Find a Financial Planner in Los Altos, CA

 

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We Only Work With The Best Los Altos Financial Advisors


We Exclusively Work With Select Partner Firms Who Meet The Highest Standard of Excellence and Trust.

3rd Party Rankings

Our partners have been recognized by some of the best media publication sources like Financial Times, Investor.com, Forbes, and Barron’s

Conflict Free

Our partners will also never sell proprietary investment products

Experience

All leads will be connected with a firm who has been in business for 20+ years

Education & Designations

All leads will be given to a certified CFP with designation from FINRA

Trustworthiness

All of our partners are credible — No conflicts of interest and no disciplinary history

 

Our Process for Choosing
An Independent Financial Advisor in Los Altos, CA


  • Financial Advisor Close to Los Altos, CA

  • All Advisors Must Meet Fiduciary Standard

  • “Fee-Only” Compensation To Ensure Conflict-Free Advice

  • Exemplary Disciplinary History

  • Required Education and Designations

  • Expertise with Client’s Specific Needs

 

How Can a CFP® in Los Altos Help You?

Wealth management is a comprehensive financial service that focuses on building well-rounded wealth for clients. Typically used by high-net-worth individuals and organizations in the Los Altos area, wealth managers seek to attend to each client's individual needs while creating their comprehensive management plans. Wealth management may be performed by an individual, but is often performed by a small team.
Personal financial planning is a financial advisory service focused on helping individuals navigate the correct path to achieve their financial goals. Personal financial planning can look different from client to client, but in Los Altos, it typically provides counsel on investing, retirement savings, taxes, estate planning, and risk management.
24.2% of Los Altos's population is of retirement age (62 years and older). For those individuals, the goal of retirement planning is to create a source of income for one’s retirement years. It starts with determining an individual’s retirement goals and then lays out a financial strategy to accomplish them. In the Los Altos area, this strategy might include income and expense planning, savings strategies, investing advice, and asset and risk management.
Estate planning is defined as the establishment of a legally compliant and comprehensive plan of action for the distribution of your asset base upon your death. In the Los Altos area, estate planning may also consist of legal documentation regarding who is allowed to make medical decisions on your behalf, should you become incapacitated, as well as funeral arrangements.
Business financial planning sets out the financial path a company takes to achieve its goals over a stated timeline. Business financial planning can be very granular, addressing specific projections for business expansion, equipment needs, staffing, resources, cash flow, and financing options in the Los Altos area.
Tax planning is a service offered by qualified tax planners, financial advisors, and other financial professionals in the Los Altos area who determine what breaks are available to you to minimize your tax payments. Tax planning strategies will differ depending on depending on where you live. California has unique laws defining which actions trigger a taxable event and has the 10th highest total tax burden in the U.S., including income, property, and sales tax.
Transition planning for divorce or loss of a spouse is a service offered by many financial advisors, planners, and other professionals in the Los Altos area. Typically, it includes updating wills and trusts, evaluating life insurances, long-term care arrangements, and creating inventories of bills, financial accounts, and other interests.
Debt consolidation is a good way to make high-interest debts more manageable. Advisors in the Los Altos area can bundle high-interest loans together under more favorable financing terms. This often results in lower interest rates, or lower monthly payments.

 

The Value of Working With the Best Financial Planners in Los Altos, CA


A good financial planner can increase your returns by as much as 3% annually.

Vanguard

$2,010,221.91
Without Advisor

$4,643,687.46
With Advisor

Assuming $350k initial investment at 6% annual growth vs 9% annual growth for 30 years.

Find a Fee-Only Financial Planner Near Los Altos, CA

We evaluated over 13,000 RIA firms to bring you the best of the best Los Altos financial advisors.
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How Retirement-Friendly is Los Altos, CA?

  • Population: 30,504
  • % of Population 62 Years and Over: 24.2%
  • Average Home Value: $2,000,0,00+
  • Average Monthly Housing Cost: $3,487
  • Average Household Income: $326,456
  • California Total Tax Burden: 9.48% (10th Highest in U.S.)
  • California Property Tax: 2.64% (19th Lowest in U.S.)
  • California Individual Income Tax: 3.78% (4th Highest in U.S.)
  • California Sales and Excise Tax: 3.06% (17th Lowest in U.S.)


The Top Financial Advisor Firms in Los Altos, CA


CHANGING PARAMETERS, LLC

Website

(650) 327-7705

201 Main Street
Suite 150
Los Altos, CA 94022

SEC#: 801-63495
Years in Business: 16 years

THREE BELL CAPITAL LLC

Website

(650) 843-9836

4 Main Street
Suite 230
Los Altos, CA 94022

SEC#: 801-79156
Years in Business: 7 years

JOHNSON LYMAN WEALTH ADVISORS

Website

(650) 494-2733

4966 El Camino Real
Suite 109
Los Altos, CA 94022

SEC#: 801-70139
Years in Business: 11 years

RILEY FRIEDMAN ASSET MANAGEMENT

Website

(650) 988-1088

4984 El Camino Real, Suite 101

Los Altos, CA 94022

SEC#: 801-72721
Years in Business: 9 years

STRATEGY CAPITAL LLC

Website

(650) 917-8700

1 First Street
Suite 13
Los Altos, CA 94022

SEC#: 801-114124
Years in Business: 2 years