120,309
  • Florida Total Tax Burden: 6.97% (6th Lowest in U.S.)
  • Florida Property Tax: 2.74% (22nd Lowest in U.S.)
  • Florida Individual Income Tax: 0.00% (Lowest in U.S.)
  • Florida Sales and Excise Tax: 4.23% (10th Highest in U.S.)


Neptune Beach, FL Financial Advisor FAQs

This will vary depending on two things: the complexity of your situation and the hourly rate of the planner you want to work with. Someone who has a lot to deal with will usually pay more per hour, even if they go to someone less experienced, while someone who is looking for a holistic approach might be able to get away with paying less.
A financial advisor's primary goal is to help their clients wealth increase. They do this by offering recommendations for investment vehicles that will meet a customer's needs while utilizing their investment plan. In addition, a financial advisor provides tax services, account management, and guidance on financial resources outside of traditional investments such as reverse mortgages or college savings plans.
One of the most crucial questions to ask a financial advisor is,What is your investment philosophy? Financial advisors can be generalists, meaning they have some knowledge about many different things from bonds and stocks, to more high risk investments like futures or commodities. If your advisor doesn't know much about investing in the markets on a very deep level, they may not be the best person for you. Make sure that any advisor you work with has tested their ideas in the real world, and ideally has experience with your specific goals.
Yes. And the sooner you get one, the better. Getting a good financial advisor is like insuring your financial future because it's impossible to predict what could happen in the future and how you might handle it without an expert. With more retirees turning to early retirement due to work optimization or family issues, this means more hours for their existing portfolio allocation of stocks and bonds will need management - which probably won't be managed along with 401Ks, IRAs, pensions needs.